Aleksey Kaplan is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 65 designation and previously worked at Financial Gravity Family Office Services, LLC for four years. Kaplan is also the principal owner and founder of A. Kaplan CPA, PLLC, a tax services firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Kelly Forgatch is a financial advisor at Morgan Stanley in Palm Beach Gardens, FL, with 11 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley from 2016 to 2020 and again since 2024, with an interim period from 2020 to 2024 at an unspecified firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs including tailored financial planning and utilizes structured processes and advanced modeling tools to support client planning.

Ryan Mcgovern is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2017, following prior roles at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he is a sole proprietor landlord of a condominium in Secaucus, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment strategies.

Abeba Cherinet is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 licenses and with 11 years of industry experience. She has worked at various Morgan Stanley entities since 2016, including Morgan Stanley Private Bank, N.A. Since 2017, she has been affiliated with Morgan Stanley Smith Barney LLC and Morgan Stanley Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing a structured discovery process and firm-approved planning tools.

Evan Katz is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses. He has 56 years of industry experience and has been with Morgan Stanley since 2009, including 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools alongside broad retail and institutional offerings.

Marlie Weprin is a Series 66-licensed advisor at J.P. Morgan Securities with four years of industry experience. She has held roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as positions at The Ohio State University and Colliers International. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Loretta (Lori) Wilkinson is a financial advisor with Primerica Advisors in Boynton Beach, FL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked with Primerica Financial Services since 2011 and PFS Investments Inc. since 2012, alongside her role at Signs of Excellence since 2017. In addition to her advisory work, Wilkinson is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Joseph Mercadante is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Travis Voccia is a financial advisor at Morgan Stanley in Palm Beach, FL, holding a Series 66 designation with nine years of industry experience. His prior roles include positions at United Capital Financial Advisers, Ameriprise Financial Services, and JPMorgan securities and banking entities. Voccia is also the sole proprietor of Three Thirteen Capital LLC, an investment-related business focused on real estate finance and business development. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and investment committee analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Sergio Marquez is a Vice President and Financial Consultant at Fidelity Investments, where he has been employed since 2000. In his current role since 2006, he works closely with clients to help them plan for and achieve their financial goals. Prior to this, he served as a Financial Consultant from 2002 to 2006 and as a Financial Representative from 2000 to 2002. Over his tenure at Fidelity Investments, Mr. Marquez has developed professional relationships with many clients and families, supporting them through personalized financial planning. His work leverages Fidelity's brand, technology, and cost-efficient investment options to provide tailored financial guidance.

Andy Perez Sosa is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and has worked at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances. The firm’s IPS-driven advisory process includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

John Walsh is a Series 66 licensed financial advisor with 15 years of industry experience. He is currently with Stifel, having joined in 2024 after working at Bank of America and Merrill Lynch for over a decade. Outside of his advisory role, he is the owner of Grid Iron Properties LLC. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and advisory services with an investment approach grounded in proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Amber Bautz is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has been associated with Morgan Stanley since 2010, including a role at Morgan Stanley Private Bank, National Association since 2015. Bautz also serves as a trustee/co-trustee for a trust in Lake Worth, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Donald Payne Jr. is a CFP®-designated financial advisor with 34 years of industry experience. He is currently with OSAIC and has held roles at firms including Highland Capital Brokerage, Lion Street Financial, and Kestra Financial. OSAIC serves a diverse client base ranging from individual and high-net-worth investors to corporations and charitable organizations, offering integrated advisory and brokerage services through a large network of affiliated advisors and multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management, utilizing a complex corporate structure and third-party commercial arrangements.

Gabriela Payot Borges is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Wells Fargo in 2017, she worked at Citigroup from 2016 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Peter McCaughan is a Financial Consultant at Fidelity Investments, where he has been working since 2019. In his current role, he partners with individuals and families to create tailored financial plans aimed at helping them achieve their personal and financial goals by leveraging Fidelity's resources. Peter has been with Fidelity Investments since 2015, progressing through several roles including Workplace Planning and Guidance Associate, Relationship Manager, Investment Consultant, and now Financial Consultant. This experience has provided him with a broad understanding of financial planning and client relationship management within the firm.

Justin Blews is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2016. Prior to that, he held positions at Morgan Stanley, Merrill, and Ameriprise. Outside of his advisory work, he is involved with PSI Technologies, Inc., where he handles back office accounting functions. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing comprehensive investment and financial planning services, including specialized planning for business owners, sports and entertainment professionals, and clients with special needs. The firm employs a broad planning approach supported by proprietary research and tools, offering clients tailored recommendations with optional implementation through brokerage or advisory programs.

Bryan Defrances is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63, 65, and 66 licenses. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank NA, Credit Suisse Securities, and Lehman Brothers Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to guide its investment approach.

Jennifer Bailey is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and bringing two years of industry experience. Her background includes roles at JPMorgan Chase Bank and JPMorgan Securities, as well as involvement in other business activities as an owner and partner of Four Cheese Holdings LLC, a personal real estate investment entity. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its offerings.

Aisha Ali is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Sanford C Bernstein & Co LLC and JPMorgan Chase Bank, N.A., as well as experience in the technology and cosmetics sectors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.