Brian Coelho is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with individuals and families to develop personalized investment plans and tax-efficient retirement strategies. Brian specializes in retirement income planning, IRA rollovers, and integrating investment strategies within the Merrill Lynch and Bank of America ecosystem. He holds a Bachelor's degree in Economics from Pennsylvania State University and has a professional designation as a Personal Investment Advisor (PIA). His professional background includes roles in financial compliance and risk analysis, as well as advisory experience at Equitable Advisors and Merrill Lynch. Outside of his professional work, Brian enjoys activities such as golfing, baseball, ice hockey, running, and traveling. He values preparation, teamwork, and discipline, which he applies in his client relationships.

Jeremiah Mc Namara is a financial advisor with Wells Fargo Clearing, holding a Series 63 credential and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Chantley Thomas is a financial advisor at Primerica Advisors with industry experience spanning one year. Thomas holds Series 65 and Series 63 licenses and has prior work experience at Bristol Myers Squibb, Iqvia, Campbell University College of Pharmacy, and CVS Pharmacy. Outside of financial advising, Thomas is president of Thomas Multiservices LLC, a non-investment-related business. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm relies on model-delivery strategies managed by unaffiliated asset managers and supports clients through a network of nearly 3,700 advisors and over $15 billion in assets under management.

Heena Dhruv is a financial advisor with LPL Financial based in Princeton, NJ, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her prior roles include positions at Van Leeuwen & Co., Bank of America, First Manhattan Co, and AXA Equitable. She is involved with Van Leeuwen & Company, LLC, an entity related to her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing research and model portfolios from LPL Research and third-party subadvisors.

James Barry is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch for over 22 years, having joined from Merck & Company's Vaccine Division where he gained experience in Corporate Finance and Strategic Planning. James assists a diverse client base including families, individuals, and institutions, focusing on tailored financial solutions that reflect each client's unique circumstances and goals. His expertise encompasses areas such as college education planning, executive compensation, legacy and philanthropic planning, tax minimization, and retirement income. James and his team prioritize understanding clients' needs to provide comprehensive service. He holds a Bachelor's Degree from Boston University and a Master's Degree from Rice University. He is also a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). James is actively involved in his community, serving as Treasurer on the Chapin School Board of Trustees, Co-Chair of Rice University 360 since 2017, and Co-Chair of Rutgers University's BIG IDEAS Campaign. He lives in New Hope, PA, and Naples, FL with his family. His personal interests include baseball, golf, travel, music, reading, and spending time with his family.

Katherin Romero is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 1996 and co-founded the Lugones & Romero Group. In her role, she assists clients and businesses in managing their wealth through a comprehensive approach that begins with listening to client needs and ensuring strategies align with their goals. Katherin serves a diverse clientele, including executives, retirees, entrepreneurs, and those in transition, focusing on areas such as family wealth management, personal retirement planning, legacy planning, and tax minimization. Katherin holds several professional designations including the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's Degree from Pennsylvania State University. Recognized for her professional achievements, she has been named multiple times to the Forbes "America's Top Women Wealth Advisors Best-in-State" and "Best-in-State Wealth Advisors" lists, and to the Working Mother/SHOOK Research's "Top Wealth Advisor Moms" list. She is a past president and member of the Junior League of Greater Princeton. Fluent in Spanish, Katherin and her husband reside in Bucks County, Pennsylvania, with their two children. Outside of her professional commitments, she enjoys cooking, golfing, skiing, tennis, traveling, and spending time with her family. She is involved in community organizations including Rise, Arm and Arm, and HomeFront.

Kai Chen is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Prior to his financial services career, he held roles at HomeGoods and Ikea. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage, distribution, and investment management functions.

Gaetano Guerra Jr. is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he volunteers teaching religion to students at St Veronica Church in Freehold, NJ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform.

Jigar Shah is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. In this capacity, he partners with high net worth individuals and their families to identify their financial goals and collaboratively develop strategies to achieve them. His approach emphasizes listening and understanding clients' needs and concerns to build meaningful relationships. Prior to his current position, Mr. Shah worked as a Financial Solutions Advisor at Merrill Lynch from 2008 to 2020. He holds a California Insurance License, supporting his expertise in financial planning and insurance solutions. Outside of his professional work, Mr. Shah has interests in football, golf, movies, and traveling.

Scott Waldron is a financial advisor at Fidelity with a Series 66 designation and approximately 1 year of industry experience. His prior work includes positions at Northwestern Mutual Investment Services LLC and various roles outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and delegates day-to-day management to sub-advisers while maintaining oversight.

Thomas Hoagland is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2012. Outside of his advisory work, he serves as a board member for Cobblestone Country Club in Lawrence Township, New Jersey. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and modeling techniques, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Charles Quatrocchi is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

John Marinelli is a CFP® professional with 25 years of industry experience. He is currently an advisor at OSAIC, where he has worked since 2022, and previously spent nine years at American Portfolios Financial Services. In addition to his advisory work, Marinelli is involved in tax preparation through AJC Advisors. Osaic Wealth, Inc. serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Scott Codacovi is a financial advisor with Ameriprise in Matawan, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Outside of his advisory role, he is involved in independent insurance brokering with multiple companies. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Ryan Craft is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He focuses on helping clients bridge the knowledge gap between financial planning and investing by working with them on topics such as retirement planning, investment strategy, and income planning. Ryan emphasizes a tailored approach, co-creating strategies that align with each client's specific goals rather than applying a one-size-fits-all plan. Before his current role, Ryan served as a Planning Consultant at Fidelity Investments from 2024 to 2025 and held positions as a Relationship Manager at Fidelity Investments between 2022 and 2024. His experience also includes roles at Merrill Edge, where he worked as a Life Services Relationship Consultant from 2020 to 2021 and as a Financial Services Representative from 2019 to 2020. Outside of his professional career, Ryan enjoys activities with family and friends, exploring food culture, spending time with pets, solving puzzles, and traveling.

Christopher Foley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Foley serves as a power of attorney for his mother and is involved in managing multiple investment-related entities, including his own LLC and partnerships. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients able to implement recommendations through various brokerage and advisory programs.

Aisha Khan is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and previously worked at Raymond James Financial Services from 2018 to 2021. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to client risk profiles through various investment managers and strategies.

Hema Joshi is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Flemington, NJ. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports that support income planning and Social Security decisions.

Mena Ayad is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2020, serving as a Financial Consultant before his current position. Prior to joining Fidelity, Mena worked at Vanguard from 2015 to 2020 in various roles including Financial Advisor, High Net Worth Brokerage Investment Professional, and Brokerage Investment Professional. Mena holds an MBA in Finance from Rutgers University and is a Certified Financial Planner (CFP4). He is licensed in insurance in California. He focuses on assisting clients in working towards their financial goals by building long-term relationships and paying attention to detail. Outside of his professional career, Mena enjoys family activities, fitness, football, parenthood, and traveling. He is also involved in serving in his church.

Mario Digiacomo is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The program features integration with Bank of America’s corporate platform, providing access to a wide range of products and services.