Andrea Orlando Skewis is a Wealth Management Advisor with The Carter Forward Skewis Group at Merrill Lynch Wealth Management. She joined the group in 2016 and works closely with clients to develop comprehensive financial strategies encompassing investments, banking, lending, and insurance services. Andrea has over 23 years of experience with Merrill Lynch Wealth Management, including more than a decade in leadership roles. She began her career in December 2001 as an intern in the Chico, California office and progressed through various positions, including Registered Client Associate, Client Relationship Manager for the Sacramento Market, and Administrative Manager. Her expertise covers areas such as college education planning, family wealth management strategies, retirement income, and managing new wealth. She earned a Bachelor of Science degree with a finance emphasis from Chico State University. Andrea holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA).

Peter Scheid is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes tenures at Citigroup Global Markets from 1993 to 2009 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and structured processes. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized offerings such as private funds and commodity pool operations.

Amy Galvan is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Kenneth Meyers is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Robert W. Baird & Co. since 2009. Outside of his advisory role, Meyers is involved in nonprofit work related to maintenance and upkeep of airport hangars and holds a passive ownership interest in a long-standing fishing shop. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management division, serves individuals, corporations, pensions, and charitable organizations with a broad range of financial planning, portfolio management, and advisory services. The firm utilizes a combination of manager-traded and model-traded strategies, ongoing manager oversight, and internal research tools, and manages approximately $394 billion in assets as of December 31, 2025.

Shaini Lewis is a CFP® with 26 years of experience in financial advising, currently serving at Ameriprise since 2020 after a prior 20-year tenure with Ameriprise Financial Services, Inc. She leads and coaches financial advisors at Ascendant Wealth Management Group through The FISH20 Group, LLC. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Kenneth Moodie is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the Series 66 designation and has worked at several firms, including J.P. Morgan Securities, Chase Investment Services Corp., Wamu Investments, Inc., and Ameriprise. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Leo Huerta is a Financial Consultant at Fidelity Investments, where he has been serving since 2016. He brings over 17 years of experience in the financial services industry, focusing on helping individuals and their families develop, implement, and maintain personalized financial plans. His work centers on guiding clients through the complexities of investment, income, and retirement planning. Before his current role, Leo held various positions at Fidelity Investments, including Investment Consultant, Investments Representative, Client Service Manager, Private Client Group Relationship Manager, Premium Service Representative, and Financial Representative. He holds a California Insurance License. Outside of his professional career, Leo enjoys baseball, cooking and baking, family activities, hiking, outdoor adventures, and soccer.

Luke Iverson is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 66 designation and previously worked at Crown Capital Securities, LP and Quest Securities, Inc. In addition to his advisory role, Iverson has outside employment with Aerojet Rocketdyne. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and oversight of over $819 billion in discretionary assets.

Lew Lemon is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at LPL Financial since 2007 and previously spent five years with SeCU Brokerage Services. Lemon also spends a portion of his time working with Golden 1 Credit Union members to refer them to traditional credit union products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced technology and oversight of substantial discretionary assets.

Jeff Maas is a financial advisor at OSAIC with 22 years of industry experience. He holds the CFP® and ChFC® designations as well as a Series 66 license. Prior to joining OSAIC in 2025, Maas spent 21 years with Lincoln Financial Advisors. He is also a co-author of the book "Mastering Your Financial Success" and provides consulting services through Matsko Consulting Group LLC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm offers a range of integrated brokerage, advisory, and retirement plan consulting services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various investment vehicles.

Thomas Yamasaki is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 1991. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Alexander Scoledes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 40 years of industry experience. He worked at Morgan Stanley DW Inc. for nine years before joining Wells Fargo in 2016. He also serves as a trustee for trusts established for the benefit of his parents-in-law's grandchildren. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Mark Frederick is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at First Allied Advisory Services, Inc. and First Allied Securities, Inc. Outside of his advisory work, he serves as a trustee for a family trust and is involved with Fortified Financial Group, a financial services firm where he acts as a financial professional. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party managers, with assets under management exceeding $256 billion.

Julia Dunnigan is a Series 66–licensed financial advisor with nine years of industry experience. She currently works at Morgan Stanley in Folsom, CA, having previously spent eight years at BlackRock Investments, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Jose Garcia is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at Charles Schwab, Principal Life Insurance Company, and New York Life Insurance Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Aaron Albillar is a financial advisor at Edward Jones in Folsom, CA, holding a Series 66 designation. He joined Edward Jones in 2024 and has prior experience in construction, real estate services, and tile care. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Brittany Amador is a financial advisor at Fidelity with Series 63 and Series 65 licenses and four years of industry experience. Her work history includes roles at Wells Fargo Clearing and Wells Fargo Bank, where she was employed for over a decade prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery through systematic methodologies that combine fundamental research, quantitative analysis, and algorithmic portfolio construction.

Monica Yassear is a financial advisor at Charles Schwab with 10 years of industry experience and holds a Series 66 designation. Her work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and TD Ameritrade Investment Management, LLC. She is based in Roseville, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

John Consulo is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and two years of industry experience. His prior work includes roles outside finance, such as at Monk's Cellar and Sushi Mon. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Pamela Budenbender is a financial advisor with Ameriprise in Fair Oaks, CA, holding a Series 63 designation and 37 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she operates a tax preparation business. Ameriprise is a large institutional firm that offers retirement-income planning services for clients nearing or in retirement, combining research, modeling, and tax-efficient strategies to deliver customized recommendations.