Jonathan Sawyer is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Scottrade, Inc. before joining Schwab in 2018. Outside of his advisory role, Jonathan is involved in youth sports as a TOCA Trainer, focusing on soccer and sports conditioning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and financial planning services. The firm’s approach includes both non-discretionary investment recommendations and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational capabilities.

Melanie Salazar is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and 9 years of industry experience. She has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates both as a broker-dealer and investment adviser, offering integrated advisory, brokerage, custody, and cash-sweep services with a model that combines non-discretionary and discretionary investment options.

Jeffrey Simmons is a financial advisor with Charles Schwab in Lone Tree, Colorado. He holds the Series 63 and Series 66 designations and has 32 years of industry experience. Simmons has been with Charles Schwab and its affiliated bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with integrated advisory, brokerage, custody, and cash-sweep services, offering both non-discretionary investment guidance and access to discretionary separately managed accounts.

Kristi Gilliland is a financial advisor at Charles Schwab with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2004. Outside of her advisory role, she also serves as a consultant for Thirty-One, a company specializing in bags, purses, and totes. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset portfolios and a centralized operational structure.

David Webb is a financial advisor at Charles Schwab & Co., Inc. with 18 years of industry experience. He holds Series 63 and Series 66 certifications and has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

Alexandra Kaiser is a financial advisor with Charles Schwab, holding a Series 66 designation and having seven years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2018 and previously worked at Tamayo and Troy LLC (TAG). Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Suzanne Lee Walker is a financial advisor with Charles Schwab holding Series 66 and Series 63 licenses, and has two years of industry experience. Her prior roles include positions at Westerra Credit Union and a long period dedicated to family caregiving. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by strategic asset allocation and alternative investment due diligence.

Jason Rasmussen is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab since 2020. Prior to that, he was employed at Eagle Strategies (NY Life), Kruse Financial Group, and Nylife Securities LLC from 2018 to 2020. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides a centralized platform that integrates advisory, brokerage, custody, and cash-sweep services.

Milad Montazeri is a financial advisor at Charles Schwab with Series 66 and Series 63 designations and four years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2020. Prior to that, he held roles at the University of Colorado at Boulder and Kronke Sports and Entertainment. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, using multi-asset model portfolios and a centralized operational structure.

Kevin Kuntz is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2023, he worked at Ameriprise Financial Services, Inc. and Ameriprise Advisor Services, Inc. from 2003 to 2023 and briefly at Choreo, LLC in 2003. Outside of his advisory work, he is involved in farming through KB Plus 5 Kuntz Farms in Otis, Colorado. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technological tools for research and operations.

Jamison Cremeans is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Charles Schwab, his work history includes positions in the food service and retail sectors as well as full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts with a multi-asset model portfolio approach and centralized custody and operational support.

Caleb Buddington is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Equitable Advisors, Ship IQ, and Nordstroms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a formal alternative-investment onboarding process.

Shane Smith is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several Schwab entities since 2018, as well as at Transamerica Capital and Oppenheimerfunds Distributor earlier in his career. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its integrated structure and scale, supporting hundreds of thousands of clients with a range of advisory, brokerage, custody, and financial planning services.

Michael Lobato is a CFP® professional with six years of experience in the financial industry. He is currently affiliated with Charles Schwab in Lone Tree, CO, where he has worked since 2017, including roles at Charles Schwab Bank and several wealth management firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed accounts and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and alternative investment due diligence.

Connor Wood is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior work includes roles at Lotus Fiduciary Group and various positions outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios along with centralized custody and operational support.

Chase Ferdinandsen is a financial advisor with Charles Schwab who holds Series 66 and Series 63 licenses and has 11 years of industry experience. He has been with Charles Schwab since 2014 and Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Lisa Lang is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. She has been with Charles Schwab since 2011, including roles at Charles Schwab Bank, Trust Bank, and Premiere Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Megan Roper is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked within various Charles Schwab entities since 2017, as well as at Fidelity from 2015 to 2017. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Andrew Nguyen is a CFP® and Series 66–registered financial advisor with Charles Schwab in Lone Tree, CO, where he has worked since 2015. He has 12 years of industry experience. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Daniel Abrams is a financial advisor at Edelman Financial Engines with 18 years of industry experience. He holds a Series 65 designation and has worked previously at Personal Capital Advisors Corporation and Empower Financial Services. He is based in Highlands Ranch, CO. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary management options.