Bradley Palmer is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Achieva Credit Union and Lowes Home Improvement, as well as managing Palmer Contracting Inc. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that supports customized investment strategies and a broad range of program options.

Michelle Weiss is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding Series 63 and Series 66 designations and having 18 years of industry experience. Her career includes twelve years at Wachovia Bank and ongoing roles at Wells Fargo since 2016. She serves as treasurer for the Somerset Elementary School Foundation, assisting with fundraising and board meetings. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research-driven investment approaches, offering both brokerage and advisory solutions.

Gabriel Suarez is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2022 and 2023, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary SMAs and a formal alternative-investment platform.

Jason Simonelli is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2018. Prior to this role, he worked as an Investment Consultant from 2015 to 2018 and as a Financial Representative from 2014 to 2015 at the same firm. In his current position, Jason assists clients in developing wealth strategies that support both their financial goals and the interests of their family members. Jason holds a California Insurance License, which supports his ability to provide comprehensive financial advice. He partners with clients to make honest and thoughtful financial decisions, focusing on strategies that benefit their long-term financial well-being.

John Eussen is a financial advisor at Fisher Investments with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fisher Investments since 2011. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process that combines quantitative and qualitative research to construct diversified portfolios while utilizing tax-aware strategies and risk management techniques.

Dawn Gatti is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing, Wells Fargo Bank, PNC Capital Advisors, LPL Financial, and Invest Financial Corporation. Dawn is based in Palm Harbor, Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Gina Di Grandi is a Series 66 licensed financial advisor with 14 years of industry experience. She is currently with J.P. Morgan Securities in Clearwater, FL, and previously worked at Morgan Stanley Private Bank from 2012 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research with an ESG eligibility framework and broader derivatives and commodities capabilities.

Brandon Moe is a financial advisor at Raymond James & Associates with two years of industry experience. He previously worked at Northwestern Mutual Investment Services and Arcus Family Office Services. Outside of his advisory work, he volunteers with the Johnson Invitational fishing tournament, assisting in sponsorship facilitation and event setup. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipalities. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles and in-house research, and is notable for its municipal advisory services and extensive affiliate ecosystem.

Cindy Gibson is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory role, she is a managing member and 33% owner of a Longboat Key investment-related entity. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that oversees approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional and pension plans, and charitable organizations—and offers non-discretionary financial planning, investment consulting, and institutional fiduciary services.

Kevin Riscassi is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 63 licenses and having one year of industry experience. His prior work includes positions at Grimaldi's Pizzeria, Conch House Marina, and PFS Investments Inc. He is also affiliated with Flagler College, Bishop Verot High School, and Lexington Middle School. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Paz Chandra is a financial advisor at OSAIC with 30 years of industry experience. He holds the Series 63 and Series 66 credentials. His prior work experience includes roles at LPL Financial and Sii. He serves as a board member for SPT Inc. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization, supporting a variety of investment programs through affiliated broker-dealer and RIA relationships.

Shawn Isaacson is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Merrill, Bank of America, Morgan Stanley Private Bank, MML Investors Services, and MassMutual. He is based in Palm Harbor, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm uses structured discovery conversations and firm-approved tools to develop financial plans, managing approximately $2.74 trillion in client assets.

Patrick Kucinskas is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Nicholas Manns is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has eight years of industry experience. Prior to joining Raymond James in 2021, he worked at Wells Fargo Clearing from 2017 to 2021 and has experience in both education and wealth management firms. He is a partner in Coastal Bay Tax & Consulting and serves as vice president of Coastal Bay Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored, non-discretionary planning supported by analytical modeling and maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting programs.

Sharon Toston is a financial advisor with LPL Financial in Clearwater, FL, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Waddell And Reed, Inc, various insurance carriers for W&R Insurance Agency, and Bayrock Nelson LLC. She also operated Command Your Clutter, a business she managed for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms through a large network of investment adviser representatives.

Gerald Reid is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Primerica Financial Services since 1991 and is also associated with PFS Investments Inc and EHR Financial Group. Outside of advisory roles, he is a managing member of RVP Training Center LLC and owns Gerald Reid & Assoc., Inc., an investment-related business. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, providing model-delivery strategies and selectively managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trade execution to BNY Mellon Advisors, operating under a tiered wrap fee structure.

My Nguyen is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding Series 65 and Series 63 registrations and bringing 10 years of industry experience. Prior to joining Wells Fargo Clearing, Nguyen worked briefly as a self-employed professional and was involved with Presbyterian Hospitality House. Outside of advisory work, Nguyen provides translation services for friends and companies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research from Wells Fargo Investment Institute and third-party sources to support its investment approach and offers both brokerage and advisory solutions.

Michael Barranco is a financial advisor with J.P. Morgan Securities in Odessa, FL. He holds the Series 66 designation and has 11 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011, as well as a position at Pasco Hernando Community College. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm combines quantitative and qualitative research to support its advisory process and incorporates a range of investment strategies, including ESG considerations.

Judith Hall is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 63 and Series 65 credentials and 35 years of industry experience. Her career includes roles at Morgan Stanley Smith Barney since 2009, Morgan Stanley Private Bank since 2015, Citigroup Global Markets from 2005 to 2009, and Morgan Stanley Dw Inc. from 1991 to 2005. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers investment advisory services alongside additional activities including private funds and principal trading.

Fahad Fazal is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has previously worked at Capital One, Morgan Stanley, and Morgan Stanley Private Bank. He is based in Tarpon Springs, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.