Marc Neumann is a ChFC® with 32 years of experience in the financial services industry. He has worked at Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of his advisory role, Neumann is a notary public and co-owner of a business entity involved in managing a 401(k) and profit-sharing plan. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning and managed portfolios. The firm utilizes a model-based investment process with options for discretionary and advisor-managed strategies supported by various tools and third-party resources.

Christine Pierce is a financial advisor at OSAIC with five years of industry experience. She holds the Series 66 designation and has worked in various roles since 2013, including at Plan One Financial, SagePoint Financial, and currently at OSAIC. Outside of her advisory work, she serves as President of the Green-Fields Swim Club board, a local summer swimming club. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services that emphasize model-based asset allocation and portfolio optimization, supported by various managed account programs and third-party manager options.

Kwun (Kevin) Wong is a financial advisor with LPL Financial in Voorhees, NJ, holding Series 63 and Series 66 credentials and over 30 years of industry experience. His prior work includes roles at M&T Securities, Cco Investment Services Corp, HSBC Securities (USA) Inc., and TD Wealth Management Services Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management access, and institutional platforms, combining traditional advice with technology tools and a broad financial services network.

Elaine Shelton is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has been with Morgan Stanley since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to create tailored plans.

Ricardo Rivera is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments and Wells Fargo in various roles since 2009. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Thomas Warner Jr. is a CFP® and ChFC® credentialed financial advisor with 30 years of industry experience. He has been with Ameriprise since 2005, currently serving at their Islamorada, FL office. Outside of his advisory role, he is involved with Angel's Foundation, which provides pro-bono financial planning to cancer patients, and serves on the board of St. Mary of the Lakes Parish. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security claiming options. The firm combines algorithmic tools with personalized advice and provides a broad range of advisory, brokerage, and insurance solutions.

Derrick Wilson is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including Gusto, Equity Services Inc, National Life Group, and The Vanguard Group. Outside of his advisory role, he is CEO of Selective Financial Solutions LLC, a business involved in insurance and tax preparation. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions focused on diversified portfolios and long-term strategies.

Amanda Frank is a financial advisor with Raymond James & Associates. She holds the Series 65 and Series 63 licenses and has recently begun her career in the industry. Her prior experience includes roles at Morgan Stanley, Vanguard Group, and Momentum Wealth Partners. Outside of financial advisory, she has worked in hospitality and education settings. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional advisory services while employing various portfolio management styles supported by firm research and sub-advisers.

Adam Bracy is a financial advisor with Raymond James & Associates in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and 19 years of industry experience. Prior to joining Raymond James in 2025, he worked at TD Bank and its affiliated private client wealth firm for 10 years, as well as at PNC Wealth Management. He serves on the development board of the Greater Philadelphia YMCA and is involved with the Golf Association of Philadelphia. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, providing financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Robert Ku is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1997 and has extensive experience in portfolio construction as well as trust and estate planning strategies. Robert’s client focus areas include managing new wealth, personal retirement planning, and retirement income. Robert holds several professional designations, including Accredited Asset Management Specialist (AAMS), Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's degree in Economics from the University of Delaware after graduating from Kadena High School. Originally from Kadena Air Force Base in Okinawa, Japan, Robert has lived in Burlington, New Jersey since 2002. Outside of work, he enjoys playing tennis, spending time at the beach, and visiting his family in Hawaii. He also participates in community volunteer activities in line with Merrill Lynch’s tradition of community involvement.

Lauren Rossi is a financial advisor at Fidelity with a Series 66 designation and nine years of industry experience. She has worked at Fidelity Investments since 2021 and previously held roles at Valic Financial Advisors, Bank of America, Merrill, and Wells Fargo Home Mortgage. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs. The firm also serves multiple registered investment companies and employs oversight controls to address conflicts of interest.

Mary Beckett is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 34 years of industry experience. She has worked at Merrill since 1992 and has been with Bank of America, N.A. since 2009. Beckett is a committee member of Impact100 South Jersey, a women’s collective giving group focused on high-impact charitable grants. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Monique Karpen Titlemore is a financial advisor at UBS Financial Services with 28 years of industry experience. She has been with UBS since 2008 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals.

Eric Guggenheim is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise in various capacities since 2005. Outside of his advisory role, he serves as Vice President of the Evesham Education Foundation and is President of the Rotary Club of Marlton, NJ. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Jeffrey Wall is a Series 66 licensed financial advisor with Merrill in Cherry Hill, NJ, and has 16 years of industry experience. He has worked with Bank of America and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Warner is a Series 66 licensed financial advisor at Ameriprise in Marlton, NJ, with one year of industry experience. Prior to joining Ameriprise, he spent four years at the University of Mississippi and eight years at St Joseph's Prep, following a decade at St Mary's of the Lakes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Sara Porter is a financial advisor at Fidelity with Series 63 and Series 66 licenses and 13 years of industry experience. She has worked at Fidelity Investments since 2012. Outside of her advisory role, she provides therapeutic group and individual activities for patients at Virtua Mount Holly Hospital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Edinson Cruzado is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has previously worked at Mercantile Bank of Michigan and has been associated with both Bank of America and Merrill since 2017. Outside of his advisory role, Cruzado is involved with El Toro Landscaping & Remodeling LLC in Bridgeton, NJ, where he assists with organizational duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Bombeck is a financial advisor with Cambridge Investment Research Advisors, holding the CFP® designation and Series 63 and Series 65 licenses, with 28 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2010 and previously held positions at VOYA Financial Advisors, Equitable Advisors, and Mony Securities Corporation. Outside of his advisory work, he is involved in digital content creation through a project called Dr Tangent and the Multiverse of Beer and Music and supports a volunteer organization as a webmaster. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals, managing a multi-billion dollar asset base and offers a variety of account platforms and proprietary model strategies.

George Ernst Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley, Citigroup Global Markets, and Wells Fargo Clearing. Outside of his advisory work, he is involved in several business activities, including ownership of companies that facilitate athletic training and entertainment, as well as a family-related authorized check signer role. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to support diversified investment strategies and offers a broad range of brokerage and advisory solutions.