Ryan Everett is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Misty Jones is a Series 66 licensed financial advisor with Equitable Advisors in San Antonio, TX, with two years of industry experience. Her background includes roles at Texas A&M University and Palo Alto College, as well as operating a self-employed childcare business. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

William Minter is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and bringing 25 years of industry experience. His career includes tenures at Morgan Stanley, Citigroup Global Markets, and Merrill before joining Wells Fargo Clearing and subsequently Wells Fargo Advisors. Outside of his advisory work, he co-owns a charter boat business through Transmarinus Partners, LLC in Tulsa, OK. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm combines advisory services with brokerage and other financial products, providing customized planning supported by Wells Fargo research and tools.

Karla Hopper is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior roles include positions at Morgan Stanley, UBS Financial Services, and various capacities within JPMorgan Chase entities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, with offerings that may include ESG criteria and a range of derivative and commodities capabilities.

Glenn Welch is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Ernest Trevino is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. His prior roles include six years at Wells Fargo Clearing and five years at USAA Financial Planning Services. He owns and operates Mission Asset Advisors LLC, where he dedicates significant time to investment-related activities and serves as trustee for the firm's 401(k) plan. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options using proprietary research and tools. The firm integrates advisory services with various financial products and referral channels.

Andrew Hedrick is a CFP® and ChFC® credentialed financial advisor at Edelman Financial Engines with 25 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2013 and previously held roles at The Mutual Fund Store and USAA Financial Planning Services. Based in San Antonio, TX, he has a background spanning multiple advisory firms over two decades. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, providing diversified portfolios, periodic rebalancing, and long-term investment strategies.

Clifton Barnes is a financial advisor at Osaic Wealth Inc with 14 years of industry experience. He holds a Series 66 designation and has worked in financial advising and wealth management since 2012. In addition to his advisory role, Barnes is involved in accounting and tax practice through Monte R. Barnes FTC Inc. based in San Antonio, TX. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supported by various tools and options for discretionary management and third-party strategies.

Michael Nash is a financial advisor with LPL Financial based in New Braunfels, TX, holding a Series 66 designation and 11 years of industry experience. He has been with LPL Financial since 2014. Nash is also involved with Dollar Wealth Management, a business related to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various investment strategies and advisor tools.

Joseph Le Bouff is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022. Prior to this, he was affiliated with Equitable Advisors and Equitable Financial Life Insurance, and has experience outside finance including a role at Uber. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence that combines quantitative and qualitative research.

Timothy Escobar is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Escobar also serves in the U.S. Army Reserve and is a board member of a flying club. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market estimates to assist its clients.

Dorian Townsend is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with J.P. Morgan Securities in San Antonio, TX, where he has worked since 2022. His prior experience includes roles at SWBC Investment Company, Ameriprise, USAA, and Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a blend of quantitative and qualitative research.

David Ballard is a financial advisor at LPL Financial with 34 years of industry experience. He holds the ChFC® and Series 63 credentials. Prior to joining LPL Financial in 2021, he held roles at Waddell & Reed, Inc. for 30 years and has been involved with Trinity Baptist Church and Biblical Leadership For Excellence in various capacities over the past decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing both discretionary and non-discretionary strategies.

Nicholas La Valley is a financial advisor with Equitable Advisors based in San Antonio, TX. He holds a Series 66 designation and has been with Equitable Advisors since 2026. His prior experience includes multiple roles at Higginbotham and various positions outside the financial industry, including work in education and food service. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory programs and third-party managers, focusing on matching clients with appropriate investment models and fiduciary services.

Sebastian Barraza is a financial advisor with Fidelity in San Antonio, TX, holding a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked at Redwood Residential and held various roles in other companies. Outside of his advisory work, he is an independent contractor assisting with real estate leasing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Cynthia Vail is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has been associated with PFS Investments Inc. since 2011 and Primerica Financial Services since 2010. Outside of her advisory role, she previously owned a travel business from 2007 to 2011. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selective separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure as part of its investment approach.

Payton Anderson is a Series 66-registered financial advisor at J.P. Morgan Securities with three years of industry experience. Prior to joining J.P. Morgan Securities in 2026, Anderson worked at Merrill Lynch from 2022 to 2025 and has held various roles across different industries. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions.

Javier Perez Jr. is a financial advisor with MassMutual Investors Services in San Antonio, TX, holding a Series 66 designation and four years of industry experience. Prior to joining MassMutual Investors Services, he worked with MassMutual Insurance Company and has been the founder of Seven Ages Media, a media consulting and production company, since 2018. His media work includes enhancing social media strategies and producing and editing content. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, employing firm-approved software and collaborative annual planning processes.

Christopher Saunders is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following an 11-year tenure at Citigroup Global Markets. Outside of his advisory role, he serves as vice president of the Chi Delta Tau Foundation, where he works on endowment investment policy and provides scholarships for Trinity University students. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its advisory process.

Geovanni Hosang is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Primerica Advisors since 2006 and concurrently works with the Department of Veteran Affairs since 2007. Outside of his advisory role, he is a licensed Medicare insurance agent, a notary public, and is involved in various independent business activities including inspection services and brand management. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with trading and custody services facilitated by Pershing and Primerica Brokerage Services.