Jeri An Yamamoto is a Series 66 licensed financial advisor with 25 years of industry experience, currently affiliated with Cetera in Honolulu, HI. Her prior experience includes roles at Bankoh Investment Services, Inc. and Voya Financial Partners. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of discretionary and non-discretionary portfolio management options, including access to third-party money managers and customized investment strategies.

Kristen Carreira is a financial advisor at LPL Financial with 18 years of industry experience, including 10 years at Edward Jones prior to joining LPL in 2018. She holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a large network of investment adviser representatives.

Henry Malley is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has been with Merrill since 1983 and also works with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alan Aloiau is a financial advisor at Ameriprise with 27 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is a shareholder in a family corporation established by his father and uncles that manages rental properties in Hawaii. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers these services through a centralized team and supports a broad range of advisory, brokerage, and insurance solutions.

Ramona Ching is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 licenses and 32 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Outside of her advisory role, she serves as a co-trustee for her mother's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Gavin Cook is a financial advisor with Edward Jones in Honolulu, HI, holding a Series 66 license and having 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory work, he is the owner of Alii Animal Hospital, a veterinary hospital in Honolulu. Edward Jones is a full-service wealth management firm serving over four million clients with a broad network of advisors and branch offices nationwide, offering a range of advisory programs and affiliated investment products.

Derek Williams is a financial advisor with Ameriprise based in Kailua, HI, holding a Series 66 designation and 21 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. Outside of his advisory role, he has non-investment-related real estate ownership in Kailua. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Jared Chang is a financial advisor at OSAIC with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services and New York Life Insurance Company. Outside of advising, Chang has experience as a substitute teacher and in hospitality event bartending. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage, investment advisory, and financial planning services. The firm employs various asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

Noreen Clement is a CFP® professional with 44 years of industry experience, currently affiliated with OSAIC since 2024. Her prior experience includes roles at Woodbury Financial Services, Questar Capital Corporation, MSI Financial Services, and MetLife Securities. She is also a managing member and insurance agent at Financial Independence Transition, LLC. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services, utilizing sophisticated asset-allocation tools and multiple investment platforms.

Randall Kaya is a financial advisor with UBS Financial Services in Honolulu, Hawaii, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves as president of 3-5K, Inc., a local retail shopping center operation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management, including fiduciary financial planning and portfolio management tailored to client goals and risk tolerances.

Tristen Tasato is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and beginning their advisory career in 2025. Prior to joining Ameriprise, Tristen worked in various roles including at the University of Hawaii Manoa and Sams Club. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach integrates investment research and algorithmic tools to provide tax-aware withdrawal strategies and dependable income planning for clients approaching or in retirement.

Terza Wheeler is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Wells Fargo entities since 2009, including seven years at Wells Fargo Advisors LLC prior to her current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions with research-driven investment strategies.

Leena Howard is a financial advisor with Cetera in Honolulu, HI, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at Morgan Stanley and Bankoh Investment Services. Outside of her advisory work, she serves as a part-time property manager for a condominium. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Rick Handy is a Wealth Management Advisor and First Vice President with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1978, providing clients with individualized wealth management strategies, retirement plan services, and estate and wealth transfer techniques. Rick regularly evaluates and reviews financial plans to align with clients' evolving goals. Rick earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2004 and holds the Personal Investment Advisor (PIA) certification. He attended Miami University of Ohio, concentrating in Physics and Mathematics, and holds a Bachelor's degree from Western College. Outside of work, Rick enjoys swimming, sailing, and golf, and spends time with his family. He is also associated with the West Honolulu Rotary.

Todd Valoff is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes over two decades at First Republic Securities Co LLC and First Republic Bank, followed by roles at J.P. Morgan Securities and JP Morgan Chase Bank. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients nationwide through a large network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and retirement services, supporting various investment strategies and program structures.

Kamalu Kaluhiokalani is a Series 66-licensed financial advisor with nine years of industry experience. He is currently affiliated with Raymond James Financial and First Hawaiian Bank, where he serves as a Wealth Advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through unique affiliations.

Lisa Shishido is a financial advisor with Ameriprise in Kailua, HI, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its predecessor firms since 2004. Outside of her advisory role, she serves on the board of directors for Hui Makaala, acts as treasurer for the Keauhou Place Association of Unit Owners, and volunteers teaching children at New Hope Windward's Kid Zone Program. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, offering a range of advisory, brokerage, and insurance solutions through affiliated entities. The firm’s retirement income service uses a combination of research, modeling, and tax-efficiency analysis to deliver written recommendation reports in partnership with financial advisors.

Jose Herrera is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He previously worked at USAA Investment Services Company and USAA Life Insurance Company. Outside of advising, he maintains a small number of residential rental properties managed by a property manager. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset portfolios and centralized custody and order-routing services.

Paul Soriano is a financial advisor with Osaic, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. His prior roles include positions at SagePoint Financial, National Planning Corporation, and Coda Financial Group, where he has also served as CFO. Outside of his advisory work, Soriano is active in his community as chair of the finance committee at Our Lady of Sorrows Church, a nonprofit director planning local events, and a soccer referee for youth and adult games. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and investment advisory services with a range of portfolio management tools and third-party solutions.

Stephen Maurer is a Series 66-licensed financial advisor with LPL Financial, based in Honolulu, HI, and has 19 years of industry experience. He previously worked at National Planning Corporation, Janell A. Israel and Associates Ltd., and Morgan Stanley Dw Inc. He is a member and owner of Pacific Financial Navigators, a tax preparation and accounting business, and serves on the church council of New Hope Hawaii Kai. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plans through a large network of investment adviser representatives. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset allocation approaches.