Julia Rhea is a financial advisor with Commonwealth Financial Network, holding the ChFC® designation and Series 63 and 65 licenses, with 33 years of industry experience. She has worked at Oasis Wealth Partners, Lincoln Financial Advisors, and Voya Financial in various capacities. Her other business activity includes fixed insurance sales conducted at her branch location, accounting for less than 1% of her business hours. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, including discretionary model portfolios and customized investment solutions.

Ivan Jordovic is a financial advisor with Primerica Advisors based in San Diego, CA, holding a Series 66 designation and four years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company in various roles since 2020. Outside of his advisory work, Ivan owns Tre Panache Event Architects and has experience working in the hospitality industry as a server. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services with multiple proprietary and third-party investment programs, employing a range of strategies and account-level solutions.

Benedict Maloney is a financial advisor at Centaurus Financial, Inc. with 48 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Centaurus Financial since 2015. Outside of his advisory role, he works as an agent for term life insurance and Medicare supplement and Medicare Advantage sales in San Diego. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a mix of fundamental, technical, bottom-up, and top-down analysis across discretionary and non-discretionary arrangements.

Kimelton Kim is a Series 66-licensed financial advisor with three years of industry experience. He is currently affiliated with Primerica Advisors and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, WestPac Wealth Partners, and Olivetree Partners Group. Kim serves as a successor trustee to a family trust. Park Avenue Securities LLC serves a diverse retail client base, offering transaction-based brokerage and fee-based advisory services along with financial planning and retirement-plan consulting. The firm employs a range of investment strategies through proprietary model portfolios, third-party managers, and a digital advice platform.

Juan Pablo Bustamante is a financial advisor at Guardian Life with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Actinver Securities. Outside of advising, he co-owns Boost Brothers LLC, an ecommerce business managing an Amazon store with a sibling. Guardian Life’s subsidiary, Park Avenue Securities, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with a range of brokerage and advisory services, including financial planning and retirement consulting. The firm offers both discretionary and non-discretionary advisory relationships using proprietary and third-party model portfolios.

Christopher Paolantonio is a CFA® charterholder at Mercer Global Advisors Inc. with three years of industry experience. Prior to joining Mercer, he worked at Fiduciary Trust International and Pennsylvania Trust Company. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory services and comprehensive financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory–based approach using globally diversified, risk-appropriate portfolios implemented through various investment vehicles and offers specialized services including retirement plan consulting and charitable advisory.

Sandra Nicole Tucker is a financial advisor at Empower Advisory Group with four years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Empower Advisory Group, she worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. for three years. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jonathan Barrera is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and having 15 years of industry experience. He has worked at Guardian Life and Park Avenue Securities since 2017, and previously spent six years with New York Life Insurance Co. and Nylife Securities LLC. Outside of his advisory work, he is the owner of Mama Cocoon & The Papa Saloon, a non-investment-related business. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, retirement plan consulting, and investment advisory programs. The firm offers discretionary and non-discretionary advisory relationships using a range of model portfolios and digital advisory solutions.

Anny Kadomatsu is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has worked at Principal Life Insurance since 2021, following prior roles at Cetera and First Allied Advisory Services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel stationed abroad. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Jeffrey Barrette is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MassMutual Life Insurance Company. He also has an insurance-related business outside of his advisory work. Park Avenue Securities LLC is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with a range of financial planning and investment advisory services, including proprietary and third-party model portfolios.

Aleksandar Jakovljevic is a financial advisor with Primerica Advisors in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. He has worked extensively with Guardian Life Insurance Company and Park Avenue Securities throughout his career. Outside of his advisory role, he serves as a trustee of The DUO Trust and is a co-owner of Delije LLC. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services with a range of proprietary and third-party investment programs, combining discretionary and non-discretionary management approaches.

Darrell Alford is a ChFC® credentialed financial advisor with 40 years of industry experience, currently serving at Independent Financial Partners. His prior roles include positions at Triad Advisors, Resources Investment Advisors, and LPL Financial Corporation. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with over 260 advisors and notable expertise in retirement-plan advisory and pension consulting.

Garrett Workmon is a CFP® with eight years of industry experience, currently serving as a financial advisor at Creative Planning since 2018. Prior to joining Creative Planning, he worked at Uber Technologies Inc. and H&R Block, and has experience with Wayzata Community Church and the University of Missouri - Columbia. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by enhanced indexing and private market exposure.

Travis Lewis is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at LPL Financial and Blueprint Wealth Partners, both spanning 14 years. Outside of advising, he is co-owner of several tourism and charter-related businesses in Ketchikan, Alaska. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, technology, and operational support. The firm offers a range of investment solutions, including discretionary model portfolios and personalized indexing options.

Holly Salazar is a financial advisor with Valic Financial Advisors in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. She has worked at Valic Financial Advisors since 2014 and is also an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

David Applestein is a financial advisor at T. Rowe Price Advisory Services, Inc. with 15 years of industry experience. He holds the Series 65, Series 63, and Series 66 designations. Prior to joining T. Rowe Price, he worked at Principal Securities Inc and Principal Life Insurance Co, and spent 15 years with Wells Fargo. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, incorporating tax-aware rebalancing and Monte Carlo simulations for retirement income projections.

Erick Von Berge is a financial advisor at Cerity Partners Retirement Plan Consultants with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Von Berge Wealth Management Group, Laurel Wealth Advisors, and Wells Fargo Advisors. Cerity Partners Retirement Plan Consultants advises plan sponsors on defined contribution and defined benefit plans, providing ERISA fiduciary services, participant advice, plan design, and administrative support. The firm focuses on asset-allocation driven model portfolios, investment policy statement monitoring, and non-discretionary management, serving a broad range of institutional clients.

Timothy Petrovich is a financial advisor with Guardian Life, holding a Series 65 credential and six years of industry experience. His prior work includes positions at Cadaret Grant & Co., Inc., Securities America, Inc., and LPL Financial. He is currently associated with both Guardian Life Insurance Company and Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a range of investment advisory programs using both proprietary and third-party models.

Kavita Rajaratnam is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked in real estate sales with multiple firms, including Big Block Realty, Realty One Group San Diego, and currently HKT Cal Inc and REAL Broker. In addition to her advisory role, she is involved in online estate planning through Net Law Group Inc. Transamerica Financial Advisors, LLC serves a broad client base that includes individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach, delivering services through various platforms such as Transamerica ONE and TFA365, with regulatory assets under management around $1.7 billion.

Mark Vannatta is a CFP® professional with over 43 years of experience in the financial services industry. He is currently affiliated with Primerica Advisors and has held roles at Guardian Life Insurance Company and Park Avenue Securities since 2004. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.