William Smith II is a Series 66-licensed financial advisor at Ameriprise with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he coordinates youth wrestling tournaments and serves as secretary on the board of directors for the Oxford Wrestling Alliance. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning focused on dependable income and tax-aware withdrawal strategies.

Kevin Noguez Ochoa is a financial advisor with Merrill, holding a Series 66 designation and no prior industry experience before joining the firm. His work history includes roles at Kendal at Longwood from 2014 to 2023 and Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Gabriella Savage is a Series 66 licensed financial advisor at Merrill with six years of experience in the industry. She previously worked at Open Systems Healthcare Inc, The Riggin Group of RE/MAX, and Wells Fargo. Savage serves as a trustee for a family irrevocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Mitch Fryling is the Vice President, Wealth Planner at Fidelity, a role he has held since 2025. He has a comprehensive background in financial advising and planning, having worked with several firms including Fidelity Investments, Mallard Advisors, Capital One Investing, Vanguard, and Scotiabank. His professional experience spans roles such as Financial Consultant, Financial Adviser, Senior Financial Adviser, Financial Analyst, and Retirement Specialist. Throughout his career, Mitch has focused on understanding clients' financial goals and creating actionable, personalized plans. His approach emphasizes education and comprehensiveness tailored to the unique needs and circumstances of each client. Mitch's expertise includes wealth planning and financial consulting. Outside of his professional work, Mitch enjoys activities such as beach outings, fitness, kayaking, reading, running, and soccer.

Daniel Thompson is a financial advisor with Merrill in Wilmington, Delaware, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Thompson participates in fundraising and development activities for several Delaware-based cultural organizations, including the Delaware Museum of Art, the Kalmar Nyckel tall ship, and the Biggs Museum of American Art. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kirby Watkins is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at the Bureau of Labor Statistics, DeepTP LLC, S&P Global, EY, CrossBorder Solutions, RSM US LLP, and Axalta Coating Systems. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 financial advisors and 15,100 branch offices. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Karen Poore is a financial advisor with Mass Mutual Investors Services in Wilmington, Delaware, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at MassMutual Life Insurance Company since 2016 and at MetLife Securities from 2015 to 2017. Outside of her advisory role, she is also involved in an outside insurance business focusing on group health. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations within annual planning engagements.

Matthew James is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at several businesses including Rehoboth Beach Country Club, Back Creek Golf Club, and Metro Steak and Seafood. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services with access to affiliated and third-party managers across multiple program structures.

Kimberlee Orth is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Ameriprise and its predecessor firms since 1987. Orth serves on the board of Ministry of Caring Inc., a nonprofit organization based in Wilmington, Delaware. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets, delivering tailored recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice to support clients, primarily through managed accounts.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Cindy Garrity is a financial advisor with LPL Enterprise in Newark, DE, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at UBS Financial Services, Bank of America N.A., Merrill, and Citizens Securities Inc. prior to joining LPL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

David Rakow is a CFP®-certified financial advisor with Edward Jones in Chadds Ford, PA, and has 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Robert Lank Jr. is a financial advisor at OSAIC with 26 years of industry experience. He holds the PFS™ designation and Series 66 license. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 13 years and has been a partner at Lank Johnson & Tull CPAs since 1985. In addition to his advisory work, he serves as an executor of an estate and as a trustee for a revocable trust. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party managers, utilizing asset-allocation tools and automated rebalancing across a wide range of investment products.

Larry Murphy is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at various Wells Fargo entities since 2009 and owns Murphy Wealth Management, an independent investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions with a broad range of financial planning and investment services tailored to clients meeting specific net-worth thresholds.

Joseph Connelly is a financial advisor with Wells Fargo Clearing in Newtown Square, PA, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent one year at Pacer Financial, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Profit is a financial advisor with Mass Mutual Investors Services in New Castle, Delaware, holding Series 63 and Series 65 licenses with nine years of industry experience. He has worked at MML Investors Services since 2017 and at MassMutual since 2016. Outside of his advisory role, he owns and operates The Profit Company, a consulting business in the textile and apparel industry. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver goal-based planning and offers event-driven planning services such as divorce and estate-settlement planning.

Michael Orth is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018. Orth also serves in the Delaware Air National Guard as a Maintenance Management Production Craftsman and has prior experience in construction and at the University of Delaware. He is a co-owner of Family First Legacy LLC, a real estate business. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Eric Reynolds is a financial advisor with Edward Jones in Newark, DE, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions, supported by a nationwide network of over 23,700 financial advisors.

Ihor Zbyshko is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Wells Fargo NA, Citizens Securities, Inc., and Citizens Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Lisa Rydzefski is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 designations and has 38 years of industry experience. She previously worked at MetLife Resources for 11 years and has been with MassMutual Life Insurance Company since 2016. In addition to her advisory role, she is an insurance agent specializing in life insurance and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative goal analysis and written recommendations tailored to client needs.