Christopher Polacek is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2013, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. His work focuses on helping high net worth clients develop comprehensive financial plans to navigate various market conditions. Christopher holds a California Insurance License, supporting his ability to provide diverse financial advice. His professional approach centers on wealth planning and addressing complex financial situations. Outside of his professional responsibilities, Christopher engages in family activities, fitness, golf, movies, spending time with pets, and traveling.

Wally Luu is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and 13 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Edward Jones. He also owns a sole proprietorship unrelated to investment advisory services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving plan objectives with a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

David Nelson is a financial advisor at Wells Fargo Clearing in El Dorado Hills, CA, holding a Series 66 designation with eight years of industry experience. He has been with Wells Fargo Clearing since 2018 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Rehmat Amin is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Rehmat assists clients in building financial futures by developing and implementing personalized financial plans aimed at helping them achieve their goals. Rehmat’s expertise encompasses areas such as college education planning, family wealth management strategies, managing new wealth, small business strategies, tax minimization, and retirement income. Rehmat holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Rehmat earned a Bachelor's Degree from Rochester Institute of Technology, a Medical Doctorate from Ross University, and an MBA from Georgetown University. Rehmat communicates in English and Spanish.

Patricia Chorn is a financial advisor at Ameriprise with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2017, following five years at Morgan Stanley Smith Barney. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered through a centralized consulting team.

Richard Hernandez is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Alireza Torabian is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their unique priorities and develop personalized financial strategies focused on college education planning, legacy planning, retirement income, and portfolio management services. His approach emphasizes simplicity and transparency throughout the wealth planning process. Reza holds a Bachelor's Degree from the University of California system and has earned the Personal Investment Advisor (PIA) designation. Fluent in Farsi and English, he supports clients in setting short-, mid-, and long-term financial goals, providing ongoing advice as their needs evolve. He also coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. In addition to his professional work, Alireza is involved in church and community activities. Outside of his practice, he enjoys adventure sports, basketball, football, and reading.

Janice Dunn is a CFP®-certified financial advisor with Robert W. Baird & Co., where she has worked since 2015. She has 25 years of industry experience and holds Series 63 and Series 65 licenses. Outside of her advisory role, she is a partner in a real estate rental business. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations by providing financial planning, portfolio management, and brokerage services tailored to client goals and risk tolerances.

Priscilla Luckhurst is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, she worked full-time in education and operated her own consulting business for seven years. She also has a decade of experience with CorePower Yoga. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a large nationwide network of advisors and branches. The firm offers a range of advisory programs, including managed solutions and separately managed accounts, and operates under a fiduciary standard.

Ricardo Aguilera is a financial advisor at Edward Jones in Folsom, CA, holding the ChFC® designation and Series 66 license with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a large national network of advisors and branch offices.

Jeff Yankauskas is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently affiliated with LPL Financial and SchoolsFirst Federal Credit Union, having previously worked at Bank of the West, BancWest Investment Services, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals—including high-net-worth and non-HNW clients—retirement plans, corporations, credit unions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, third-party research, and various portfolio management options.

Amanda Picard is a financial advisor at Charles Schwab with 12 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior work history includes roles at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options using multi-asset model portfolios and provides centralized supervisory, custody, and order-routing services.

Katie Gilbeau is a financial advisor at Edward Jones with 13 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee approaches, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets across a large nationwide network of advisors and branch offices.

Michael Mistretta is a financial advisor at Cetera with 17 years of industry experience and holds the Series 66 designation. He also serves as president of MMRS Accountancy Corporation, a CPA firm providing accounting and tax services, and engages in business consulting and property management through Mistretta Management, LLC. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Ashley Archer is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and 12 years of industry experience. Prior to joining Wells Fargo Advisors in 2026, Archer worked at Morgan Stanley and E*TRADE Capital Management LLC in various roles from 2016 to 2026. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, leveraging proprietary research and planning tools to deliver tailored recommendations across a broad range of financial planning needs.

William Wang is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering diverse advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Mark Chapman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, serving clients in various capacities over nearly a decade. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice and including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joel Gourdin is a financial advisor with LPL Financial, holding Series 65 and Series 66 credentials and bringing 13 years of industry experience. His prior roles include positions at Principal Funds Distributor, Inc. and Mariner Independent Advisor Network, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and proprietary research to support diversified investment strategies.

Erin Drennon is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2018. Prior to joining Edward Jones, she spent ten years at Enterprise Holdings Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jason Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and eight years of industry experience. His prior work includes roles at Bank of America, Merrill, Door Dash, and Horace Mann Investors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.