Joseph Tuck is a financial advisor with LPL Financial in Richmond, VA, holding a Series 66 designation and 26 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for five years before joining LPL Financial in 2018. Outside of his advisory role, he is involved in non-variable insurance activities in Richmond, VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios from LPL and third-party subadvisors.

Kara Topping is a financial advisor at RBC Capital Markets with a Series 66 designation and over 20 years of industry experience. She previously worked at Wells Fargo Advisors for 21 years and Capital One Financial for two years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Rochele Nelson is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has been with Merrill since 2004. Outside of her advisory role, she is a general partner and managing member of Adorning in Prayer Ministries, where she teaches and preaches through prayer conferences and seminars, and is involved in creating and selling prayer products. She also works with Leona's Love Garden, a charitable organization focused on urban farming, youth programs, and community outreach. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jared Lewis is a CFP® with 17 years of industry experience, currently serving at Cetera since 2023. He has previously worked with Virginia Asset Management and Minnesota Life Insurance Company, including their affiliate Securian Financial Services. Outside his advisory role, he co-owns Irongate Capital Advisors, LLC, a firm involved in securities offering, advisory, and insurance services. Cetera Investment Advisers LLC provides a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, leveraging a large network of advisors and affiliated third-party managers.

Robert McGuire is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Bank and Wells Fargo Advisors LLC since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Leo Whitlow Jr. is a financial advisor at Cetera with Series 63 and Series 65 licenses and 44 years of industry experience. He previously worked at Select Brokers, LLC and Securian Financial Services, Inc. He serves as a board member and officer of the Varina Ruritan Club. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that provides access to model portfolios, third-party managers, and bespoke strategies under various program structures and custodial relationships.

Ashli Luse is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. Her prior experience includes roles at Truist Advisory Services, TRUIST Investment Services, Inc., and BB&T Securities. Outside of finance, she owns and operates a wedding planning business, Libby West Weddings, where she serves as the primary planner and coordinator. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team in partnership with financial advisors.

William Gribble IV is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Mark Douglas is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has worked at Cetera since 2013 and also has experience with Bowman Gaskins Financial Group dating back to 2000. In addition to his advisory work, he acts as an independent insurance agent with a focus on disability, fixed annuities, and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various program options and custodial relationships.

Wafa Noble is a financial advisor with Raymond James Financial in Richmond, VA, holding a Series 66 credential and bringing 10 years of industry experience. Prior to joining Raymond James in 2025, she worked at Edward Jones for a decade. She is also the president of WingSpan Wealth Management, a support company unrelated to investment advisory. Raymond James Financial Services Advisors provide financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored non-discretionary advisory services and has specialized programs for small businesses, supported by a broad network that includes municipal and public finance capabilities.

Paul Staples is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he has ownership in a restaurant business and participates periodically in public poker tournaments. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with a written recommendation report and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Barnes III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses. He has 32 years of industry experience, including seven years at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Jackson Schott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His prior professional background includes roles at The CoStar Group, NewRez, NewDay USA, and James Madison University. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs extensive research and analytics in managing approximately $671 billion in assets across a broad range of brokerage and advisory solutions.

Wendy Coggsdale is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and broader investment resources to support client goals.

Wayne Lee is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. He has been associated with Cetera Financial Specialists LLC since 2004 and leads Lazarus Group Consulting, Inc., a business providing accounting, tax, and consulting services. He is also president and CEO of AlphaGate, Inc., an investment practice involved in real estate management. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Daniel Sheehan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his investment career in 2002 as an intern with First Union Securities and has been working in the investment industry since then, serving clients since 2008. He holds a Bachelor's Degree from Virginia Polytechnic Institute & State University and is a CERTIFIED FINANCIAL PLANNER™ certificant and Personal Investment Advisor (PIA). He adheres to the Board's standards for professional competency and ethical practices. Daniel's investment philosophy emphasizes having a clear plan, diversification with conviction in investments, and only investing in understandable assets. He aims to manage all aspects of his clients' financial lives, providing customized strategies to manage risk and help achieve their objectives. His approach is grounded in open communication, a fiduciary standard, and unbiased recommendations. Outside of his professional work, Daniel lives in Keswick with his wife, son, and pets. His personal interests include golfing, clay shooting, adult literacy advocacy, whiskey collecting, Virginia wine, and gardening. He is also involved with The READ Center.

Billy Mock is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of advisory work, he is a partner in a business called BMRE. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs, with specialized services for municipal clients and institutional investors.

James Phillips is a financial advisor with LPL Financial in Chesterfield, VA, holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior roles include positions at Blue Ridge Bank, Infinex Investments, Bi Investments LLC, and Citizens Bank & Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside proprietary and third-party research.

Thomas Scott is a financial advisor with LPL Financial in Midlothian, VA, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has worked at LPL Financial since 2018 and has prior experience with Summit Brokerage Services and Saunders Retirement Advisors. Outside of his advisory role, Scott is a soccer referee, an activity he has been involved in since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios, research, and multiple investment strategies.

Morgan Prime is a financial advisor with Morgan Stanley in Richmond, VA, holding a Series 66 designation and having 2 years of industry experience. Prior to joining Morgan Stanley in 2017, Morgan worked for Sky Zone Trampoline Park from 2014 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.