Justin Flowers is a Series 66-licensed financial advisor with LPL Financial in Houston, TX, where he has worked for 14 years. Prior to and alongside his advisory role, he has been involved with Level Check Foundation Repair since 2000. He is also a shareholder in a family ranch that manages hay and cattle operations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by a range of model portfolios and research.

Mark Smith is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63, 65, and 66 designations and has been with Cetera Advisors LLC since 2013, including his current role starting in 2024. Outside of his advisory work, he owns and operates insurance-related businesses focused on property and casualty insurance as well as fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Carolina Askew is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has worked within various Wells Fargo entities since 2013, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sherry Verburgt is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with UBS since 2011. Outside of her advisory role, she owns and operates restaurants and a working ranch, and has been involved in real estate activities in the Netherlands. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings and proprietary research to tailor client solutions.

Charles Rizzo is a financial advisor with Edward Jones in Pearland, TX, holding Series 63 and Series 65 credentials and having 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm is notable for its extensive advisor and branch network and additional services such as a trust company and securities-based lending.

Shane Stephens is a Financial Consultant currently working with Fidelity Investments. He collaborates with clients to develop financial plans that align with their individual goals and needs, and assists in implementing these plans through appropriate investment strategies. Shane's experience at Fidelity Investments spans several roles, including Financial Representative in 2022, Investment Consultant from 2023 to 2024, and Financial Consultant from 2024 to the present. Outside of his professional work, Shane has personal interests in baseball, fishing, football, golf, kayaking, and spending time with pets.

Katie Scott is a financial advisor with J.P. Morgan Securities in Houston, TX. She holds a Series 66 designation and began her career in the industry in 2024. Prior to joining J.P. Morgan, she was involved with Texas Tech University in roles related to business communication and writing centers. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity futures functions.

Jennifer Robbins is a financial advisor at Edward Jones with 17 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at PNC Investments, BBVA Securities Inc, Morgan Stanley, SWBC Investment Services, and Capital One Investing. Outside of advising, she has explored real estate opportunities through an ownership interest in Next Adventure Properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages over $1 trillion in assets and offers a wide range of investment strategies supported by a large network of financial advisors and branch offices nationwide.

Thalia Savvidis is a financial advisor at Ameriprise with 26 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2012. Outside of her advisory role, she is involved with DGW Worldwide, LLC as an independent advisor. Ameriprise provides a retirement-income planning service focused on individuals near or in retirement who meet specific asset criteria, offering written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services through a centralized consulting team.

Douglas Ottosen is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 licenses and having three years of industry experience. His prior work includes roles at Primerica Financial Services, Blue Water Pools, and Alcresta Pharmaceuticals. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors primarily serves individual investors along with corporate and charitable clients through a wrap-fee asset management program that uses model-based investment strategies managed by third parties. The firm operates at scale with thousands of advisors and offices, offering advisory services focused on a range of strategic, tactical, tax-managed, and income-distribution approaches.

Timothy O'Connor is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, following seven years at UBS Financial Services. He is based in Houston, TX. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary modeling techniques as part of its financial planning process.

Justin O’Bannon is a financial advisor with OSAIC Wealth, Inc. in Houston, TX. He holds a Series 66 designation and has one year of industry experience. Prior to joining OSAIC Wealth, he has worked at BP Energy Co since 2014. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides brokerage and investment advisory services with tools such as asset-allocation models and automated rebalancing, offering portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Jennifer Kane is a Private Wealth Manager at Merrill Private Wealth Management, specializing in investments and wealth management. She has over twenty-five years of experience in evaluating client investment objectives, implementing strategies, and managing client relationships. Her client focus areas include college education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, philanthropic planning, and portfolio management services. Prior to her current role, Jennifer held positions such as Private Wealth Financial Advisor at Wells Fargo Advisors, Global Investment Specialist at J.P. Morgan’s Private Bank, Senior Vice President at Atlantic Trust Private Wealth Management, and Lead Portfolio Manager and member of the Investment Committee at Front Barnett Associates. She began her career as an analyst at Fayez Sarofim & Company in Houston, Texas. Jennifer holds a Bachelor of Arts in Economics from The University of Texas at Austin and a Master of Business Administration from Northwestern University’s Kellogg School of Management. She holds the Personal Investment Advisor (PIA) designation. Outside of her professional commitments, she is involved with the Bellaire Chapter of the Young Men's Service League and enjoys fishing, running, and spending time with her family.

Charles Mccall Jr. is a financial advisor at Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 65 licenses. He has experience with Wells Fargo Bank, JP Morgan Chase & Co., and Conns Home Plus, totaling over 15 years in the financial and related sectors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Roberto Martinez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and 12 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2021, he worked at Actinver Securities, Inc. from 2014 to 2021. Outside of his advisory role, Martinez is involved in real estate through ownership and management of two LLCs focused on rental properties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Judith Wallace is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. She worked at JP Morgan Securities LLC for 10 years before joining Wells Fargo in 2026. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Blaize Kaduru is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 credentials and 22 years of industry experience. He previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo Clearing in 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Susan Dick is a financial advisor at Raymond James Financial with 28 years of industry experience. She holds a Series 66 designation and has previously worked at Conklin Gilpin and Wertz, PLLC and FISD Inc. In addition to her advisory role, she serves as an officer and treasurer for Fourstone Wealth Management and is CEO of an accounting firm focused on tax planning. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advice using risk profiling and analytical tools and supports advisory programs across a large advisor network.

Manuel Paullada Nevarez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 66 and Series 63 credentials and six years of industry experience. His career includes roles at JPMorgan Chase Bank NA since 2017 and prior experience at Credit Suisse Asesores Mexico. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Haven Jackson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. Prior to joining Wells Fargo Clearing in 2024, he worked at J.P. Morgan Securities, LLC and JP Morgan Chase Bank, N.A. since 2016 and 2018 respectively. Outside of his advisory role, he owns and manages a rental property in San Antonio, TX. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among their investment offerings.