Brett Lungaretti is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. He has been with Charles Schwab since 1997 and also has a role at Charles Schwab Bank since 2007. Outside of his advisory work, he occasionally assists with data entry and client interactions for a flooring contracting business owned by his spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Robert Nichols is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His career includes roles at Raymond James Financial Services and Desert Financial Federal Credit Union, with over 18 years at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Tyler Boxwell is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked in full-time education for a year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Gary Yeager is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Cetera and its related entities since 2013 and has operated his own firm, G. A. Yeager & Co, since 1977. In addition to his advisory work, he prepares taxes through a separate business activity. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Caroline Wulff is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. for 15 years before joining OSAIC in 2023. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisors and multiple advisory platforms. The firm offers a range of integrated brokerage and advisory services and employs various asset-allocation tools, risk assessments, and automated portfolio rebalancing techniques.

Frank Case is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 credentials. Prior to his current role, he worked at Ascend Associate Inc., Arizona State University, Discover Financial Services, and Charles Schwab Bank, SSB. Outside of his advisory work, he is involved with Wild Mamas, a company focused on marketing and manufacturing animal-based cosmetic beauty products and supplements. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a centralized operational structure.

Katherine Moore is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 27 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Clarretta Morris is a financial advisor at OSAIC with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Securities America Advisors and TD Ameritrade. OSAIC serves a diverse client base of retail and institutional investors, offering integrated brokerage and advisory services along with financial planning and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios that may include a range of investment types and accommodates both discretionary and non-discretionary account management.

Jim Doyle is a financial advisor at Osaic Wealth, Inc. in Scottsdale, AZ, with 28 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Lincoln Financial Advisors for 12 years before joining Osaic. Osaic Wealth serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk assessment, and automated rebalancing in portfolio construction and supports various managed account solutions.

Joshua Stork is a financial advisor with OSAIC based in Scottsdale, AZ, holding a Series 66 credential and nine years of industry experience. He previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company and has taught at Oregon State University. Outside of his advisory role, Stork serves as a sports official, owns a family farm and ranch, and coaches a nonprofit wrestling club. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm integrates brokerage and advisory services, utilizing firm-provided asset-allocation tools and multiple third-party platforms to construct portfolios that span a range of asset classes and investment approaches.

Michael Bentley is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ. He holds a Series 66 designation and has nine years of industry experience. His prior work includes positions at SagePoint Financial, Wells Fargo Clearing, Wells Fargo Bank, Allstate Insurance, and Fidelity Brokerage Services. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, corporate, and charitable clients through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a range of investment options and uses various analytical tools and third-party platforms to manage portfolios on both discretionary and non-discretionary bases.

Claire Bebee is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. She has worked with J.P. Morgan Chase Bank and The Vanguard Group prior to her current role. Outside of finance, she has professional experience in the spa industry. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence, incorporating an ESG eligibility framework in its investment recommendations.

Luciano Moreno is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Wells Fargo Clearing, he worked at Apple and KPMG. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Newbury is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at First Financial Equity Corporation for 10 years before joining Cambridge in 2022. His other business activities include serving as an insurance agent and operating under a trade name within the financial services sector. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, by offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm employs various investment strategies, including proprietary models and third-party managers, and provides both discretionary and non-discretionary portfolio management tailored to client objectives.

Wardia Dinkha is a financial advisor at LPL Financial with one year of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at BMO Harris Bank, Wells Fargo, Barrett Financial Group, Landmark Capital Mortgage, and BMO Bank N.A. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management along with access to model portfolios and research.

Natalie Drotar is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2025. She previously worked at Mercer Investments and spent a decade with The Vanguard Group Inc. In addition to her advisory role, she owns and manages a home studio floral business, Blooms by Natalie Marie LLC, based in Scottsdale, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm operates under a fiduciary standard and is notable for its extensive network of advisors and branches, as well as its integrated services including trust, securities-based lending, and proxy voting for client accounts.

Peter Sarata is a financial advisor with Cetera, holding a Series 66 designation and 26 years of industry experience. He has previously worked at Avantax Investment Services and 1ST Global Advisors among other firms, and maintains a role as a CPA providing tax preparation and accounting services in Phoenix, AZ. Sarata also leads Intentional Wealth Solutions, focusing on wealth management, financial planning, and insurance consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supporting both discretionary and non-discretionary authorities across multiple program structures.

Vickie Wicks is a financial advisor at Edward Jones with 35 years of industry experience. She has been with Edward Jones since 1995 and holds the ChFC®, Series 63, and Series 65 designations. Outside of her advisory work, she serves on the boards of the Better Business Bureau, QLQH Catholic School, and Sowela Technical College Foundation, and she is authoring a book. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Kevin Lawhead is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Franklin Baseball Club, Signator Investors, Inc., and Lincoln Financial. Outside of his advisory role, he manages a seasonal cabin rental on Airbnb. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes and supports a variety of legacy programs and commercial arrangements.

John Dimonda is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Lincoln Financial Securities Corporation and Lincoln Financial Advisors Corp. Outside of his advisory work, he is a partner in a real-estate rental investment. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account solutions.