Scott Shotto is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with various Morgan Stanley entities since 2007. Outside of his advisory role, he serves as the volunteer chairman of The Citadel in Maryland. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Christopher Davis is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for 10 years at F.N.B. Investment Advisors, Inc. outside of his current role beginning in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology.

Kara Mikotowicz is a Planning Consultant at Fidelity Investments, where she collaborates with local Financial Consultants to understand clients' financial situations and assist them in working toward their financial goals. She focuses on helping clients develop financial plans tailored to their priorities and aspirations. Kara's professional experience includes roles as a Financial Advisor at American Wealth Strategy Group from 2021 to 2022, a Senior Financial Consultant at T. Rowe Price from 2020 to 2021, and a Financial Consultant at T. Rowe Price from 2019 to 2020. Through these positions, she has gained experience in financial advising and consulting. Outside of her professional work, Kara enjoys family activities, football, golf, pets, reading, and traveling.

James Allotey is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 66 license, with 30 years of industry experience. He worked at Metlife Securities Inc. for 21 years before joining Mass Mutual and has been with Mass Mutual Investors Services since 2017. Outside of advising, he maintains a role as a life insurance, health, and fixed annuity agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning supported by firm-approved analytical tools.

Anthony Braglio is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has one year of industry experience, with prior roles at Thrivent Financial, Paramount Management Group, and B&B Financial Services, which he founded and continues to consult for. Outside of advisory work, he owns BF Smokehouse, a BBQ restaurant and country market, and serves on the board of a youth football and cheer program. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset managers through an integrated advisory and brokerage platform.

Shawn Lemko is a financial advisor at UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation with 23 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Adam Doubet is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley for eight years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

William Boykin IV is a Wealth Management Advisor at Merrill Lynch Wealth Management. He collaborates with clients and families to organize, educate, advise, and execute through a disciplined process all aspects of their financial affairs to help them achieve their goals and live their lives. His practice focuses on providing solutions for affluent individuals who have complex professional and personal lives, addressing their business interests, family, community, health, and leisure priorities. His areas of expertise include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, socially responsible and values-based investing, tax minimization, and retirement income. He coordinates the execution of all aspects of clients' financial lives, emphasizing trust, quality advice, transparency, and strong advocacy. Mr. Boykin holds a Bachelor's degree from Cornell University and has earned the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. He is involved with the One Love Foundation and communicates professionally in English and Japanese. His personal interests include boating, fishing, football, golfing, hunting, skiing, and traveling.

Ronald Greene Jr. is a financial advisor with LPL Financial in Timonium, MD, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has worked with LPL Financial since 2010 and operates Greene Financial Services, Inc., a firm he has been associated with since 1997. Outside of finance, he is involved in art and painting through his business, Ron Greene Art. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, and institutions. The firm offers various advisory programs and services supported by research, model portfolios, and technological tools.

John Mclaughlin is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Joann Stout is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Linda Schwab is a financial advisor with LPL Financial in Timonium, MD, holding Series 63 and Series 65 licenses and 36 years of industry experience. She has been with LPL Financial since 2021 and also maintains a role with M&T Securities since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and diverse investment strategies.

Katrina Warkoczewski is a financial advisor at Merrill with 12 years of experience, including 9 years in the industry. She holds the Series 66 designation and has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America enables access to a broad set of financial products and services.

Brian O'Neil is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1979. He manages individual portfolios by formulating risk-managed asset allocations focused on a select number of investments. Brian works collaboratively with clients’ attorneys and CPAs to align portfolios with estate planning goals and strategies for tax minimization. He serves a diverse client base including corporate executives, entrepreneurs, physicians, attorneys, retirees, and multiple generations across 15 states. Brian holds a Bachelor's degree in Business Administration from Loyola College in Maryland and carries the Personal Investment Advisor (PIA) designation. His areas of expertise include portfolio management, family wealth management strategies, international wealth management, liquidity management, philanthropic planning, tax minimization, and retirement income planning. In addition to his professional work, Brian serves on the Board of Trustees for The Boys' Latin School of Maryland. He lives in Ruxton, MD, with his wife Ann and is active in his community.

James Metzbower Jr. is a financial advisor at LPL Financial with 23 years of industry experience. He previously worked for eight years at Lincoln Financial Advisors before joining LPL Financial. He holds Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios.

Stephen Goldstein is a CFP® with 32 years of industry experience, currently with RBC Capital Markets since 2025. He previously worked at Janney Montgomery Scott for 16 years. He serves as a committee member on the board of the Chizuk Amuno Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Frank White IV is a CFP® credentialed financial advisor with six years of industry experience. He is currently affiliated with RBC Capital Markets and City National Bank, where he has worked since 2019. Prior to his current roles, he was employed at Apex Tool Group, LLC from 2011 to 2019. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of wrap fee advisory programs and customizes investment strategies based on clients’ Advisory Risk Profiles, utilizing both in-house and third-party investment managers.

Danijta Torres Harris is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2015 and Bank of America, N.A. since 2024. Outside of her financial career, she has been involved with Sheraton Baltimore North since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Howard Soltoff is a financial advisor with Mass Mutual Investors Services in Columbia, MD, holding Series 63 and Series 65 designations and over 50 years of industry experience. He has been with MML Investors Services, Inc. since 1996. Outside of his advisory role, he is involved as a sales agent with Tribridge Partners, LLC, focusing on various life, health, disability, fixed annuities, and long-term care insurance products. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as ongoing collaborations that produce written recommendations based on detailed client data and firm-approved analytical tools.

Kevin Bultman is a financial advisor at LPL Financial with 37 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Grove Point Investments, LLC, Grove Point Advisors, LLC, and H. Beck, Inc. He is also involved with The BJ Executive Group, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.