Cami Schumacher is a financial advisor at J.P. Morgan Securities with five years of industry experience and holds the Series 66 designation. She has been affiliated with JPMorgan Chase Bank and J.P. Morgan Securities since 2020, and previously worked at Bank of America and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary advisory model that combines quantitative asset-allocation and centralized due diligence, incorporating an ESG eligibility framework in its investment process.

John Mahoney is a CFP® professional with 38 years of industry experience, currently serving at Wells Fargo Clearing since 2019. He previously worked at Morgan Stanley Private Bank, National Association from 2015 to 2019. Outside of his advisory role, he is the treasurer of the Breakers West Homeowners Association and co-owns JM Airways, LLC, an airplane rental and charter business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Bryan Nickow is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has been associated with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and scenario modeling.

Michael Bradberry is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans aligned with their goals and priorities. He serves as a planning partner, assisting clients in making informed financial decisions. He joined Fidelity Investments in 2024, serving initially as a Financial Representative, then advancing to Relationship Manager before assuming his current role as Investment Consultant in 2026. Prior to his time at Fidelity, Michael worked as a Loan Advisor at Freedom Mortgage from 2020 to 2022. Outside of his professional work, Michael has personal interests in baseball, football, movies, traveling, and food.

Juan Lopez is a Series 66-licensed advisor with six years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank and has prior experience at Bank of America, Merrill, and served one year in the United States Navy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its investment recommendations.

Richard Ebaugh is a financial advisor with Edward Jones in Wellington, FL, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Patricia Trimble is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2014. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs, including tailored financial planning that leverages firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Michael Greenstone is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a registered Financial Advisor since June 1980 and has held positions with Drexel Burnham Lambert, Prudential Securities, PaineWebber, UBS Financial Services, and Morgan Stanley throughout his career. Michael and his team joined Merrill Lynch in 2017, operating from the Glen Rock, New Jersey office. Michael’s expertise includes a wide range of client focus areas, such as college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, and portfolio management services. He holds licenses in Life and Health Insurance, Managed Futures, and General Securities across multiple states. Michael earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™ after completing the educational program at the University of Pennsylvania Wharton School of Business. He also holds the Certified Plan Fiduciary Advisor® (CPFA) designation from the National Association of Plan Advisors, part of The American Retirement Association. Additionally, he completed the Master’s Program at PaineWebber and the 60-module Wealth Management Program at UBS Financial Services. His educational background includes a Bachelor’s Degree in Economics from George Washington University. Outside of his professional work, Michael enjoys spending time with his family, traveling, golfing, tennis, cycling, platform tennis, playing the piano, reading, biking, chess, cooking, and watching movies. He and his wife Amy support various community organizations, including The Melanoma Foundation, Ridgewood AM Rotary, Birthright, The Center for Hearing and Communication, The YMCA of Ridgewood, Breast Cancer Society of America, The New York City Ballet, and The Pink Agenda.

Meagan Moran is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021, with prior roles at Christopher's Kitchen, Blue Marlin, Brenton Point Wealth Advisors, and Benjamin's Raw Bar. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eduardo De Carvalho is a financial advisor at Morgan Stanley with 26 years of industry experience. He has held roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2013. He holds Series 63 and Series 65 registrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analyses.

Rick Reissman is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2017. Outside of his advisory role, he serves as treasurer on the board of the Yale Club of the Palm Beaches, an organization focused on promoting Yale’s educational and community values in the region. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Stephen Bellissimo is a financial advisor with Merrill in West Palm Beach, FL, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Bank of America and Pacific Specialty Insurance Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Matthew McClellan is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. His work history includes roles at Truist Investment Services, INC. and Express Legal Services before joining LPL Financial in 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. It offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Bart Hartman is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He previously worked at Merrill and Bank of America for ten years each. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Scott Shrader is a CFP® professional with 23 years of experience in the financial services industry, currently advising at Cetera. He has held positions at various Cetera affiliates since 2025 and owns Vault Financial LLC, a firm providing tax and financial services. Outside of his advisory work, he is involved in automotive clubs, serving as president of the Ferrari Club of America Palm Beach chapter and regional director for its Florida region, and helping organize luxury car events in Palm Beach Gardens and Napa Valley. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary strategies nationwide.

Jeremy Lansat is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including City National Bank, Bank of America, and Merrill. Lansat is based in Palm Beach Gardens, FL. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients, offering advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on clients’ risk profiles and employs both in-house and third-party managers to implement portfolios.

James Atwood is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 41 years of industry experience. His career includes long tenures at Merrill and Bank of America, as well as roles at First Republic Investment Management and J.P. Morgan Chase. Outside of his advisory work, he serves as a board member for a condominium association in Gulf Stream, FL. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Eric Cornell is a CFP® professional with 25 years of industry experience, currently affiliated with Raymond James Financial. He previously spent 20 years at Ameriprise Financial Services, Inc. Cornell is also the CEO and owner of The Cornell Group, a business involved in office and employee management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers non-discretionary advisory services tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Daniel Rogowski is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he delivers family office style advice that integrates disciplined portfolio management with tax-aware planning. He collaborates closely with clients and their CPAs, attorneys, and other trusted specialists to coordinate every facet of a client’s balance sheet. His practice incorporates portfolio management, alternative investments when appropriate, retirement and estate planning services, and philanthropic guidance. Daniel began his career as a Financial Advisor at Merrill Lynch before serving over a decade as Chief Investment Officer of an independent registered investment advisory arm of a CPA firm. In that position, he developed expertise in long term portfolio design, public and private market investing, dynamic asset allocation modeling, and complex tax-sensitive strategies for entrepreneurs and multigenerational families. He holds a Bachelor’s degree from Harvard University and an MBA in Finance from Rice University. Additionally, he completed two years of graduate study in data science and machine learning at the University of California, Berkeley. Daniel has earned the designations of Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA).

Foster Gaylor is a financial advisor at Raymond James & Associates with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Bessemer Trust Company from 2019 to 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, and offers tailored financial planning, non-discretionary investment consulting, and institutional advisory services.