William Tyler Jr. is a CFP® professional with over 40 years of experience in the financial services industry, currently affiliated with LPL Financial. He has been involved with LPL since 1998 and leads Tyler-Stone Wealth Management, LLC, an independent investment advisory firm he founded in 2015. Tyler has a longstanding career that includes work with Connecticut General Life Insurance Company dating back to 1984. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, and institutional clients through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supporting a variety of investment strategies and platforms.

Kelly Johnson is a financial advisor with Wells Fargo Clearing in Cape Coral, FL, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she owns and operates SWANKSHACK, LLC, an online sales business. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets across more than 14,000 financial advisors.

Esai Ferguson is a financial advisor with LPL Financial in Estero, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior work history includes roles at Morgan Stanley, Raymond James Financial Services, and T. Rowe Price. He also serves as an instructor for the FGCU Academy, contributing approximately ten hours per month to education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by extensive operational tools and a platform that manages over $819 billion in discretionary assets.

Jeffrey Malavsky is a financial advisor with Stifel in Fort Myers, Florida, holding a Series 63 license and 28 years of industry experience. He has been with Stifel Nicolaus & Co. since 2010. Outside of his advisory role, Malavsky is involved with several wrestling organizations, serving as a board member and fundraising director for the National Wrestling Hall of Fame Florida Chapter and acting as a liaison between the National Wrestling Hall of Fame and the National Collegiate Wrestling Association. He also participates on the stewardship and finance committee of CityGate Ministries. Stifel serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis from its Investment Strategy Group.

Tina Richards is a financial advisor with Edward Jones in Cape Coral, FL, holding Series 63 and Series 66 licenses and five years of industry experience. She previously worked as a self-employed bookkeeper for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with both discretionary and non-discretionary strategies, supported by a nationwide network of financial advisors and branch offices.

Paul Ciecwierz is a financial advisor with LPL Financial in Bonita Springs, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Scarborough Capital Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers diverse investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Danielle Lucht is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her career includes prior roles at Park Avenue Securities, Guardian Life Insurance Co, and Alliance Financing Group. She is also the owner of The Girls Who Vacation Properly LLC, a business related to real estate. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, employing a range of portfolio management strategies tailored to client objectives.

Thomas Allers is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 1982, he has focused on providing strategic advice to individuals, families, and businesses, aiming to align their short- and long-term financial goals. His areas of expertise include managing new wealth, personal retirement planning, individual and corporate investment strategy, and retirement income. Thomas holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in Accounting from the State University of New York at Buffalo. His educational background also includes attendance at the US Military Academy Preparatory School and two years at the US Military Academy at West Point. Thomas is affiliated with the professional organization Compass House and has contributed to his community as a youth softball coach for eight years. Outside of his professional commitments, Thomas enjoys spending time with his family, and his personal interests include billiards, bowling, golfing, photography, reading, and traveling. He resides in Williamsville, New York with his wife, Laurie, and has two daughters.

Jacob Johnson is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and 12 years of industry experience. He has worked within various branches of JPMorgan since 2012, including his current role at J.P. Morgan Securities since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a select group of Wealth Advisors.

Earl Axelson is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors since 2016. He serves as a trustee for the Axelson Wealth Management 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including cash-flow, retirement, education, risk and wealth-transfer planning, and specialized services such as business-owner transition and special-needs analysis.

Douglas Morey is a financial advisor with Cetera Investment Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes long tenures at Investacorp Advisory Services and MTI Financial Advisors, and more recent roles at Securities America Advisors and OSAIC. He is also licensed as an insurance agent for life, health, and disability coverage. Cetera Investment Advisors is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporations, charities, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

Todd Adams is a CFP® professional with 45 years of industry experience, currently affiliated with LPL Financial since 1990. He also worked at Mills-Price & Associates, Inc. for 28 years and operates a DBA under that name in Fort Myers, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by technology tools and a large network of over 22,800 advisors.

Peter Nguyen is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2010. Peter is based in Fort Myers, Florida. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management alongside brokerage, custody, and financial planning services. The firm’s integrated structure supports a large client base with multi-asset model portfolios and access to alternative investments.

Erik Heben is a CFP® professional at Raymond James Financial with 31 years of industry experience. Prior to joining Raymond James in 2025, he spent 19 years at Commonwealth Financial Network. He is a managing partner at Private Wealth Consultants, a practice associated with Raymond James that focuses on investment and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client decision-making.

Denise Bernardi is a financial advisor at OSAIC with 36 years of industry experience. She holds Series 63 and Series 66 credentials and formerly worked at FSC Securities Corporation for 24 years before joining OSAIC in 2023. In addition to her advisory role, she also offers term life insurance to existing clients and operates Wealth Mgt SW FL, a financial services corporation. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party platforms to construct diversified portfolios tailored to client needs.

Nicholas Chlumsky is a CFP® professional with 19 years of industry experience, currently associated with Wells Fargo Advisors in Fort Myers, FL. His career includes prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He serves as president of the Harborage Homeowner's Association, overseeing facilities, security, and fiscal responsibilities. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services supported by Wells Fargo research and planning tools, with customizable implementation options through brokerage or advisory programs.

Jane Passy is a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the professional designation of Personal Investment Advisor (PIA). Jane earned her Bachelor's Degree from New York University. Her role involves providing clients with guidance on investment strategies and wealth management.

Brendan O'Connor is a CFP® professional with 41 years of industry experience, currently affiliated with Osaic. He previously worked at Lincoln Financial Advisors Corporation for 27 years. In addition to his advisory role, he is licensed to offer various insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and third-party services to provide integrated brokerage, investment advisory, and wealth management solutions.

David Rouse is a financial advisor with Raymond James Financial in Cape Coral, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2009 and is also a partner in Rouse Kelly Financial, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs in municipal advisory and SIMPLE IRA employer consulting.

Jeffrey Brockway is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs in its offerings.