Todd Davies is a CFP® with 18 years of industry experience, currently advising at Cetera since 2021. He previously worked at Fidelity Brokerage Services LLC and Morgan Stanley in both private banking and Smith Barney divisions. Outside of his advisory role, he serves on the Board of Trustees for Seminole Heights UMC, assisting with church building maintenance. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse program options including model portfolios, third-party manager selections, and bespoke strategies, managing over $256 billion in assets.

Shari Lynne is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Dayna Olmsted is a financial advisor at Raymond James & Associates with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with Raymond James since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting services.

Brandon Cooke is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Raymond James Financial Services since 2014, including eight years at Raymond James Financial Services Advisors Inc. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, with services spanning wealth advisory, institutional consulting, and public finance.

Brandon Cordiano is a financial advisor at Raymond James & Associates with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Morgan Stanley. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 advisors. The firm serves a diverse client base through wealth advisory planning, investment consulting, and institutional services, offering non-discretionary planning and portfolio recommendations while supporting municipal and public finance clients.

Caroline Kearney is a financial advisor at Raymond James & Associates in St. Petersburg, FL, with 12 years of industry experience. She holds the Series 66 designation and has been with Raymond James & Associates since 2012. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting through its Institutional Fiduciary Solutions division.

Murphy Bradshaw is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Raymond James & Associates since 2015. Outside of his advisory role, Bradshaw is a licensed real estate agent, primarily assisting family and friends with residential real estate transactions. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and wrap fee advisory programs.

Jeffrey Kitchen is a financial advisor with Edward Jones in St. Petersburg, FL, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Edward Jones since 1998. Outside of his advisory role, he is involved with Guntrack Aviation LLC, which owns an airplane and trains student pilots for military aviation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services, supported by a large network of financial advisors and branch offices nationwide.

Nico Koop is a financial advisor with Cambridge Investment Research Advisors based in Clearwater, FL, holding Series 66 and Series 65 designations and having 14 years of industry experience. His prior roles include positions at Raymond James & Associates, WaveCapital Partners, LLC, and M&A Securities. Koop is also owner of two businesses, KOOP ENTERPRISES LLC and STAY STRONG UNITED LLC, the latter focused on sport, fitness, and gaming activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through independent Financial Professionals, utilizing both proprietary and third-party strategies with various discretionary and non-discretionary portfolio management options.

Timothy Hernandez is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked at Emory Healthcare and held various roles in public services and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios.

Stefano Aleppo is a financial advisor with J.P. Morgan Securities in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan in various capacities since 2016, including roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

James Forsman is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs tools like the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations as part of its comprehensive planning process.

Carol Jordan is a CFP® professional with 32 years of industry experience, currently advising at OSAIC since 2018. She previously worked at Signator Investors, Inc. from 2016 to 2018. In addition to her advisory role, she is licensed as a notary public in Clearwater, FL. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage, investment advisory, financial planning, and managed account services. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Donald Peterson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 63 designation and 22 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he participates in decision-making for two family-owned LLCs involved in real estate investments. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Kevin Anderson is a financial advisor with Osaic Wealth, Inc. based in St. Petersburg, FL. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His prior roles include positions at Royal Alliance Associates, Sii, Transamerica Financial Advisors, World Group Securities, Wfg, and Intersecurities, Inc. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to various third-party money managers. The firm employs a range of asset-allocation tools and investment strategies across multiple platforms to create portfolios for clients on discretionary or non-discretionary bases.

Dino Jambresic is a Planning Consultant at Fidelity Investments, where he provides personalized financial guidance to individuals and families. In his role, Dino collaborates closely with clients to understand their goals and financial needs, helping them evaluate their options and make informed decisions throughout their financial journeys. Dino has extensive experience with Fidelity Investments, having held various positions since 2010. His roles have included Relationship Manager, Financial Representative, Retirements Specialist, and Investment Solutions Representative, among others. This breadth of experience has contributed to his knowledge in financial planning and client relationship management. Outside of his professional work, Dino enjoys cooking and baking, exploring food as a foodie, attending social events with friends, watching movies, spending time with pets, and playing soccer.

Austin Wu is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and previously worked at BayCare Health System and Marcos Pizza. He is based in St. Petersburg, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis through comprehensive planning and institutional consulting services.

Corinne Wolthuis is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. Her career includes roles at Suntrust, Bank of America, and Hancock Whitney Bank. She also serves as a board member for the Villa Rosa Master Association, a homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and utilizes multiple program structures and third-party managers.

David Stepanek is a financial advisor with Wells Fargo Advisors in Saint Petersburg, FL, holding Series 65 and Series 63 credentials and bringing 17 years of industry experience. Prior to joining Wells Fargo Advisors in 2018, he worked at Bank of America and Merrill. Outside of his advisory role, he owns Liquid Limo, LLC, a charter boat business. Wells Fargo Advisors is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools to develop tailored client recommendations.

Jonathan Symmes is a CFP®-designated financial advisor with Wells Fargo Clearing, based in Clearwater, FL. He has 15 years of industry experience, including roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a range of financial products that include insurance-related vehicles and bank deposit sweep options.