Austin Mc Donough is a CFP® professional with seven years of industry experience currently serving at Creative Planning in Gilbert, AZ. Prior to joining Creative Planning in 2022, he worked at Keystone Wealth Partners and Edward Jones. He also has a background with Liberty University. Creative Planning provides comprehensive wealth management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies complemented by selective private market exposure and various tax-efficient strategies.

Mark Jones is a financial advisor with Carson Wealth in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His career includes roles at Geneos Wealth Management, Inc., Integrated Wealth Management, and Cetera Advisor Networks. Outside of his advisory work, he is also an insurance agent, discussing life, health, disability, annuities, and long-term care insurance. CWM, LLC operates an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm provides discretionary asset management, financial planning, and retirement plan services, employing an Investment Committee to construct model portfolios and offering tailored investment solutions through various third-party partnerships.

Ryan Heck is a financial advisor at Kestra Advisory with one year of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Fullerton Financial Planning, Kingdom Financial Group, and Morgan Stanley. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual clients. The firm offers fiduciary consulting, plan design, compliance testing, employee education, and access to multiple management platforms, serving a range of clients from large institutions to sovereign wealth funds.

Carol Ward is a financial advisor with Eagle Strategies (NY Life) based in Mesa, AZ. She holds a Series 66 designation and has seven years of industry experience, including roles at Edward Jones and Christopher Nash. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and manages a substantial portion of assets on a non-discretionary basis.

Andrea Nelson is a financial advisor with United Planners' Financial Services of America, holding a Series 66 credential and 18 years of industry experience. Her prior roles include positions at Eide Bailly Securities and Investor Securities Group. Outside of finance, she has been a Jazzercise franchisee and fitness instructor since 2003. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional investors. The firm operates an open-architecture platform with multiple custodians and offers both fee-based and commission-based financial solutions through its network of independent advisors.

Daniel Parks is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and 28 years of industry experience. His career includes roles at Parks Wealth Management Inc., Independent Financial Group, LLC, and Entrust Financial Partners, LLC. He is also a referral partner for EstateDocs Pro, an estate planning service. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based options through its network of 477 independent advisors.

Kurt Rohrs is a CFP® and ChFC® with 25 years of industry experience. He has been with Independent Financial Group, LLC since 2011 and previously worked at QA3 Financial LLC, FFEC Wealth Partners LLC, and SII Investments, Inc. Outside of his advisory work, Rohrs serves as a governing board member for the Chandler Unified School District. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm utilizes a combination of firm- and third-party models to develop tailored client strategies, implementing a mix of passive and active investment exposures across standard risk profiles.

Charles Lefkowitz is a CFP® with 55 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. His career includes roles in independent insurance and estate planning document preparation, as well as entrepreneurial activity as a greeting cards distributor. He is based in Chandler, AZ. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers, emphasizing largely non-discretionary asset management.

Matthew Mundy is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 designations and over 21 years of industry experience. His prior roles include positions at LPL Financial, Kalos Management, Mass Mutual Investors Services, and Eagle Strategies. Outside of advisory work, he collaborates with local estate planning law firms to prepare Living Trusts and participates as a focus group moderator on public perceptions of insurance and investment programs. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management using both proprietary and third-party models with a combination of passive and active strategies tailored to client risk profiles.

Garrett Nash is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at AE Wealth Management since 2017 and is also associated with Ensign Wealth Management. In addition to advisory services, Nash is involved in life insurance and annuity sales as an associate advisor. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach that combines multiple model portfolio solutions and provides financial planning, plan services, and consulting support.

Nicholas Karabas is a Series 65-licensed financial advisor with Creative Planning in Scottsdale, AZ, where he has worked since 2011. He has 14 years of industry experience. Outside of his advisory role, he serves as secretary for a massage therapy business owned by his wife. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various tactical approaches and integrated retirement plan services.

Steven Cook is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 credentials and possessing 45 years of industry experience. His career includes long tenures at Cue Financial Group, Securities America, PFG Advisors, and other firms. He is also a managing partner of Sparrow Financial, a marketing entity based in Glendale, AZ. United Planners Financial Services is a national wealth-management enterprise serving a broad client base that includes individual investors, retirement plans, corporations, trusts, and institutional clients. The firm employs independent investment adviser representatives and uses a combination of custodians and third-party money managers to implement client strategies, with a large portion of its assets under management held on a non-discretionary basis.

Christina Carey is a financial advisor with PNC Wealth Management in Mesa, Arizona, holding Series 63 and Series 66 designations and 18 years of industry experience. Her prior roles include positions at Charles Schwab, BancWest Investment Services, and J.P. Morgan Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, which uses algorithm-driven risk assessment and invests in approved models managed by PNC or third parties. The firm’s approach involves delegated portfolio implementation with limited direct client interaction and features an employee-only pilot structure.

Olivia Brown is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC. Her prior experience includes roles at Strategic Advocates, LLC and several positions within the Cambridge Investment Research organizations. Outside of advisory duties, she is also involved in life insurance brokerage, providing financial planning and insurance sales through Cambridge Financial Services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and broker-dealer, supporting a broad range of investment and custody services.

Darcy Bergen is a financial advisor at AE Wealth Management, LLC with 10 years of industry experience. He holds a Series 65 designation and has worked at AE Wealth Management since 2022. His prior experience includes roles at Simplicity Wealth, LLC and Horter Investments. Bergen is also the owner of Clear Solutions LLC DBA Bergen Financial Group and serves as secretary/treasurer for Bergens Mission, a charitable organization. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach that combines various model portfolio solutions, discretionary asset management, financial planning, and plan services.

Krista Wittmaack is a financial advisor at Citizens Securities, Inc. in Gilbert, AZ, with 29 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at firms including Frost Brokerage Services, E*TRADE Capital Management, Morgan Stanley, and Zions Direct. Outside of her advisory role, she is involved with rental property oversight managed by a third party. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory options include a digital advisory program and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

John Clarke is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds the ChFC® designation and has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent for the past 16 years. Clarke is a partner in a multi-line insurance brokerage and serves on the board of directors for American Leadership Academy, a nonprofit organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Kyle Crews is a financial advisor at Guardian Life with five years of industry experience. He holds Series 66 and Series 63 designations. His prior experience includes roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. Kyle works with Park Avenue® Wealth Management, a subsidiary of Guardian Life that provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services tailored to client needs.

Yvette Fernandez is a financial advisor at Hightower Advisors with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Edward Jones. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s approach involves manager selection and multi-manager solutions utilizing affiliated and third-party managers, with access to a range of investment vehicles and strategies.

Mathew Ofman is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Alerus, Wells Fargo Clearing, Comerica Bank, Equitable Home Mortgage, Bank of America, BOK Financial Securities, and U.S. Bancorp Investments. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients with customized advisory services, financial planning, and access to alternative investments. The firm operates a hybrid adviser/broker-dealer model, providing both discretionary and non-discretionary account management through a network of investment adviser representatives.