Pedro Isern is a financial advisor with Insigneo Advisory Services, LLC in Coral Gables, FL, holding Series 63 and Series 65 registrations and seven years of industry experience. His prior roles include positions at Natixis Investment Managers and Plus International Bank. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to a diverse client base including individuals, corporations, trusts, institutional clients, and banking institutions. The firm offers customized and committee-overseen investment solutions across multiple asset classes, utilizing both proprietary and third-party strategies.

Deana Kelly is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Evensky & Katz/Foldes Wealth Management since 2014. She holds Series 63 and Series 65 licenses and is based in Coral Gables, FL. Evensky & Katz/Foldes Wealth Management provides fee-only wealth management and investment advisory services to individuals, trustees, retirement plans, charities, and small businesses. The firm employs a wealth-management approach centered on client goals, strategic asset allocation, and an equity core-and-satellite framework, utilizing primarily low-cost index funds and ETFs supplemented by specialty allocations and alternative investments where appropriate.

Carl Linder is a financial advisor at Level Four Advisory Services with one year of industry experience. He holds a Series 65 credential and previously worked for nine years at Greenspoon Marder LLP. Outside of his advisory role, he serves as of counsel at Greenspoon Marder, dedicating part-time hours to that position. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion and serving high-net-worth individuals, corporations, retirement plans, and municipal entities. The firm provides financial planning, asset management, retirement-plan consulting, and fiduciary services, utilizing model portfolios and various platform and sub-advisor arrangements.

Kathryn Vera is a financial advisor at StoneX Advisors Inc. with 17 years of industry experience. She holds Series 63 and Series 65 designations and previously worked for Bulltick LLC for 15 years before joining StoneX in 2023. Vera also engages in public speaking on topics related to women and finance. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by providing portfolio management, financial planning, and consulting services through a combination of independent advisors and an in-house Private Client Group. The firm uses a variety of model-based solutions and third-party managers to implement strategies and supports multiple account structures and investment restrictions.

Jose Restrepo A is a financial advisor at BBVA Global Wealth Advisors, INC. He holds a Series 65 designation and has been in the industry since 2025. Prior to joining the firm, he worked at BBVA from 2013 to 2025. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices, primarily through portfolio advisory and wrap-fee programs. The firm emphasizes a client-approved, non-discretionary investment approach that integrates strategic and tactical asset allocation and leverages global investment research.

Nilia Gasson is a financial advisor at Insigneo Advisory Services, LLC with 36 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of her advisory role, she is the owner and manager of Nicollette LLC, a non-investment related entity used for income and expense processing. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, including banking and thrift institutions. The firm offers customized allocations, firm-modeled multi-asset portfolios, third-party manager oversight, and consulting services, utilizing a range of investment strategies across various asset classes.

Marcello Zaffaroni is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding Series 63 and Series 66 credentials and having 24 years of industry experience. His prior experience includes roles at SunTrust Advisory Services and Sanctuary Advisors. He serves as treasurer for The Heart of Saint Mary Foundation Inc., a charitable organization in Florida. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management with a focus on committee-driven model portfolios and individualized advisor-led construction, including global and emerging market exposures.

Andres Ricketts Canepa is a financial advisor at BBVA Global Wealth Advisors, INC. in Miami, FL, holding a Series 65 credential with one year of experience at the firm. His prior roles include positions at Worldaware, FounderNest, Fund@mental, and Ubreakifix. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through non-discretionary portfolio advisory and wrap-fee programs. The firm’s investment approach incorporates strategic and tactical asset allocation guided by BBVA S.A.’s Global Wealth Investment Committee and utilizes a blend of proprietary and third-party research.

Daniel Lizaso Trejo is a CFA® charterholder and holds a Series 66 license with four years of industry experience. He currently works at BBVA Global Wealth Advisors, Inc. and previously held positions at DB USA Core Corp and Deutsche Bank Securities, Inc. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through portfolio advisory and wrap-fee programs. The firm’s investment approach uses a client’s Investor Risk Profile combined with strategic and tactical asset allocation, with most accounts requiring client approval before trades are executed.

Mark Van Der Eijk is an Investment Portfolio Manager with Bolton Securities Corporation and holds a Series 66 designation. He has 23 years of experience in the financial industry, including roles at Bolton Global Asset Management and Bolton Global Capital since 2021, as well as prior experience at Wells Fargo Clearing and WELLS FARGO Advisors. He is also the owner and CEO of Van Der Eijk Group, LLC, a business entity related to securities and investment advisory services. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm employs a long-term investment approach combined with discretionary portfolio management and utilizes mutual funds, ETFs, equities, and fixed-income securities in its strategies.

Tanya Duarte is a financial advisor with Bolton Securities Corporation based in Miami, FL, holding Series 63 and Series 66 licenses and possessing 32 years of industry experience. She has been associated with Bolton Global Asset Management and Bolton Global Capital since 2016. Outside of her advisory role, she owns and operates Ducartan, LLC, a company established to facilitate tax reporting for business expenses. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm delivers customized wealth management through a network of independent advisers, utilizing mutual funds, ETFs, equities, and fixed-income securities with a primarily long-term investment approach.

Mauricio Viaud is a financial advisor at Insigneo Advisory Services, LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Janney Montgomery Scott and Hefren Tillotson. He currently serves as a Senior Investment Strategist and Portfolio Manager at Insigneo Advisory Services. Insigneo Advisory Services provides investment advisory and portfolio management to a diverse client base, including high-net-worth individuals, corporations, trusts, and institutional clients. The firm employs a combination of customized allocations and firm-modeled portfolios, incorporating a range of asset classes and strategies.

Luis Flores is a financial advisor with Bolton Securities Corporation holding a Series 66 designation and three years of industry experience. His career includes roles at Bolton Global Asset Management and Bolton Global Capital, as well as several years with Banque Heritage in Uruguay and AIVA S.A. Luis is a dual Registered Representative and Investment Advisor with Bolton Global Capital and Bolton Global Asset Management. Bolton Global Asset Management serves individual, corporate, institutional, and charitable clients by providing asset management and financial planning services. The firm employs a network of independent advisers and offers customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed-income securities, emphasizing a long-term investment approach.

Jose Varon is a financial advisor at Insigneo Advisory Services, LLC with four years of industry experience. He previously worked at VectorGlobal WMG for seven years and Banco de Bogota for fourteen years. Varon holds a Series 65 designation and is based in Miami, FL. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, combining committee-driven model portfolios with individualized advisor-led portfolio construction. The firm’s approach includes global asset classes and emerging-market exposures, and it serves clients with both discretionary and non-discretionary portfolio management.

Eduardo Solano Arroyo is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 11 years of industry experience. Before joining Insigneo in 2026, he worked for Bolton Global Asset Management and Bolton Global Capital for 11 years. Eduardo is also licensed to sell fixed life insurance products through GEF Insurance/GEF Financial Group. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm employs a committee-driven model portfolio approach combined with advisor-led portfolio construction, integrating third-party macroeconomic research to align investments with client goals.

Armando Cunill is a financial advisor at Gradient Securities, LLC with 29 years of industry experience. He holds a Series 65 designation and has been with Gradient Securities since 2012. Cunill also operates Capital Financial Services, a fixed insurance sales business he has managed since 1984. Gradient Securities, doing business as Gradient Wealth Management, offers financial planning, consulting, and non-discretionary asset management to individuals, pension and profit-sharing plans, trusts, estates, corporations, and other business entities. The firm combines advisory and broker-dealer services and frequently utilizes third-party managers and ERISA plan consulting.

Karyn Soroa is a financial advisor with Bolton Securities Corporation in Miami, FL, holding a Series 66 designation and 14 years of industry experience. She has worked at Bolton Global Asset Management and Bolton Global Capital since 2017, and previously spent nine years at Merrill. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm’s approach is driven by independent investment adviser representatives who tailor portfolios using mutual funds, ETFs, equities, and fixed-income securities with a generally long-term orientation.

Carl Edlund is a financial advisor with Boreal Capital Management LLC in Miami, FL, holding a Series 66 designation and 18 years of industry experience. He has worked at Boreal Capital Management and its affiliated entities since 2020 and previously spent seven years with EFG Capital Advisors Inc. Edlund is a 50% owner of Carenica LLC, an investment entity generating rental income, though he is not involved in its daily operations and receives no compensation from it. Boreal Capital Management provides discretionary and non-discretionary investment management and family-wealth advisory services to individuals, corporations, and institutional investors. The firm operates an open-architecture platform combining internal management with third-party and affiliated sub-advisers across a range of asset classes, and it is majority-owned by MoraBanc Grup S.A., an Andorran private banking group.

Krystian Moreno is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Purshe Kaplan Sterling Investments, Raymond James Financial Services, and Ameriprise. Moreno also sells life and disability insurance to clients as part of his business activities. Concurrent Investment Advisors offers wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, businesses, and retirement plans. The firm serves over 10,000 clients with approximately $9.9 billion in assets under management, using customized portfolios and a long-term investment approach supported by a large advisor network.

Oscar Fernandez Este is a financial advisor with Insigneo Advisory Services, LLC in Houston, TX. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His prior roles include positions at PNC Investments and BBVA Wealth Solutions. Outside of his advisory work, he is the manager and owner of D'ESTE GROUP LLC, a non-securities related entity. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, including banking and thrift institutions. The firm uses a combination of customized allocations and firm-modeled portfolios, incorporating equities, fixed income, commodities, and alternative investments, with oversight from an Investment Committee and third-party research.