Roy West Jr. is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Wealth, Shoemaker Financial, and other firms. West serves as a board member of the Memphis First United Methodist Church, where he provides financial advice related to commercial insurance and interest rates. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Darrell Smith is a financial advisor at UBS Financial Services with a Series 66 designation and four years of industry experience. Prior to joining UBS in 2021, he worked with the PGA Tour and Youth Programs, Inc. for a combined ten years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Paulette Williamson is a financial advisor at LPL Financial with 39 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked with firms including Waddell & Reed and various insurance carriers. Williamson is also the managing member of a Memphis-based limited liability company unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Laura George is a financial advisor at Edward Jones in Germantown, TN, holding a Series 66 designation with seven years of industry experience. She has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies through a large nationwide network of financial advisors and branch offices.

Lynn Ballinger III is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds the CFP® designation and Series 66 license. His prior work includes roles at LPL Financial, LLC, MassMutual Life Insurance Company, and Auburn University. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning with various investment strategies.

Shepard Fargotstein is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Raymond James and Associates for nine years. He serves on the Memphis Civilian Law Enforcement Review Board and volunteers on the Police Advisory Review Committee for the City of Memphis. RBC Wealth Management, a division of RBC Capital Markets, offers advisory programs to individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm customizes investment strategies based on client risk profiles and utilizes a range of in-house and third-party managers alongside various portfolio management and financial planning services.

Patrick Rohrbacher is a financial advisor at OSAIC with 45 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Investacorp, Inc. and Securities America Advisors, Inc. prior to joining OSAIC. Outside of advising, he is a silent partner in a retail clothing store operated by his wife. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory services, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing, managing portfolios across various asset classes on both discretionary and non-discretionary bases.

Joseph Reyes is a financial advisor with Primerica Advisors in Memphis, TN, holding Series 65 and Series 63 licenses and possessing seven years of industry experience. He has worked with Primerica Financial Services since 2017 and PFS Investments Inc. since 2018. Outside of advising, Reyes is involved in sales of loan products and home-related services through affiliates of PFS Investments Inc. and Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering advisory services based on model portfolios managed by third parties and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Eric Simmons is a financial advisor with Primerica Advisors in Memphis, TN, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked with PFS Investments Inc. since 2015 and has been involved with Saint James Church of God in Christ since 2013. Outside of his advisory role, Simmons receives compensation for referrals related to home security, automation products, and mortgage loan sales through affiliated Primerica companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure, with model implementation delegated to BNY Mellon Advisors.

John Erb is a financial advisor with Mass Mutual Investors Services in Memphis, Tennessee. He holds the Series 66 designation and has five years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and Anovo Rx, as well as seven years at the Jack Erb Company. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved software tools and offers specialized services including divorce planning and estate settlement.

Kristen Ellis is a financial advisor at Raymond James & Associates with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James since 2016, with prior experience at The Court Company from 2018 to 2025. Raymond James & Associates is a dual-registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm serves a broad client base, including individuals, pension plans, corporations, and governmental entities, providing wealth advisory planning and investment consulting mainly on a non-discretionary basis.

Wilson Cannon is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He has been with MML Investors Services, Inc. since 1995 and Massachusetts Mutual Life Insurance Company since 1994. Outside of his advisory role, he serves as chairman of the Millington Housing Authority, a nonprofit government agency. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual, collaborative relationships utilizing firm-approved software to analyze client goals and deliver written recommendations.

Wesley Lacey is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior roles include positions at Ameriprise Financial Services, Inc. and Revolution Partners, LLC. He is a member of a local Financial Advisory Commission board in Germantown, TN. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawals. The firm combines research, modeling, and tax-efficiency analysis to support financial advisors in delivering customized retirement income strategies.

Robert Lackey is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 credential and has worked at Woodbury Financial Services, Shoemaker Financial, Minnesota Life Insurance, and Securian Financial Services. He is also the owner and producer of P1 Financial Planning & Wealth Strategies, an LLC offering financial and insurance services. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs various asset-allocation tools and offers access to third-party money managers and managed account solutions.

Deborah Sossaman is a financial advisor at Raymond James Financial with 18 years of industry experience. She holds the Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 13 years before joining Raymond James in 2019. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Lisa Cook is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 27 years of industry experience. She has worked with First Tennessee Brokerage, Inc. since 1999 and Ftb Advisors, Inc. since 2013. Cook serves as a board member for The Vineyard P.D., a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, using both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Jennifer Moerbe is a financial advisor at LPL Financial with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at B. Riley Wealth Advisors, B. Riley Wealth Management, and First Trust Portfolios. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from both internal and third-party sources.

Terrance Holloway is a financial advisor with Cetera in Memphis, TN, holding a Series 66 designation and 12 years of industry experience. He has been with Cetera and Cetera Investment Services LLC since 2015 and also has experience with Regions Bank dating back to 2014. Outside of his advisory role, he is involved in real estate investing, focusing on buying, renovating, and potentially reselling distressed properties. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a wide range of portfolio management options, including access to affiliated and third-party money managers, automated allocations, and bespoke strategies, managing over $256 billion in assets.

Keenen Leake is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at First Horizon, CUNA Brokerage Services, CUNA Mutual Group, Edward Jones, and FAA Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Cade Bishop is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, including prior work at Ameriprise. Outside of his advisory role, he works as a valet attendant at events and restaurants. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved software and structured annual client engagements.