Jessica Villarreal is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Raymond James & Associates Inc., Capital Group, and JP Morgan Chase Bank. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and combines multiple investment philosophies, sub-advisors, and third-party platforms to deliver tailored solutions.

Holvyn Montalvo is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has worked at Citigroup since 2019, following five years at JP Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies using both discretionary and non-discretionary programs and maintains in-house research and execution capabilities.

Fernanda Novaes is a financial advisor at Corient in San Antonio, TX, holding Series 63 and Series 66 designations with 20 years of industry experience. She previously worked at Intercontinental Wealth Advisors LLC and Intercontinental Asset Management Group, Ltd. from 2012 to 2023. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers and incorporates risk management tools, alternative investments, and private fund allocations as appropriate.

David Conrady is a financial advisor with First Command Advisory Services in San Antonio, TX, holding Series 65 and Series 63 licenses and bringing three years of industry experience. Prior to his advisory career, he served 24 years in the United States Navy. He is also the owner of Cielo Ridge Financial Services, an independent financial services LLC. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and a range of wrap-fee asset management programs managed through a centralized Investment Management Team.

Aleksandra Vargas is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 66 designation and has worked at Citi Group since 2018, with prior roles at Frost Investment Services, Frost Brokerage Services, Inc., and JPMorgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles and arrangements.

John Kauth III is a financial advisor at Corient with 39 years of industry experience. He holds a Series 63 designation and has worked in various capacities including over two decades at Intercontinental Wealth Advisors LLC before joining Corient. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team approach to portfolio management, integrating proprietary strategies with third-party manager solutions and advanced risk management tools.

Kristina Summers is a CFP® and ChFC® with 27 years of industry experience, currently affiliated with Kestra Advisory. She previously worked at Edward Jones for 18 years before joining Kestra in 2021. Outside of her financial advisory role, Summers serves as Vice President and Secretary of Morningside Ministries and assists with organizing estate sales through Caring Transitions in San Antonio. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse group of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors including sovereign wealth funds.

Gerardo Ramirez Jr. is a financial advisor with Primerica Advisors based in New Braunfels, TX, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at firms including New York Life and Eagle Strategies before joining Park Avenue Securities and Guardian Life Insurance Company in 2025. Outside of financial advising, he owns Burke Material Handling LLC, a heavy machinery company, and is involved in sales training for the business. Park Avenue Securities serves a broad retail client base with brokerage and advisory services, offering proprietary and third-party investment programs along with financial and business consulting. The firm manages assets through a variety of investment strategies and platforms, supporting both discretionary and non-discretionary accounts.

Levi Anderson is a Series 66-licensed financial advisor at Centaurus Financial, Inc. in San Antonio, Texas, with five years of industry experience. His prior work includes a one-year role at FSC Securities Corporation and 15 years managing livestock and wildlife operations at D&D Texas Outfitters. Anderson is active in community and charitable efforts as a committee member of the military charity Wish For Our Heroes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management with various platform options, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements.

Mario Moreno is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Citigroup Global Markets, where he has worked since 2022. Prior to that, he held roles at SWBC Investment Company and SWBC Investment Services, LLC from 2019 to 2022, and worked at Enterprise Holdings LLC from 2014 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supporting a broad client base from workplace to ultra-high-net-worth individuals.

Gregory Drew is a financial advisor with Independent Financial Partners in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior work includes roles at LPL Financial and IFP Securities, LLC. He serves as a board member of The Coppini Academy of Fine Arts, an organization dedicated to promoting classic, representational art through community programs and exhibitions. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with over 260 advisors and offers a decentralized advisory model alongside formal retirement-plan advisory and pension consulting capabilities.

Raymond Frueboes is a CFP® professional with nine years of industry experience. He is currently with Sequoia Financial Group, L.L.C. and previously worked at firms including TIAA, Citigroup Global Markets, SWBC Investment Company, Charles Schwab, and Fidelity Brokerage Services. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse range of clients, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house models, custom portfolios, and third-party managers, with oversight from an Investment Policy Committee that regularly reviews and rebalances portfolios.

Olutayo Sobamowo is a financial advisor with Citigroup Global Markets, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Citigroup Global Markets in 2023, he worked at Wells Fargo for five years and Covenant Health System for one year. Outside of his advisory role, he provides home care assistance to elderly clients through Alegria Primary Home Care Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm utilizes multi-asset, multi-manager strategies and operates at a large institutional scale with distinctive market roles such as swap dealing and futures commission merchant services.

Gregory Kelly is a financial advisor with Eagle Strategies (NY Life) in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing four years of industry experience. His career includes roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of advising, he serves on the board of directors for Caiden's Hope Foundation and participates in oversight committees for the Alamo Colleges District. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers tailored solutions across multiple program types, emphasizing non-discretionary asset management and fiduciary responsibilities in retirement planning.

Leslie Nettles Zamora is a financial advisor with Sequoia Financial Group, L.L.C. in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. Prior to joining Sequoia in 2025, she worked for six years at Raymond James & Associates Inc. Her background also includes roles in education within the Comal and North East Independent School Districts. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a mix of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Pamela Wise is a financial advisor with Guardian Life and holds a Series 66 credential. She has 18 years of industry experience, including roles at Park Avenue Securities and Farmers Insurance. Outside of financial services, she owns Pam's Saucy Spoon, a business specializing in baked goods and pre-made meals. Park Avenue Securities LLC, operating as Park Avenue Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and investment advisory programs, utilizing both proprietary and third-party model portfolios.

Karen Twitty is a Series 66-licensed financial advisor with First Command Advisory Services in San Antonio, TX, bringing five years of industry experience. Prior to joining First Command, she worked with the Department of Defense Education Activity and in educational roles. She is also a member of Twitty and Associates, a non-investment-related business. First Command Advisory Services provides financial planning and wrap-fee asset management programs primarily serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm employs a centralized investment management team and offers a range of model portfolios utilizing mutual funds, ETFs, and third-party managers.

Morgan Taylor is a Series 65-licensed financial advisor with Mariner in Plano, TX, with four years of industry experience. Prior to joining Mariner, Taylor spent time at Texas A&M University. Mariner serves a diverse client base including individuals, pensions, trusts, and corporations, offering investment management, financial planning, retirement plan consulting, and integrated tax and family office services. The firm employs customized portfolios managed by an Investment Committee and combines in-house research with third-party managers across a range of asset classes and strategies.

Shane Pfeffer is a financial advisor with VOYA Financial Advisors, Inc. in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with VOYA Financial Advisors since 2014. Outside of his advisory role, he is involved in cattle farming through Shane Pfeffer Farms and operates as an independent insurance agent. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, and corporations. The firm offers a range of investment programs combining model portfolios and manager-driven sleeves, with a significant focus on non-discretionary assets and an integrated advisory and broker-dealer platform.

Victoria Franco is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 licenses and two years of industry experience. She has been with Citigroup since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with thorough manager selection and oversight, supporting both discretionary and non-discretionary accounts.