Terri Starliper is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Carin Thomas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. She has been with UBS since 2009. Outside of her advisory role, she is an author and creator of specialized financial workbooks, including one focused on financial guidance for individuals going through divorce, and she has held leadership roles in community organizations such as the MN Super Bowl Host Committee and The Colony Foundation in Bonita Springs, FL. UBS Financial Services operates as both a broker-dealer and investment adviser, serving individual, corporate, and institutional clients with a range of financial planning and portfolio management services. The firm combines institutional trading capabilities with wealth management and leverages proprietary research and model-based strategies to tailor investment solutions.

Joseph Hudson is a financial professional with 18 years of industry experience, currently affiliated with Cetera and its related entities since 2020. He holds Series 65 and Series 63 licenses and has previously worked at First Allied Securities and Brunette & Associates. He also operates Artistic Strategies, a financial services business, since 2026. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and consulting services through a multi-manager platform featuring both affiliated and third-party managers.

Christopher Scanlan is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked at the Sports CLUB of Naples for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated services under a fiduciary standard.

James Veldheer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves institutional clients such as pensions, foundations, endowments, and high net-worth families, providing investment consulting and portfolio management services. His approach to wealth management is consultative and collaborative, following a continuous four-step process involving listening to client goals, recommending asset allocations, discussing a broad range of financial opportunities, and regularly reviewing portfolio performance and objectives. James holds a Bachelor's degree from Aquinas College and an Associate's degree from Grand Rapids Community College. He has earned the Certified Investment Management Analyst® (CIMA®) designation sponsored by the Investments & Wealth Institute® at the Wharton School and the Chartered Retirement Planning Counselor™ (CRPC™) certification issued by the College for Financial Planning Institutes Corp. James is also a member of the Grand Rapids Sports Hall of Fame board. Residing in Grand Rapids, Michigan, James enjoys golfing, exercising, playing cribbage, watching NFL football, and spending time with his wife Mary and their seven grandchildren.

Matthew Jaquiss is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has experience at Wells Fargo Bank NA and Fifth Third Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Kinney is a financial advisor with Stifel in Fort Myers, FL, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2015, following nine years at Wells Fargo Advisors and a brief tenure at A. G. Edwards & Sons, Inc. Outside of his advisory role, he is the owner and president of Lake Runner ABB LLC, a boat storage and detailing business. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

Ian Frashier is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. Prior to joining Merrill in 2019, he worked at Best Buy Inc. from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Leo is a financial advisor with LPL Financial, holding a Series 66 designation and having one year of industry experience. Prior to joining LPL Financial, he worked at Thrivent Financial and Lake Michigan Credit Union, and spent 14 years with Kettering City Schools. Outside of his advisory role, he is involved in managing and acquiring real estate through his ownership positions in H2I Properties LLC and H2I Acquisitions LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by advanced operational and research technologies.

Peter Kelly is a financial advisor with Raymond James Financial in Cape Coral, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Raymond James Financial and affiliated entities since 2009 and is a partner in the Rouse Kelly Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Maureen Mcpeek is a financial advisor with Wells Fargo Advisors in Bonita Springs, FL, holding Series 63 and Series 65 licenses and having 34 years of industry experience. She previously worked at Morgan Stanley for four years and Citigroup Global Markets for twelve years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and tools to develop tailored recommendations.

Bradley Jessen is a financial advisor with Raymond James & Associates in Fort Myers, FL. He holds the ChFC® designation and Series 66 license and has 13 years of industry experience, including 11 years at Edward Jones before joining Raymond James in 2024. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and charitable organizations—and offers financial planning and consulting with a range of portfolio management styles supported by extensive research and affiliated sub-advisers.

Jonathan Linares is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025, he worked at Bank of America, N.A. and Merrill from 2012 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations within an ESG eligibility framework.

Alan Luttman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes positions at Cetera Wealth Services, Strategic Investment Partners, and Berthel, Fisher & Company Financial Services. Outside of advising, he co-hosts a weekly financial radio show and holds leadership roles in several business and association partnerships related to insurance and office property management. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of investment strategies and program structures, managing over $256 billion in assets across more than 10,000 advisors.

John Lazzaro is a financial advisor with Wells Fargo Clearing in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years with Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors, offering both brokerage and advisory solutions.

Anthony Civitillo is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015, following four years at Merrill. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and scenario modeling.

Richard Buller is a financial advisor with Edward Jones in Miromar Lakes, Florida, holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Charles Bartler is a financial advisor with Osaic, holding the ChFC® designation and over 49 years of industry experience. He has worked at Osaic since 2024 and previously spent 18 years at Securities America, Inc., alongside running his own Bartler Wealth Management Group since 1976. He is also involved in life insurance sales as a writing agent. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm uses a model-based investment approach with asset allocation, portfolio optimization, and a range of managed account programs.

Salvatore Di Benedetto is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Truist Wealth Management and Morgan Stanley. His background also includes roles in public education with Collier County Public Schools. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services utilizing a variety of investment strategies and tools across a large network of advisors.

John Hawks is a financial advisor with Morgan Stanley in Fort Myers, FL, holding a Series 66 designation and five years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2021 and with Morgan Stanley Smith Barney LLC since 2020. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.