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Robyn H

Series 66, Series 63

Middle River, MD

Empower Advisory Group

Robyn Hawkins is a financial advisor with Empower Advisory Group and holds Series 66 and Series 63 licenses. She has 13 years of industry experience, with previous roles at Prudential, Merrill, Bank of America, and Wells Fargo. Outside of her advisory work, she teaches English to refugee students as an instructor with Strong City Baltimore and coordinates after-school programs as a camp leader for Baltimore County Recreation and Parks. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as select IRA and retail brokerage clients. The firm’s services emphasize long-term portfolio returns and are integrated with Empower’s recordkeeping and administrative platforms.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Dylan V

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Dylan Vasbinder is a Series 66 licensed financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience. His prior roles include positions at Edward Jones and Morgan Stanley. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using T. Rowe Price mutual funds and ETFs. The service offers financial plans and ongoing reviews supported by an interactive online tool and telephone access to advisors.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Kalen B

CFP®, Series 63, Series 65

Towson, MD

Private Advisor Group, LLC

Kalen Baxter is a CFP® with 29 years of industry experience, currently affiliated with Private Advisor Group, LLC and LPL Financial, LLC since 2012. He also maintains a long-term involvement with Joseph Klein Associates, a registered investment advisory business. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non‑discretionary portfolio management, financial planning, and retirement‑plan consulting. The firm provides access to third-party asset managers, turnkey asset management platforms, and a proprietary separately managed account program.

Retired Founder/Business Owner
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David C

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

David Cosimano is a Series 66-licensed financial advisor with T. Rowe Price Advisory Services, Inc. He has one year of industry experience and has held previous positions at T. Rowe Price, FIS Global, Caruso, Smith, Picini, and Wells Fargo Advisors. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs with a goals-based approach supported by online tools and telephone access to advisors.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Michael Y

ChFC®, Series 63, Series 65

Hunt Valley, MD

Guardian Life

Michael Yanchoris is a ChFC® credentialed financial advisor with 38 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2011. Yanchoris is also involved in insurance activities outside of Guardian Life. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services, offering proprietary advisory programs and a variety of investment options through an integrated operating model.

Retirement income strategy Business exit / sale strategy Wealth management Private / alternative investments Founder/Business Owner Retired Executive
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Alexander F

CFP®, CFA®, Series 66

Towson, MD

Cerity partners LLC

Alexander Faber is a CFP®, CFA®, and Series 66 designated advisor with eight years of industry experience. He is currently with Cerity Partners LLC and has previously worked at Maryland Capital Management, TIAA, and Wake Forest University. Cerity Partners provides customized wealth management services to a diverse national clientele, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Charitable giving & philanthropy Founder/Business Owner Executive Retired
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Sean A

Series 65

Towson, MD

HB Wealth

Sean Anderson is a Series 65-registered financial advisor with three years of industry experience. He is currently with HB Wealth Management, LLC and previously worked at WMS Partners, LLC and Greenspring Advisors, LLC. Prior to his financial career, he attended Kenyon College. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a discretionary investment approach that integrates quantitative and qualitative due diligence across a range of public and private strategies and provides consolidated quarterly reporting aligned with clients’ objectives and risk tolerance.

Private / alternative investments Real estate investing Retirement income strategy
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Patricia A

Series 63, Series 65

Timonium, MD

Equity Services, inc.

Patricia Almony is a financial advisor with Equity Services, Inc. and Worthington Financial Partners, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. She has prior experience with SunTrust Advisory Services and SunTrust Investment Services. Outside of advisory work, she is involved in crafting and scrapbooking and serves as a brand partner for a skincare, vitamins, and weight loss company. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a broad range of clients, including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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David F

CFP®, Series 66

Bel Air, MD

Commonwealth Financial Network

David Flanders is a CFP® professional with 15 years of industry experience, currently affiliated with Commonwealth Financial Network since 2018. Prior to joining Commonwealth, he worked at 1ST Global Advisors, Inc. and 1st Global Capital Corp from 2010 to 2018. He is also the sole owner of David A. Flanders, CPA, LLC, a tax preparation firm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs, operational support, and investment management services, allowing advisors discretion in portfolio construction alongside access to model portfolios managed by Commonwealth’s Investment Management and Research team.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Joel A

Series 63, Series 66

Timonium, MD

Eagle Strategies (NY Life)

Joel Albert is a financial advisor with Eagle Strategies (NY Life) based in Timonium, MD. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. Prior to his current role, he was involved with Happy Paws Inc. for eight years. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and plan sponsors. The firm offers financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors, focusing primarily on non-discretionary asset management and tailored solutions aligned with client objectives.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General retirement planning Retirement income strategy Founder/Business Owner Executive
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Andrew R

CFA®, Series 65

Towson, MD

Cerity partners LLC

Andrew Riehl is a CFA® charterholder and Series 65 licensed financial advisor with seven years of industry experience. He is currently with Cerity Partners LLC and previously worked at Maryland Capital Management and Croft Leominster Investment Management. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screens to build client programs and offers a range of services including portfolio management, financial planning, tax and retirement consulting, and access to alternative and private-market investments.

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Charitable giving & philanthropy Founder/Business Owner Executive Retired
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Michele P

Series 63

Towson, MD

Janney Montgomery Scott

Michele Peele is a financial advisor at Janney Montgomery Scott with 23 years of industry experience. She holds the Series 63 designation and has worked at Janney Montgomery Scott since 2022, following six years at Wells Fargo Clearing and three years at Wells Fargo Advisors LLC. Michele serves as a Notary Public for the State of Maryland, providing notary services to clients on a volunteer basis. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

ESG / Sustainable investing Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Matthew G

Series 66, Series 63

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Matthew Grayson is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with T. Rowe Price since 2015 in various roles. Outside of his advisory work, he serves as a swimming official with the Maryland Officials Club. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with a focus on retirement goals, employing a model-based investment approach with features such as tax-aware rebalancing and Monte Carlo-based retirement projections.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Hugh P

Series 65

Towson, MD

HB Wealth

Hugh Palmer is a Series 65 credentialed advisor at HB Wealth with six years of industry experience. His prior work includes six years at WMS Partners and two years of service in the United States Army. Outside of advising, he leads a project reviewing and updating several family partnerships through FWP LLC. HB Wealth Management provides wealth management, investment management, and financial planning to a wide range of clients, including individuals, families, trusts, retirement plans, corporate entities, and institutional clients. The firm combines quantitative and qualitative due diligence across diverse public and private strategies and offers services such as outsourced chief investment officer (OCIO) and institutional advisory solutions.

Private / alternative investments Real estate investing Retirement income strategy
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Bryan K

Series 65

Towson, MD

HB Wealth

Bryan Kelly is a financial advisor at HB Wealth with one year of industry experience and holds a Series 65 credential. His prior roles include positions at WMS Partners, Kelly Benefits, Georgetown University, and Stifel. Outside of his advisory work, he coaches lacrosse for the FCA Maryland boys club team. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment approach across public and private strategies and offers services including discretionary portfolio management and outsourced chief investment officer (OCIO) advisory.

Private / alternative investments Real estate investing Retirement income strategy
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John F

CFP®, Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

John Fazzini Jr. is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc., where he has worked since 2017. Prior to his advisory role, he spent four years at the University of Alabama. Outside of his advisory work, he owns and manages gardening design operations through Commander in Leaf LLC. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and online planning tools to support clients' retirement goals.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Olivia M

Series 66

Hunt Valley, MD

Truist Advisory Services

Olivia Mc Dermott is a financial advisor with Truist Advisory Services, holding a Series 66 designation and two years of industry experience. Prior to her current role, she worked in education with Baltimore County Public Schools and held various positions at the University of Maryland and McDonogh Summer Programs. Truist Advisory Services offers investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary management strategies, utilizing third-party platforms and AI-enabled research tools to support investment decisions and manager selection.

Founder/Business Owner Executive
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Paul S

CFA®

Towson, MD

HB Wealth

Paul Speargas is a CFA® charterholder with 17 years of industry experience. He has worked at HB Wealth Management since 2025 and previously spent 17 years at WMS Partners. He serves as a board member and chair of the Investment Committee for Odyssey School, which focuses on language learning differences. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to a diverse client base including individuals, families, trusts, retirement plans, corporate entities, foundations, and family offices. The firm also offers institutional advisory services and combines quantitative and qualitative due diligence across a broad range of public and private investment strategies.

Private / alternative investments Real estate investing Retirement income strategy
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Alyssa P

Series 66

Towson, MD

Janney Montgomery Scott

Alyssa Poremski is a Series 66 licensed financial advisor with Janney Montgomery Scott, where she has worked since 2020. She has four years of industry experience and previously held positions at The Open Door Child Care Center and Rebounders Gymnastics, among others. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable and municipal clients, offering a range of brokerage, financial planning, and advisory services.

ESG / Sustainable investing Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Mitchel P

CFA®, Series 66

Reisterstown, MD

Oppenheimer

Mitchel Penn is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2021. Prior to joining Oppenheimer, he worked at Janney Montgomery Scott for nine years. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement services. The firm utilizes strategic and tactical asset allocation along with manager selection and various investment strategies to construct client solutions.

Retirement plans for business owners (SEP, solo 401k) Wealth management Active portfolio management Executive Founder/Business Owner
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