Carlton Head is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2005. He also serves as Director of Investments at Heick, Hester, Smith & Associates LLC, where he manages the SPS Advisor discretionary platform and screens investments. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Ann East is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Baird and Edward Jones. Outside of her advisory work, she co-owns a rental property with family members. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bruce Miller is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2014. Miller serves as a board member of The Temple, a nonprofit organization in Louisville. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Nancy Delony is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 63 license and 42 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she has been involved with FNJ Properties, Inc., a company undergoing dissolution, where she held an officer position. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Steven Richardson is a CFP® professional with 43 years of industry experience, currently advising at Cetera in Louisville, KY. He has held roles at Cetera Wealth Services, LLC since 2013 and owns Commonwealth Capital Management, LLC. Outside of advisory work, he serves as president of the Sycamore Ridge HOA and co-owns Commonwealth Capital Management Realty, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create custom strategies across a range of program structures and custodial relationships.

Chelsea Colvin is a financial advisor at Robert Baird & Co. with a Series 66 designation and four years of industry experience. She has worked at Robert W. Baird since 2019 and previously held positions at Hilliard Lyons and Williams Lea. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of traditional and non-traditional investment strategies.

Robert Cruse is a financial advisor with Robert W. Baird & Co. in Louisville, KY, holding a Series 66 designation and five years of industry experience. His prior work includes roles at United Citizens Bank and Trust Company, Reliance Construction, Henry County Public Schools, and Kentucky State University. Cruse is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage solutions, utilizing a combination of internally researched manager-traded and model-traded strategies.

Vickie Drury Bauer is a financial advisor with Raymond James Financial Services Advisors, Inc. based in Louisville, KY, holding Series 63 and Series 66 licenses and with 30 years of industry experience. She has worked with Stock Yards Bank & Trust Company since 2015, advising clients on their investment needs. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm delivers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Mark Nickel is a CFP®-certified financial advisor with Robert Baird & Co. in Louisville, KY, bringing 23 years of industry experience. He has worked at Robert Baird & Co. since 2019 and previously held roles at JJB Hilliard Wl Lyons LLC and Hilliard Lyons dating back to 2006. Nickel serves on the board of the University of Louisville Foundation, where he focuses on the foundation's investment policy and strategy. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, and employs a range of traditional and complex investment strategies.

Laurie Skeen is a financial advisor at Robert Baird & Co. with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at J.J.B. Hilliard W.L. Lyons, Inc. and Park Community / LPL Financial. Outside of her advisory role, she is a notary, a position she has held since 1999. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers to implement diverse investment strategies.

Erika New is a financial advisor at Robert W. Baird & Co. with one year of industry experience. She holds the Series 66 designation and has previously worked at Spalding Insurance Group and Commonwealth Bank & Trust. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, institutions, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers across various investment strategies.

Tanner Hyland is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, based in Louisville, KY. He has 11 years of industry experience, having been with Cambridge Investment Research Advisors since 2015. Outside of his advisory role, he is involved in insurance consulting and serves as president of TDH Ventures LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and custody platforms.

Anthony Carney is a financial advisor with Wells Fargo Clearing in Louisville, KY, holding a Series 66 designation and 14 years of industry experience. He has worked with Wells Fargo Advisors, LLC from 2012 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Geoffrey Stenger is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 66 and Series 63 designations and has worked with various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis, allowing clients to retain final decision-making authority.

Tracey Marshall is a financial advisor with Primerica Advisors in Louisville, KY, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to joining Primerica Advisors, she worked at Primerica Financial Services and has experience in healthcare and nursing education. She has also been involved in entrepreneurial activities through Louisville Learning LLC and Personal Best LLC. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Andrew Spurlock is a financial advisor at Raymond James & Associates with two years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise for three years. Prior to his financial career, he held various roles including positions at Jet's Pizza and teaching appointments at Spalding University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a range of portfolio styles and in-house research.

Jonathan Smith is a financial advisor with Ameriprise in Louisville, KY, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, Smith serves on the Bellarmine University Alumni Board, volunteers as a firefighter in his local neighborhood, and contributes freelance articles to local and national publications. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Laura Young is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise and its affiliated entities since 2000. Outside of her advisory role, she serves as Operations Director at Heick, Hester, Smith & Associates LLC in Louisville, KY. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Thomas Smith is a financial advisor with LPL Financial in Louisville, KY, holding a Series 66 credential and 25 years of industry experience. His prior experience includes roles at Waddell & Reed, Midland National Life Insurance Company, and managing his own firms, T Smith Enterprises LLC and T Smith Financial, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Mark Hyland is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and is also involved in insurance consulting through AHA Insurance Network and operates as an independent insurance agent. Additionally, he is founder and owner of MJH Management, Inc. and Hyland Financial in Louisville, KY. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, employing a range of portfolio management and model-based solutions tailored to client objectives.