Carol Knowlton Chirko is a financial advisor at Osaic with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms, including Securities America Advisors and Cooper McManus. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory programs supported by a model-based investment process and a complex affiliate network.

Toma Kay is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. Prior to joining UBS in 2020, Kay worked at Wells Fargo Clearing and Morgan Stanley Smith Barney. Outside of finance, Kay owns a single-family rental property in Lake Elsinore, CA. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Batala Fortes is a financial advisor at Osaic with a Series 66 designation and four years of industry experience. Prior to joining Osaic, Fortes worked at LPL Financial and Securities America Advisors. Outside of advisory work, Fortes serves as trustee for a family trust and also works as a part-time Uber driver. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through model-based asset allocation and portfolio optimization, offering various managed account programs and third-party money manager options.

Deidre Hutting is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Bank of America, N.A. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Marshall James is a Certified Financial Planner® with 28 years of industry experience. He has been with LPL Financial since 2007 and previously worked at OSAIC and Pension Portfolios. He serves as a board member of Prospector's Federal Credit Union, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, leveraging various investment strategies and technology tools while overseeing substantial discretionary assets.

Neda Tavakoli is a Market Leader at Fidelity Investments, where she leads a team of associates dedicated to prioritizing client needs. In her role, she focuses on simplifying complex financial concepts and collaborating with clients to develop plans aligned with their goals. Her career at Fidelity Investments began in 2009 as a Financial Consultant. She progressed through roles including Director Retirement Planner, Assistant Branch Leader, and Vice President, Branch Leader before assuming her current position in 2025. Neda holds a California Insurance License. Outside of her professional responsibilities, Neda enjoys camping, family activities, exploring culinary experiences, outdoor adventures, running, and traveling.

Madeleine Coffin is a Series 66 licensed financial advisor at Merrill with 12 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she serves as a fitness instructor at barre3, a boutique fitness studio in San Clemente, California, where she teaches group Barre classes twice weekly. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Victoria Blanco is a financial advisor at RBC Capital Markets with 29 years of industry experience. She holds the Series 66 designation and has previously worked at First Republic Investment Management and UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers tailored to clients’ risk profiles.

Taejun Ahn is a Financial Advisor currently working with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Taejun completed his education at the University of California System, where he earned a High School Diploma/GED. Further details regarding his experience, areas of expertise, and personal interests have not been provided.

Susan Steinberg is a financial advisor at Ameriprise with five years of industry experience. She previously worked at Laguna Financial Advisors and Mass Mutual. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, combining investment research and algorithmic tools to provide tailored recommendations.

Nathan Truax is a financial advisor with OSAIC Wealth, Inc. in Irvine, CA, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His previous roles include positions at Lincoln Financial Advisors, CCG Wealth Management LLC, and D.A. Davidson & Co. He is also a sole proprietor agent involved in fixed insurance products such as annuities and life insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services emphasizing model-based asset allocation and portfolio optimization, supported by a complex affiliate network and a focus on both discretionary and third-party managed strategies.

William Pegram is a Series 66 registered financial advisor with eight years of industry experience. He is currently with J.P. Morgan Securities and has previously worked at Citigroup Global Markets Inc., Merrill, and Coddington Capital Management. J.P. Morgan Securities offers institutional consulting services primarily to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, incorporating ESG criteria and utilizing broader derivatives and commodities capabilities through its affiliated entities.

Melissa Bergeron is a financial advisor at Fidelity Investments with 14 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials and has previously worked at firms including Edward Jones, Liberty Capital Strategists, and Primary Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and emphasizes systematic methodologies and long-term asset allocation.

Israel Nazari is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and three years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2022 and previously spent nine years at The Lemoine Group, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Its advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Jerome Schmitt is a CFP® professional with 21 years of industry experience, currently advising at OSAIC since 2025. He previously spent 20 years with Lincoln Financial Advisors. In addition to his advisory role, Schmitt serves as an insurance agent offering disability and traditional life insurance, and he is a board member of the Newport Hills Community Association. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory programs supported by model-based asset allocation and multiple custodial arrangements.

Curtis Eakin III is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at UBS Financial Services and earlier at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

Trishia Olivas is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of experience in the financial services industry. She collaborates closely with individuals, families, and business owners to provide financial clarity and confidence by fostering open communication and understanding of clients' unique needs. Her expertise focuses on empowering women navigating life transitions such as divorce, widowhood, or major career changes; assisting business owners balancing company growth with personal financial planning; and guiding families in managing education savings and retirement planning. Trishia takes a collaborative and supportive approach, helping clients simplify complex financial decisions and build strategies tailored to their goals. Trishia holds a Bachelor's degree from the University of California System and holds professional designations including Certified Financial Planner (CFP), Personal Investment Advisor (PIA), and Certified Plan Fiduciary Advisor (CPFA). Outside of her professional work, she enjoys hiking, music, reading, running, spending time with her family, traveling, and practicing yoga.

John Draper is a CFP® with 49 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2018. He previously worked at Wells Fargo Clearing from 2016 to 2018. Draper also owns a separate financial planning practice operating as a sole proprietorship. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations alongside optional implementation through various brokerage and advisory programs.

Nancy Morsy is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. Her prior roles include positions at Union Bank/MUFG and Bank of America, N.A., among others. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.

Lolla Long is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 12 years of industry experience. Prior to joining LPL Financial in 2025, she worked at CUSO Financial Services, LP, PNC Investments, and several BBVA entities. She has been involved with the Girl Scouts of San Gorgonio County for 10 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and portfolio management solutions through a large network of investment adviser representatives.