Paola Leal Cervantes is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at Via Capital and Banana Republic. Paola’s background also includes roles in healthcare and education. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using model-based asset allocations and research from its Chief Investment Office and global resources to tailor client plans. The firm combines institutional trading capabilities with wealth management services across a broad platform.

Margaret Molli Alvey is a financial advisor at Merrill with 31 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2004. Outside of her advisory work, she serves as the treasurer for Girl Scouts San Diego Troop 4968. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Tayvin Donaldson is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he partners with clients to understand their financial goals, create personalized strategies, and provide ongoing guidance as their needs evolve. He focuses on simplifying complex financial decisions and serving as a trusted resource to help clients stay focused on what matters most to them. Donaldson's expertise extends beyond investments to helping clients make informed decisions and feel confident about their future. His approach includes assisting clients in planning for retirement, funding education, navigating liquidity events, and balancing financial demands related to family and life. He holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Coronado High School. In addition to his professional work, Donaldson is involved with the San Diego Food Bank.

Sanya Mulhern is a financial advisor with RBC Capital Markets in San Diego, CA, holding a Series 66 designation and 21 years of industry experience. She has worked with City National Bank and RBC Capital Markets, LLC for the past 10 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Calixta Padilla is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. Prior to joining Edward Jones in 2024, she worked at Cardinal Group Management from 2021 to 2024 and has experience in roles outside the financial industry, including at Zara and San Diego State University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Maria Basauri is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and having six years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support its financial advisory services.

Robert Brower is a financial advisor with UBS Financial Services in San Diego, holding a Series 63 designation and 41 years of industry experience. He has been with UBS since 1984. Outside of his advisory role, he serves as Treasurer and board member for the San Diego Alpine League, which organizes ski races, and holds a similar officer position with the ROKKA ski racing league affiliated with the Los Angeles Council of Ski Clubs. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers services such as custody, underwriting, and proprietary research to tailor client solutions.

Samuel Mendel is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MassMutual Life Insurance Company, as well as entrepreneurial ventures dating back to 2014. Outside of his advisory work, he teaches music and performs as a touring bass player. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options, combining discretionary and non-discretionary strategies through a nationwide network of over 10,000 advisors.

Tyler Bentley is a financial advisor with LPL Financial, holding the Series 66 designation and recently beginning his advisory career. He served in the US Navy from 2007 to 2025 and also has experience with Blackstone and the US Navy Reserves. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing a variety of portfolio strategies and technology tools to support its advisors.

Robert Mckinney is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at AJM Packaging Corporation and PFS Investments Inc, alongside seven years of service in the US Navy. Outside of his advisory work, he manages a motivational physical fitness business and works as an Instacart shopper. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Christopher George is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he is a partner overseeing property management at a retail shopping center partnership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and asset allocation models.

Nicola Hanna is a financial advisor at LPL Financial with 21 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Raymond James Financial and Cavanaugh Financial Group. Outside of advising, he owns a sports memorabilia sales business and is involved in horse racing through Big Lick Racing Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive operational tools and a large network of investment adviser representatives.

Edwin Espinal is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the CFP® and Series 66 designations and has been with Charles Schwab and its affiliated banking entity since 2015. Charles Schwab & Co., Inc. provides wealth advisory and managed-account services primarily to high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

William Sparks is an International Wealth Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, international wealth management, and portfolio management services. William holds a master's degree from the Thunderbird School of Global Management and a bachelor's degree from the California State University System. He holds the Personal Investment Advisor (PIA) designation. He is affiliated with the professional organization Los Angelitos de Encinitas and actively participates as a community volunteer. Outside of his professional work, William enjoys baseball, biking, camping, reading, swimming, traveling, and spending time with his family. His approach to advising centers on working one-on-one with clients to develop personalized financial strategies aligned with their long-term goals.

Stephen Gelina is a financial advisor with Fidelity in San Diego, CA, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, U.S. Bancorp Advisors, and Wells Fargo. Outside of financial advising, he is the sole proprietor of CSMJS Great Adventures, LLC, a real estate funding company focused on location research and land analysis. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that incorporates proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, model portfolios, and oversight of sub-advisers, with distinctive features including registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Kevin Keil is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 license and five years of industry experience. His prior roles include positions at Securian Financial Services, Minnesota Life Insurance, North Star Resource Group, CRI Securities, and Health IQ. Outside of his advisory work, he is a business owner of Sail Bay Group, a non-investment-related venture. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Thomas Boles is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial and Ameriprise Advisor Services. Outside of his advisory role, he is president and owner of United Financial Consultants Inc. and serves as board treasurer for Coastal Dragons Rugby Inc., a community sports organization. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors.

Gabriel Garibay is a Wealth Management Senior Relationship Manager who partners with self-directed ultra-high-net-worth clients. In this role, he serves as the primary point of contact and provides comprehensive support to address both their financial and service needs. His professional experience includes positions at Fidelity Investments from 2020 to 2026, where he progressed from Financial Representative to Planning Consultant. Prior to that, he worked at JP Morgan Chase Bank N.A. from 2010 to 2020 in roles ranging from Relationship Banker to Private Client Banker. Gabriel holds a California Insurance License. Outside of his professional career, Gabriel has interests in comedy, hiking, music, parenthood, pets, and traveling.

David Moran is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked for 23 years. Prior to Equitable Advisors, he was with Axa Advisors for 17 years. His outside activities include serving as a board member of the East County Chamber of Commerce and owning Five2 Studios, a non-investment-related business. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and a range of asset-management programs primarily delivered through a network of Investment Adviser Representatives and third-party asset managers.

Stephen Cota is a financial advisor at LPL Financial with 30 years of industry experience. He has worked at LPL Financial since 2008 and previously held positions at Wamu Investments, Inc. and Morgan Stanley DW Inc. He also has a non-variable life insurance business under Reliance Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms.