Stephen Rice is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 credentials and has 29 years of industry experience. He previously worked at UBS Financial Services for 23 years before joining Wells Fargo in 2020. Rice serves on the investment committee of the Alabama Institute for the Deaf and Blind and acts as treasurer for Dawson Memorial Baptist Church. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm administers roughly $671 billion in assets and combines research from its Wells Fargo Investment Institute with third-party analytics to support diversified investment strategies.

William Mcintyre is a financial advisor with J.P. Morgan Securities in Birmingham, AL, holding Series 65 and Series 63 licenses and three years of industry experience. He previously worked at Wells Fargo Clearing Services and Wells Fargo NA and has been involved with the Boy Scouts of America Greater Alabama Council for nine years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework incorporated in its investment approach.

Andrew Pratt is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked for the Catholic Diocese of Birmingham, Alabama. Pratt serves as Vice President of Fundraising on the board of the Phoenix Club of Birmingham, a charitable organization supporting the Boys and Girls Club of Birmingham. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Hinrichs is a CFP® with 24 years of industry experience, currently working at Charles Schwab. He has been with Charles Schwab and Charles Schwab Bank since 2020, following roles at USAA Investment Management Company and USAA Financial Advisors. Hinrichs also served in the USAF Reserves for 24 years. Charles Schwab & Co., Inc. serves a large client base mainly composed of high- and ultra-high-net-worth individuals, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts through its integrated wealth management platform.

Brian Smith is a financial advisor at OSAIC with 34 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 30 years before joining OSAIC in 2025. Smith serves as a Major in the U.S. Army Retired Reserve and owns B&G Ranch LLC, where he raises cattle and breeds horses. Additionally, he is a board member of Live Life Healthy, LLC, a health care company selling indemnity-based health insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Jesse Saunders is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding a Series 66 designation and 19 years of industry experience. He previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, Saunders serves as a board member for the Lake Point Estates Homeowners Association and is a silent partner in a restaurant business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s approach is IPS-driven and incorporates a wide range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jeremy Gentle is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and with 37 years of industry experience. He has previously worked at Raymond James Financial Services, Wells Fargo Clearing, and Merrill. Gentle is also involved in non-variable insurance activities in Birmingham, AL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Prewitt is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 10 years of experience in the finance industry and has been part of the Merrill team for more than 3 years. Based in Birmingham, Michael focuses on serving high net worth individuals and business owners, assisting them with wealth accumulation, retirement income distribution planning, and tax-efficient wealth transfer strategies. Michael holds a Bachelor's Degree in Finance from the University of Alabama. He has earned several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas encompass divorce transition planning, employee benefits planning, family wealth management, and services for endowments, foundations, and non-profits. Outside of his professional work, Michael enjoys spending time with his wife, playing guitar, watching Alabama football, as well as engaging in adventure sports, cooking, golf, music, reading, swimming, and watching movies. He is also committed to community involvement and volunteers with local organizations.

Conrad Cook V is a financial advisor affiliated with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 credentials with 29 years of industry experience. He has worked at LPL Financial since 2005, following prior roles at Morgan Stanley DW Inc. and Level Four Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies.

Peppi Talley is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 40 years of industry experience. His career includes long tenures at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Inc., and COMPASS Bank. Based in Birmingham, AL, he has been with Raymond James since 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering tailored financial planning, investment consulting, and municipal advisory services.

Grayson Birch is a financial advisor with Cetera in Birmingham, AL, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Cetera, he worked at Regions Bank, MML Investors Services, LLC, and MassMutual Life Insurance Company. In addition to his financial services roles, Birch has been involved with Samford University since 2022 and previously worked at Grace Christian Academy. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting various program options and custodial relationships.

Donald Williams Jr. is a financial advisor with OSAIC based in Birmingham, AL, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has worked at OSAIC since 2004 and previously spent over 15 years with JSL Securities and J. Smith Lanier & Co. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory, financial planning, and retirement plan consulting services. The firm utilizes advanced asset-allocation tools and access to third-party money managers to construct diversified portfolios tailored to client needs.

Britney Bernstein is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at PNC Investments, BBVA Securities Inc., BBVA Compass Insurance Agency, and COMPASS Bank. Outside of her advisory role, she is the majority owner of a paper shredding business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Roger Hartline is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been associated with Raymond James and its predecessor firms since 2005 and serves as CEO of Partners Tax and Hartline Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports both wrap-fee advisory programs and institutional portfolio management, with specialized municipal and retirement plan advisory services.

Harry Bradford is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and institutions to help them pursue their financial goals, focusing on clarity and long-term relationships. Harry's approach involves understanding each client's unique needs to assist with preservation, growth, and transfer of wealth. Harry has over twenty years of experience in investment management and wealth strategy. Before joining Merrill Lynch, he held senior roles at several firms, including serving as a Senior Portfolio Manager at the McDonald Group, a single family office, and as a Senior Vice President and Wealth Consultant at Fi-Plan Partners. His career also includes positions at RBC Bank, Morgan Asset Management/Regions Financial, and UBS/Paine Webber. Additionally, Harry led his own asset management firm for three years, gaining insight into the challenges and opportunities faced by business owners. He earned a Bachelor of Science degree in Commerce and Business Administration from the University of Alabama. Harry holds the Personal Investment Advisor (PIA) designation.

David Pittman is a financial advisor with Mass Mutual Investors Services in Birmingham, AL, holding the ChFC® designation and a Series 63 license. He has 48 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016, as well as running Pittman & Associates/New England Life since 1975. Outside of advisory services, he is an insurance agent and has ownership interests in family-related investment and business entities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning and investment programs and educational seminars, focusing on long-term collaborative client relationships.

Jonathan Behrens is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He previously worked at UBS Financial Services Inc. for six years before joining Wells Fargo in 2022. Outside of his advisory role, he is a 50% owner of Vulcan Blue LLC, operating a swim school in Hoover, Alabama, where he assists with budgeting and bookkeeping. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Christopher Sullivan is a financial advisor with Equitable Advisors in Birmingham, AL, holding the Series 66 designation and eight years of industry experience. His prior roles include positions at Synovus Bank and Synovus Securities, Inc. Outside of his advisory work, he serves as a sales associate involved in the sales of tax account programs and ancillary insurance products. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs, utilizing both proprietary and third-party advisory solutions delivered through a large network of Investment Adviser Representatives.

Madison Mc Dowell is a financial advisor at Morgan Stanley in Birmingham, AL, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Morgan Stanley in 2022, Madison worked at Northwestern Mutual Investment Services LLC and has experience with firms including Charles Andrews and Wesley Patterson. Outside of finance, Madison was involved with Smile A Mile for six years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.

Charles Crowther III is a CFP® professional affiliated with Raymond James Financial in Birmingham, AL, with 43 years of industry experience. He has been with Raymond James Financial and Raymond James Financial Services since 2009. Outside of his advisory role, he is involved in several family farming operations in the Birmingham area. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals, utilizing various analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.