Kevin Mc Hugh is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes a role at the University of Baltimore and experience in contracting and education before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model allocations invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to generate financial plans and retirement income projections.

Brendan Sweeney is a CFA® charterholder and holds a Series 65 license with 16 years of industry experience. He has worked at Cerity Partners LLC since 2023 and previously spent 12 years at Maryland Capital Management, LLC. Brendan is based in Towson, MD. Cerity Partners is an SEC-registered investment adviser serving a broad client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

Christina Garland is a CFP® professional with 11 years of industry experience. She currently works at Focus Partners Wealth, LLC and previously held positions at The Colony Group, Connectus Wealth, Horan Capital Management, and Charles Schwab. Focus Partners serves a diverse client base including individuals, high-net-worth families, family offices, corporate, and institutional clients, offering comprehensive wealth management, financial and tax planning, and specialized family office services. The firm utilizes a long-term investment approach combining active and passive strategies within an enhanced open architecture framework.

Andrew Meredith is a CFP® professional with 28 years of industry experience. He is currently with Janney Montgomery Scott, having joined the firm in 2021. Prior to that, he worked at Bank of America and Merrill, where he held positions from 1998 through 2021. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of advisory and brokerage services supported by in-house and third-party portfolio management.

Kenneth Buckner is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Cetera, among others. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution available by invitation to employees with PNC Bank online credentials. The firm uses algorithm-driven risk assessments and delegates portfolio implementation to third-party strategists.

Jasmine Byrd is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. She has been with T. Rowe Price since 2019 and previously worked in media roles at Maryland Public Television and CBS Radio/Entercom Radio. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs a goals-based approach using proprietary mutual funds and ETFs, offering personalized plans supported by online tools and financial advisor access.

Robert Hill is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His career includes multiple roles at T. Rowe Price as well as experience at Bank of America and Merrill. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The service uses proprietary mutual funds and ETFs, applies tax-aware rebalancing and tactical allocations, and provides financial plans and retirement projections supported by an interactive online tool.

Christopher Photiou is a CFP® with 26 years of industry experience and has been with T. Rowe Price Advisory Services, Inc. since 2006. He is also a podcast host and content creator, producing online content titled "The Greatest Non-Hits." T. Rowe Price Advisory Services offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with roughly $250,000 or more in investable assets, providing financial plans and annual reviews supported by an interactive online tool.

Lyubov Sidorova is a financial advisor with Empower Advisory Group, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at T. Rowe Price for a decade before joining Empower in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage account holders, using an integrated model connected to Empower’s recordkeeping and administrative platforms.

Harrison Rafiq is a financial advisor at HB Wealth with a Series 65 credential and three years of industry experience. He has worked at HB Wealth Management since 2025 and previously held positions at WMS Partners, RF Industries, Morgan Stanley, and Charles A. Pastrana & Son's. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth management, investment management, and financial planning services, combining quantitative and qualitative due diligence across a range of public and private strategies.

Tyler Sturgill is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to joining T. Rowe Price, he worked for Kestra Advisory Services, LLC and Kestra Investment Services, LLC for over a decade. Outside of his advisory role, he is the sole member of Clear Canyon Holdings, LLC, a company involved in real estate investment decisions. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in selected T. Rowe Price mutual funds and ETFs, incorporating tax-aware rebalancing and Monte Carlo simulations in their planning process.

Paul Tomick is a financial advisor with Janney Montgomery Scott in Towson, MD. He holds Series 65 and Series 66 licenses and has 25 years of industry experience, including 24 years with Janney. He serves as an advisory board member for Pressley Ridge, a nonprofit organization assisting foster care youth with the transition to independent living. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, and institutional sponsors, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Madeline Ledbury is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 license and joined the firm in 2026. Prior to her current role, she spent several years in education at various institutions, including Hamilton College and Needham High School. T. Rowe Price Advisory Services, Inc. provides a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and delivers point-in-time financial plans and annual reviews for enrolled clients.

Christopher Sheeler is a financial advisor at PNC Wealth Management in Timonium, MD, with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Edward Jones, New York Life, and Eagle Strategies LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests via mutual funds and ETFs managed by PNC or third parties.

Robert Vernon is a CFA® charterholder with 32 years of experience in the financial industry. He has been with Brown Investment Advisory & Trust Company since 2008. Brown Advisory provides investment management and advisory services to a diverse range of clients, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research approach and offers a variety of strategies, including sustainable investment options, alongside a notable private-fund and venture program.

Eric Decker is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 25 years of industry experience. He has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of advising, he has an interest in rental property management through a company that handles operations on his behalf. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Trevor Dunn is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and four years of industry experience. He has worked at T. Rowe Price since 2021 and has held various roles in other companies including United Parcel Service and Autani. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households with at least $250,000 in investable assets. Their offerings combine goals-based planning, retirement income projections using Monte Carlo simulations, and portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

Brandon Kriebel is a CFA® charterholder with five years of industry experience and has been with T. Rowe Price Associates, Inc. since 2007. He is based in Baltimore, MD. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management focused on retirement goals. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to deliver point-in-time financial plans and ongoing reviews.

Eric Seale Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His career includes 17 years at T. Rowe Price Investment Services, Inc. before joining T. Rowe Price Advisory Services in 2026. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income projections.

Christopher Browne is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 20 years of industry experience, all with T. Rowe Price Investment Services. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The program utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and provides financial plans with Monte Carlo simulations through an online tool.