Casey Kehr is a financial advisor with Ameriprise in Danville, CA. He holds the Series 66 designation and has been with Ameriprise since 2023. Prior to joining Ameriprise, he held positions at Cal State University East Bay, elfinSupport, Cal State University Chico, Lamorinda Pizza, and San Ramon Valley High School. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, primarily for clients maintaining accounts within Ameriprise.

Maria Lamas is a financial advisor at UBS Financial Services in San Jose, CA, with eight years of industry experience. She holds the Series 66 designation and has worked at UBS since 2018. Prior to her current role, she held positions at 24 Hour Fitness, Insight Global, Extended Travel, the UC Berkeley Police Department, and UC Berkeley. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides proprietary research to tailor investment strategies to clients.

Edward Sickel IV is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Gabriel De Oliveira is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and Morgan Stanley Smith Barney LLC. Prior to entering the financial industry, he spent five years employed at Starbucks and the University of California, Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling as part of its advisory services.

Daniel Kertz is an Investment Consultant at Fidelity Investments, where he has been working since 2024. Prior to this role, he held positions including Planning Consultant, Investment Solutions Representative III, and Investment Solutions Representative at Fidelity Investments starting in 2021. In his current role, Daniel partners with clients to understand their financial goals and helps them build customized financial plans. Daniel holds insurance licenses in Arkansas and California. He emphasizes the importance of forming strong relationships with clients and their families, maintaining trust, reliability, and competency in his work. Outside of his professional career, Daniel has personal interests in biking, cars, football, movies, and music.

Xinmin Liu is a financial advisor with Cambridge Investment Research Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Liu has worked with Cambridge Investment Research Advisors since 2010 and previously spent five years at Mass Mutual Investors Services. Outside of advisory work, Liu serves as COO of Aqua Electronics Co Ltd, an international trade company. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and proprietary model strategies.

Jeffrey Phillips is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Meenakshi Saxena is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. She has 21 years of industry experience, including over two decades with Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Steven Duffy is a financial advisor at Edward Jones with 33 years of industry experience. He has been with Edward Jones since 1992 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves on the Lay Pension Board, Investment Committee, and Finance Council for the Diocese of San Jose, overseeing and reviewing the management of their investment pool. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm operates a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, tax-efficient services, and affiliated investment products under a fiduciary standard.

George Lu is a Client Experience Advisor at Merrill Lynch Wealth Management. In his role, he collaborates with clients to understand their current financial situations and introduce suitable solutions offered through Merrill and Bank of America. His focus is on empowering clients with knowledge and tools to manage their financial lives effectively. George holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a bachelor's degree from Santa Clara University. He approaches his work with a philosophy centered on uncovering what matters to clients and their families in order to create strategies that pursue their financial goals.

Karim Nalbandy is a financial advisor with Charles Schwab, holding a Series 66 designation and 15 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach backed by centralized custody and operational support.

Herminia Ojeda is a Series 66 licensed financial advisor with Ameriprise in San Jose, CA, and has 20 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Outside of her advisory role, she manages a personal individual 401(k) through a pass-through entity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Todd Duncan is a CFA® charterholder and holds a Series 66 license, with three years of industry experience. He is currently with J.P. Morgan Securities in Palo Alto, CA, and has prior experience at firms including First Republic Securities Company, Wells Fargo, and Enterprise Trust and Investment Company. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework, supported by affiliates that provide implementation and portfolio services.

Justin Green is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial industry, beginning his career in 2002. He is committed to helping clients achieve their financial goals by providing personalized wealth management strategies tailored to their individual circumstances. Justin works closely with clients to simplify complex financial matters through time-tested investment and planning principles, offering access to a full spectrum of investment choices alongside the resources of Merrill Lynch and Bank of America. His expertise covers areas such as retirement planning, tax minimization, estate planning services, lifetime income management, college education planning, family wealth management strategies, and portfolio management services. Justin emphasizes building enduring relationships by gaining a deep understanding of his clients' lives and priorities, ensuring that each financial strategy aligns with their long-term goals. Justin holds a Bachelor of Science degree in Business Administration with majors in Finance and Banking from San Francisco State University. He carries the designation of Personal Investment Advisor (PIA). Fluent in English and Spanish, he resides in San Ramon, California, with his wife Susy and two children, Jovany and Vanessa. Outside of his professional interests, Justin enjoys baseball, hiking, swimming, traveling, and exploring different cultures.

Haotian Xie is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2022. Prior to his financial services career, he was affiliated with Plug and Play Tech Center and held roles associated with Hult International Business School, Columbia University, and the University of California, San Diego. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services through a large network of financial advisors.

Stephan Garate is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. Before joining Morgan Stanley, he worked at Equitable Advisors, LLC, and held various roles outside the financial sector, including positions at Baron Construction, Central Coast Surfboards, and A-Town Diner. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include integrated planning and investment solutions.

Harsh Pradhan is Vice President and Financial Consultant at Fidelity Investments, where he has been employed since 2006. He has over 19 years of experience at Fidelity, focusing on serving clients by leveraging the company's resources to develop and implement wealth planning strategies. Prior to his current role, Harsh worked as a Financial Consultant at Charles Schwab & Co., Inc from 1998 to 2000 and at Dean Witter Reynolds Inc from 1995 to 1998. Harsh holds a California Insurance License, supporting his work in financial consulting and wealth management. He emphasizes building relationships with clients to understand their priorities and advocate effectively on their behalf. Outside of his professional responsibilities, Harsh enjoys family activities, gardening, hiking, and traveling.

Carrie Scaletta is a financial advisor with UBS Financial Services in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Her career includes two prior tenures at UBS and three years at Wells Fargo Clearing. Outside of her advisory role, she plans travel for friends and family through a travel agency venture focused on theme parks, cruises, and hotels. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory solutions. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a diverse platform of financial products.

Yue Carol Liao is a Series 66-licensed financial advisor at J.P. Morgan Securities with eight years of industry experience. She has previously worked at Bank of America/Merrill Lynch for over a decade and has been with J.P. Morgan since 2026. Outside of advisory work, she co-owns and manages a family rental property in Dublin, California. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program emphasizes written asset allocation advice and manager searches, supported by centralized due diligence and a combination of quantitative and qualitative research.

Bhavin Mehta is a CFP® with 34 years of industry experience, currently serving at OSAIC since 2024. His prior experience includes roles at Securities America Advisors and Securities America Inc. from 2017 to 2024, as well as over 18 years at Kestra Financial Services, Inc. and Kestra Investment Services, LLC. Outside of his advisory work, he holds a board position with Omkar Rocklin Inc., a motel property business. Osaic Wealth serves a diverse client base ranging from individual investors to institutional clients and offers a multi-advisor platform with brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and a complex affiliate network.