Michael Pagliari is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and 19 years of industry experience. He has been with Raymond James & Associates since 2012. Pagliari serves as a committee member for Church Health, a nonprofit focused on providing health and wellness services to uninsured working individuals in his community. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services with a range of portfolio management options.

Walker Burks is a financial advisor at Raymond James & Associates with one year of industry experience and holds a Series 66 designation. His background includes roles at Raymond James, StateFarm Insurance, and educational positions at Memphis University School and the University of Tennessee, Knoxville. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, and municipal entities, offering non-discretionary financial planning and investment consulting supported by a range of portfolio management styles and firm research.

Jason Shelby is a financial advisor with Osaic Wealth, Inc. based in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with Diversified Financial Group since 2006 and previously with FSC Securities Corporation. Outside of his advisory role, he is a partner at Diversified Financial Group, involved in group health insurance and annuities sales. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of advisors and multiple advisory platforms. The firm delivers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk assessment, and automated rebalancing across various investment types.

Pete Abston is a Series 66-licensed financial advisor with LPL Financial in Memphis, TN, holding seven years of industry experience. He has worked at First Tennessee Bank since 2018 and spent time at Lausanne Collegiate School and the University of Alabama prior to his current role. Outside of his advisory work, Pete is involved in Twitch streaming as a caster and commentator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides financial planning, advisory programs, and retirement consulting, offering discretionary and non-discretionary management supported by research and multiple investment strategies.

Sebastian Lavarreda is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and one year of industry experience. Prior to joining the firm, he has been involved with Lobos Rush Youth Soccer since 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management strategies.

Ronald Robinson is a financial advisor with LPL Financial in Germantown, TN, holding a Series 63 designation and 26 years of industry experience. He has worked at LPL Financial since 2025 and concurrently maintains a role with FTB Advisors, Inc. since 2013 and First Tennessee Brokerage Inc since 1998. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement consulting services, employing both discretionary and non-discretionary management supported by model portfolios and research.

Kevin Bryant is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products through a platform that combines institutional trading capabilities with wealth management services.

Sandra Mcdearman is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2018, following six years at Stephens Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Campbell is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, providing financial planning and consulting through a range of portfolio management styles and affiliated research resources.

George Hart is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at B. Riley Wealth Management and B. Riley Wealth Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, and institutions, offering a range of advisory and brokerage services supported by research and advanced portfolio management tools.

Brian Cox is a financial advisor at Charles Schwab with eight years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Tennessee Valley Authority, Regions Bank, and Cetera. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized supervisory, custody, and order-routing services.

Ralph Gillentine is a CFP® and ChFC® with 22 years of industry experience, currently working at LPL Financial since 2008. He serves on the board of Cornerstone Systems, a for-profit company based in Memphis, Tennessee. LPL Financial is an SEC-registered investment adviser and broker-dealer that provides financial planning, advisory programs, and retirement plan consulting to individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm offers both discretionary and non-discretionary management, model portfolios, and a range of investment strategies supported by LPL Research and third-party subadvisors.

Ricardo Rivera Chapa is a financial advisor at Cetera with a Series 66 designation and no prior industry experience. He has been with Cetera and Cetera Wealth Services, LLC since 2025. Outside of his advisory role, he has been involved with Tekila Modern Mexian since 2022. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, retirement services, and access to third-party money managers through a multi-manager platform with various program structures and custodial relationships.

Chelsea Luttrell is a Planning Consultant at Fidelity Investments, where she works with clients to evaluate their financial situations and co-develop tailored strategies aimed at achieving their long-term goals. She focuses on building trust-based relationships to guide clients toward financial clarity and confidence. Chelsea's professional experience includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as a Financial Advisor position at Thrivent. Her background reflects a progression through various client-focused financial roles within the industry. Outside of her professional work, Chelsea enjoys activities with her family, visiting museums, solving puzzles, and reading.

Leanne Scull is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 37 years of industry experience. She has been with Raymond James in various capacities since 2011. She also serves as trustee for two family-related trusts and is involved as an independent contractor advisor at Avenue Wealth Management Memphis. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and encourages client implementation through its advisory programs or other providers.

Alexander Georgopulos is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding Series 65 and Series 63 licenses. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2024 and 2026, respectively. Prior to his financial services career, he worked in the hospitality industry and has experience at the University of Kentucky and Fenwick High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jeff Williams is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. He previously held the position of Investment Consultant at Fidelity Investments from 2022 to 2025. Prior to joining Fidelity, Jeff worked as a Financial Advisor at Regions Investment Solutions from 2017 to 2022 and at Strategic Financial Partners from 2014 to 2017. Jeff holds an Arkansas Insurance License, which supports his work in providing financial and insurance-related advice to clients. In his role, he collaborates with clients to understand their financial goals and develop plans aimed at protecting and growing their wealth.

Stephanie Strelka is a financial advisor at LPL Financial in Memphis, TN, holding a Series 66 designation with four years of industry experience. Her prior roles include positions at Benchmark Wealth Management and the Children's Dental Center, as well as experience as a homemaker and work with LiveFit 901. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Jalyn Peterson is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position held since 2026. Prior to this role, Jalyn has held multiple positions within Fidelity Investments, including Financial Consultant from 2021 to 2025, Retirement Planner from 2019 to 2021, Investments Solutions Consultant from 2018 to 2019, and Customer Service Representative in 2018. Jalyn holds an Arkansas Insurance License. They approach financial advising with the perspective that every client has a unique money story that influences various aspects of their lives. Jalyn works with clients and their families to understand this story and aims to help them plan their financial futures with intention and fulfillment. Outside of work, Jalyn enjoys activities such as spending time at the beach, socializing with friends, hiking, painting, and reading.

Brian White is a financial advisor with OSAIC in Germantown, TN, holding a Series 63 designation and 23 years of industry experience. His prior work includes 18 years at Woodbury Financial Services and ongoing roles at Century Financial and Performance Marketing Group. Outside of advising, he is the author of a book titled *Single Women in Retirement* and owns several small businesses, including Century Financial Tax, which offers individual tax return services. OSAIC serves a wide range of retail and institutional clients through an extensive network of affiliated advisers and advisory platforms, providing integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation and portfolio management tools and supports both discretionary and non-discretionary accounts.