Brett Lungaretti is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. He has been with Charles Schwab since 1997 and also has a role at Charles Schwab Bank since 2007. Outside of his advisory work, he occasionally assists with data entry and client interactions for a flooring contracting business owned by his spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Robert Nichols is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked at LPL Financial since 2001 and has also been affiliated with firms including Raymond James Financial Services Advisors and ONEAZ Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisers, utilizing both proprietary and third-party strategies across discretionary and non-discretionary platforms.

Tyler Boxwell is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked in full-time education for a year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Colbert Chang is currently the Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2022. He is a CERTIFIED FINANCIAL PLANNER™ practitioner with nearly thirty years of experience in the financial industry. His approach focuses on partnering with clients to provide comprehensive and holistic financial planning, utilizing the extensive resources available at Fidelity. His professional background includes positions such as Financial Consultant at Fidelity Investments from 2020 to 2022, Wealth Management Advisor at TIAA-CREF Individual Advisory Services during two periods (2014-2016 and 2019-2020), Private Wealth Advisor at Ron Blue Trust from 2016 to 2019, and Manager-Portfolio Consultant at Charles Schwab & Co. from 1996 to 2014. This experience reflects a broad expertise in wealth management and financial advisory services.

Gary Yeager is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Cetera and its related entities since 2013 and has operated his own firm, G. A. Yeager & Co, since 1977. In addition to his advisory work, he prepares taxes through a separate business activity. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Caroline Wulff is a financial advisor at Osaic with 17 years of industry experience. She holds a Series 66 designation and previously worked for 15 years at Sagepoint Financial, Inc. before joining Osaic in 2023. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering both brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting various strategies including discretionary and advisor-managed accounts.

Frank Case is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Co., Inc. since 2022, along with prior roles at Discover Financial Services and Ascend Associate Inc. Outside of finance, he is involved with Wild Mamas, a company focused on marketing and manufacturing animal-based cosmetic beauty products and supplements. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.

Katherine Moore is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds the Series 63 designation and has been with Wells Fargo Clearing since 2016. The firm is a national securities company that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. Wells Fargo Advisors manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.

Clarretta Morris is a financial advisor at OSAIC with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at OSAIC and Securities America in various advisory roles since 2020. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, supported by various tools and third-party managers.

Jim Doyle is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Lincoln Financial Advisors, TIAA-CREF, PNC Wealth Management, and Charles Schwab. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting diverse client needs with various managed portfolio options and third-party manager programs.

Joshua Stork is a financial advisor at Osaic with nine years of industry experience. He holds a Series 66 designation and has worked at Osaic since 2022. His previous experience includes roles at Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory work, he is a sports official, owns a family farm and ranch involved in livestock and land management, and coaches wrestling at a nonprofit club. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, providing access to discretionary strategies, third-party managers, and alternative investments.

Michael Bentley is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 66 designation and has previously worked at SagePoint Financial, Wells Fargo Clearing, Wells Fargo Bank, Allstate Insurance, and Fidelity. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation, portfolio optimization, and a range of managed account programs supported by risk assessment and rebalancing tools.

Claire Bebee is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. Her prior work includes roles at The Vanguard Group and D.A. Davidson & Co., as well as a non-financial position at Inspire Day Spa. J.P. Morgan Securities provides institutional consulting services focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process integrates both quantitative and qualitative research to develop model allocations, with a regulatory structure that includes futures and swap dealer registrations.

Luciano Moreno is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Wells Fargo Clearing, he worked at Apple and KPMG. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Newbury is a financial advisor with Cambridge Investment Research Advisors, Inc. He holds Series 63 and Series 66 licenses and has 37 years of industry experience. His career includes prior roles at First Financial Equity Corporation, Waddell & Reed, and RBC Capital Markets. Outside of his advisory work, he is involved in an insurance business and operates under a trade name for financial services. Cambridge Investment Research Advisors, Inc. serves a broad mix of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to proprietary model strategies as well as unaffiliated third-party advisers.

Wardia Dinkha is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Financial, Dinkha worked at BMO Harris Bank, Wells Fargo, Barrett Financial Group, Landmark Capital Mortgage, and BMO Bank N.A. The firm, LPL Financial, is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Natalie Drotar is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2025. She previously worked at Mercer Investments and spent a decade with The Vanguard Group Inc. In addition to her advisory role, she owns and manages a home studio floral business, Blooms by Natalie Marie LLC, based in Scottsdale, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm operates under a fiduciary standard and is notable for its extensive network of advisors and branches, as well as its integrated services including trust, securities-based lending, and proxy voting for client accounts.

Peter Sarata is a financial advisor with Cetera, holding a Series 66 designation and 26 years of industry experience. He has previously worked at Avantax Investment Services and 1ST Global Advisors among other firms, and maintains a role as a CPA providing tax preparation and accounting services in Phoenix, AZ. Sarata also leads Intentional Wealth Solutions, focusing on wealth management, financial planning, and insurance consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supporting both discretionary and non-discretionary authorities across multiple program structures.

Vickie Wicks is a financial advisor at Edward Jones with 35 years of industry experience. She has been with Edward Jones since 1995 and holds the ChFC®, Series 63, and Series 65 designations. Outside of her advisory work, she serves on the boards of the Better Business Bureau, QLQH Catholic School, and Sowela Technical College Foundation, and she is authoring a book. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Kevin Lawhead is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Lincoln Financial and Signator Investors, Inc. since 2018. Outside of his advisory role, he manages a seasonal cabin rental business. OSAIC Wealth serves a diverse clientele, including individual investors, retirement plan sponsors, charities, and corporations, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various managed account strategies and alternative investments.