John White is a financial advisor at Ameriprise with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and J.P. Morgan Securities. Outside of his primary role, he is an associate financial advisor managing an advisory business through Sont1314LLC. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Deborah Steubing is a financial advisor with Thrivent Investment Management in San Antonio, TX, holding a Series 66 designation and six years of industry experience. She has worked at Thrivent Financial and Thrivent Investment Management since 2019. Outside of her advisory role, she volunteers as the leader of the Beautification Committee at Holy Spirit Catholic Church, organizing projects and fundraising for church grounds. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial analyses and written recommendations without portfolio management, with options to integrate planning alongside managed-account programs.

Elena Frieberg is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and two years of industry experience. Her prior work includes various roles outside the financial sector, and she also serves as a notary in San Antonio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning and retirement plan consulting, utilizing model portfolios and research from multiple sources.

Caleb Clark is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has worked previously at PGIM Investments LLC, Prudential Investment Management Services LLC, The Prudential Insurance Company of America, and Invesco Advisers, Inc. Outside of his advisory role, he is President-Elect of the Boerne Sunrise Rotary. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.

John Lerma is a Series 66-licensed financial advisor with Edward Jones in San Antonio, Texas, where he has worked since 2013. He has 12 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Johnny Cavazos is a Series 66-registered financial advisor with LPL Financial and has 10 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation, Equitable Advisors, Axa Advisors, LLC, and JPMorgan Securities LLC. Outside of his advisory work, he maintained a separate business entity, Johnny Cavazos, LLC, from 2019 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources to deliver both discretionary and non-discretionary management.

Christopher Clark is a financial advisor with OSAIC based in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Securities America Advisors and Securian Financial Services, among other firms, and maintains an ongoing role with Symmetry Financial Solutions. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Justin Hanna is a CFP® with 19 years of industry experience, currently serving at Equitable Advisors since 2007. His work history includes 13 years with Axa Advisors, LLC, overlapping with his tenure at Equitable. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model as an SEC-registered investment adviser and broker-dealer.

Raquel Mc Cain is a financial advisor with Charles Schwab, holding a Series 63 designation and bringing 29 years of industry experience. Her prior roles include extensive tenures at USAA in financial planning and investment management from 2007 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Rachel Romanack is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities LLC since 2022, following positions at Cambridge Investment Research Inc. and Harris Financial Services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Adam Gonzales Jr. is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and bringing 23 years of industry experience. He worked at Investment Professionals, Inc. for 11 years before joining JPMorgan Securities LLC in 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

C. Jones is a CFP® and ChFC® affiliated with Edward Jones in San Antonio, TX, with 31 years of industry experience at the firm. Since 1995, Jones has worked continuously with Edward Jones. Outside of financial advising, Jones teaches stress reduction techniques through mindfulness. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm is notable for its extensive retail advisor network and additional capabilities beyond advisory services, including trust and securities-based lending options.

Trevor Busch is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Primerica Advisors since 1998 and Primerica Financial Services since 1997. Outside of his advisory role, he is a partner in several non-investment entities established for tax purposes, including involvement in real estate investing. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options for individual and high-net-worth clients in a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on strategic, tactical, tax-aware, and income distribution investment approaches.

James Anderson is a Certified Financial Planner (CFP®) with 23 years of industry experience. He has been with Edward Jones in San Antonio, TX since 2002. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a network of more than 23,700 financial advisors.

Cynthia Michael is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several wealth management firms, including Belpointe Asset Management and Bank of San Antonio Wealth Advisors. Outside of advising, she serves as an authorized signor on her husband’s gutter business accounts. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning solutions including retirement, education, and business-owner transition planning. The firm uses proprietary research and tools to develop customized recommendations, with implementation options available through brokerage or advisory programs.

James Tanberg is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

David Stanley is a financial advisor with Ameriprise in Helotes, TX, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He previously worked at Randolph Brooks FCU and Cuna Brokerage Services, Inc. Outside of finance, he owns D's Designs, a woodworking business specializing in Christmas decor, signs, and door wreaths. Ameriprise is an institutional firm that offers retirement-income planning services targeted at individuals approaching or in retirement, typically those with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports delivered through a centralized consulting team in partnership with client advisors.

David Clapp is a financial advisor at Edward Jones in San Antonio, TX, holding the CFP® and ChFC® designations with 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jonathan Thrall is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 63 designation and 33 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers both discretionary and non-discretionary services under a fiduciary standard.

Gene Harrison is a CFP®, CFA®, and holds a Series 66 license, with nine years of experience in the financial industry. He has worked at Wells Fargo Bank since 2010 and has been with Wells Fargo Clearing Services since 2021. He is based in San Antonio, TX. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an emphasis on tailored services and fiduciary responsibility.