Christian Dycoco is a financial advisor with Charles Schwab who holds a Series 66 designation and has five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Newport Dental Laboratories LLC. Christian is based in Franklin, TN. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Brent Thompson is a financial advisor with UBS Financial Services in Franklin, TN. He holds Series 63 and Series 65 licenses and has 31 years of industry experience, including 16 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Andrew Wilson is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has prior work experience in the banking and hospitality sectors, including roles at Regions Bank, Cool Springs Wine and Spirits, Gerards 1907 Tavern, and Papa Johns. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and third-party money managers and various program structures.

Brian Raimann is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade in various roles since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Sean Le Boeuf is a financial advisor with Charles Schwab in Franklin, Tennessee, holding Series 63 and Series 66 designations and over 21 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2004 and 2006, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence on alternative investments through its integrated advisory and brokerage platform.

John Sellers III is a financial advisor with Ameriprise, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 11 years before joining Ameriprise in 2024. Outside of his advisory role, he is involved in independent insurance brokering and serves as a financial advisor at River Hills Consulting Services LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement-income plans and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Stewart Anderson III is a financial advisor with UBS Financial Services in Franklin, TN, holding a Series 66 designation and 25 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kyle Beutler is a Certified Financial Planner (CFP®) with over 10 years of industry experience. He has been with Charles Schwab since 2014 and Charles Schwab Bank Ssb since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Evangeline Greer is a financial advisor with Morgan Stanley in Franklin, TN, holding Series 63 and Series 66 licenses and possessing 9 years of industry experience. Her prior roles include positions at Jackson National Life Distributors, Cetera, and Regions Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Melanie Suelflow is a financial advisor with Ameriprise in Franklin, TN, holding Series 63 and Series 66 licenses and nine years of industry experience. She has worked at Ameriprise and its affiliated entities since 2015. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a written Recommendation Report and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools within a managed account structure subject to specific enrollment criteria.

John Fair is a financial advisor with LPL Enterprise holding Series 65 and Series 63 licenses and has one year of industry experience. His prior work includes positions at Financial & Tax Architects, Asure Software, Vestwell, Human Interest, Paychex, and AT&T. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment strategies and offers financial planning, third-party asset management access, and insurance product facilitation through affiliated entities.

Jerry Nix is a financial advisor with LPL Financial in Brentwood, TN, holding a Series 66 license and 10 years of industry experience. His prior roles include work with Waddell & Reed Inc and various insurance carriers, as well as involvement with Williamson County Young Republicans. He also serves as a notary public outside of his advisory duties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sterling Crenshaw is a Planning Consultant at Fidelity Investments, a role he has held since 2023. He helps clients create financial plans that adapt to their evolving life circumstances, focusing on understanding their unique goals and planning for what matters most to them. Prior to this, he served as a Relationship Manager and Financial Representative at Fidelity Investments between 2022 and 2023. Sterling also worked as a Financial Professional at The Prudential Insurance Company of America from 2021 to 2022. His experience spans various positions within the financial services industry, emphasizing client-focused financial planning and relationship management.

Brad Stevenson is a financial advisor with Fidelity, holding a Series 66 designation and 17 years of industry experience. He has worked with various divisions of Fidelity Investments since 2011. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is known for its use of systematic methodologies, formal advisory roles to multiple registered funds, and application of AI in research.

Terrence Wittman is a Series 66 licensed financial advisor with LPL Financial, based in Franklin, TN, where he has worked since 2003. He has 26 years of industry experience, including prior work at Equitable Advisors from 2000 to 2003. Wittman is also an outside agent for non-variable insurance products with several firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

David Mitchell Jr. is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds the Series 66 designation and has worked with Raymond James Financial Services Advisors since 2013. His career also includes roles at FB Investment Partners, FB Wealth Partners, and FirstBank since 2020. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides non-discretionary planning tailored to client goals, supported by analytical tools and risk profiling, and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Joshua Hall is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2014. He is based in Franklin, Tennessee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryce Vanderwoude is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles including positions at the University of Montana Campus Rec Facilities and Pine Tree Lumber Co. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and fund advisory services.

Jason Franklin is a financial advisor with Osaic Wealth Inc., holding Series 63, 65, and 66 credentials and bringing 30 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 14 years before joining Osaic in 2023. Outside of his advisory role, he is a co-owner of ICG Real Estate LLC and owns JCF RE LLC, which manages real estate properties. Osaic Wealth Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple platforms to provide customizable portfolio management options.

George Sawyer is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017. Prior to that, he was with MetLife Securities and MassMutual Life Insurance Company. He is also involved in outside insurance business activities focused on group life and health benefits. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to provide detailed analyses and written recommendations.