Michael Murray is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 66 and Series 63 credentials and has been with Vanguard-affiliated firms since 2021. Prior to joining Vanguard, he worked at Randstad and has experience in other sectors including event rentals and golf course operations. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs alongside tax-aware and customization features.

James Broadnix is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. He has been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2004. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisor teams.

William Consolino is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses with 30 years of industry experience. He previously worked at MM Ascend Life Investor Services LLC for nine years and served as a Retail Sales Manager in the Annuity Sales division at MassMutual Ascend Life Insurance Company. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based and algorithm-driven approach that incorporates proprietary models and tax-aware portfolio features. The firm manages a large client base through its digital platform and team servicing model, focusing primarily on retail and plan participant clients.

William Thrane is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. He has been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisor support.

Laurence Denney is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 65 credentials and has been with Vanguard and its affiliated entities since 2018. He also has prior experience working at H&R Block and is affiliated with the University of Cincinnati Graduate School. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and manages portfolios largely composed of Vanguard funds and ETFs, offering a range of customization options across its digital and advisor-supported platforms.

James Silvano is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at The Vanguard Group and Vanguard Marketing Corporation. Outside of finance, he has been involved with Lascala's Fire since 2024. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

Emily Samuels is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds the Series 66 designation and has worked with Vanguard and its affiliates since 2019. Prior to that, she held positions at The Mather Group and Thrivent Financial. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and managing a large client base through its digital platform.

Emma Bertrando is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. She has held roles at The Vanguard Group, Vanguard Marketing Corporation, and previously worked at Raffensperger, Martin & Finkenbiner, CPA. Outside of her advisory career, she was involved with West Chester Henderson Girls Basketball for three years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models to personalize asset allocations and offering a range of portfolio customization options.

Kathryn Zay is a CFP® professional with 19 years of experience in the financial services industry. She has been with Vanguard Advisers since 2019 and also holds roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., where she has worked for over 20 years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to portfolio construction primarily featuring Vanguard funds and ETFs, combining digital delivery with personalized service.

Michael D'angelo is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard group entities since 2021. His prior experience includes roles at De Lage Landen and involvement with the Ed Snider Youth Hockey Foundation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and managing a large scale of client relationships through its digital platform.

Peter Snelling is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving managers, professionals, and rising executives. He advises clients through financial transitions related to career moves and retirement. Since beginning his career as a financial advisor in 1983, Peter has guided clients in preserving and growing their assets through various market cycles and life events. He focuses on a wide range of financial matters, including wealth accumulation, legacy planning, education investing, and long-term planning. Peter regularly offers workshops on career transitions and retirement. He joined Merrill Lynch in 2008 to utilize the firm's extensive platform. Peter works cooperatively with clients' other advisors, such as tax attorneys and accountants, and leverages expertise in estates and trusts through Merrill and Bank of America. Peter holds a Bachelor's Degree from the University of Delaware and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his team maintain a boutique practice size to provide a high-touch approach, with many client relationships spanning more than 20 years.

Collin Henry is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He has worked at Ameriprise since 2023 and is also a senior sales engineer and account manager at Cenero LLC, an audiovisual integrator. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Mark Mueller is a financial advisor with Raymond James Financial in Malvern, PA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and has operated Anchor Investment Group as an independent contractor since 2016. Mueller also serves as an acting executor in an investment-related capacity. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client interviews and risk profiling, often providing advisory and implementation support rather than discretionary management.

Christopher Gibbons is a CFP® with 17 years of industry experience, currently serving at Vanguard Advisers. His prior roles include positions at APW Capital, Eisner Amper Wealth Management, and Thrivent Financial For Lutherans. Outside of advising, he is involved in entertainment as a musician and contributes as a writer and podcaster for The Philly Soccer Page. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios largely made up of Vanguard funds and ETFs.

Michael Cernek is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and possessing 14 years of industry experience. His prior roles include positions at Commonwealth Financial Network, Legacy Planning Partners, and Triad Advisors. Outside of his advisory work, he owns Cernek Family Farm LLC, an agricultural business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

Kevin Huff is a financial advisor at Vanguard Advisers with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Vanguard Group since 2017. Prior to that, he was employed at TIAA-CREF from 2014 to 2016. Outside of his advisory role, his spouse works as a limited agent in an investment-related capacity. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Tyler Strano is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with The Vanguard Group since 2017. Outside of his advisory role, he was involved with Lightning Gaming from 2017 to 2023. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages client portfolios largely with Vanguard funds and ETFs.

Helen O'hara is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works with families, small business owners, and corporate executives through every phase of their financial journey—from career-building years and pre-retirement planning to retirement and legacy planning. Helen helps clients navigate uncertainty, gain clarity about their future, and simplify their financial lives so they can focus on what matters most. Prior to joining Merrill, Helen spent over 25 years building a local real estate company into an industry leader. She began her career at Deloitte, where she earned her Certified Public Accountant (CPA) designation and developed a strong foundation in business and finance. She holds a Bachelor of Science degree in Accounting from Villanova University School of Business. Helen earned the CERTIFIED FINANCIAL PLANNER™ (CFP) certification in 2014 and also holds designations as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Helen resides in West Chester, PA with her family and rescue dogs. Outside of work, she enjoys cycling, boating, traveling, and spending time at the Jersey Shore. She is involved with community initiatives such as Better Money Habits through Bank of America and participates in the professional organization Beacon.

Donald Binckes II is a Series 66-registered financial advisor at Vanguard Advisers with 10 years of industry experience. He has worked with The Vanguard Group since 2017 and held prior roles at National Asset Management and National Securities Corp. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Joseph Taylor is a CFP® with five years of industry experience and currently works at Vanguard Advisers. His prior experience includes roles at J.P. Morgan Securities LLC, The Vanguard Group, and self-employment. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with a proprietary glide-path methodology and offers portfolios primarily constructed from Vanguard funds and ETFs.