Donald Frio Sr. is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously held roles at The Prudential Insurance Company of America and Pruco Securities LLC. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Edward Durkin Jr. is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and TD Ameritrade. Durkin also advises high-net-worth clients through Glassner Carlton Financial, an LLC focused on wealth management. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk assessment to construct portfolios across various asset classes, supporting both discretionary and non-discretionary accounts.

Robert Skuba is a financial advisor with LPL Financial in Mendham, NJ, holding Series 63 and Series 65 licenses and over 35 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation for five years and has operated Robert Skuba Accounting since 1980. Outside of his advisory work, he is involved in mortgage and real estate services through the Crossen Agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services supported by extensive operational and research tools, overseeing over $819 billion in discretionary assets through a large network of independent advisors.

Tyler Flood is a Financial Consultant currently working at Fidelity Investments since 2022. In this role, he partners with clients to develop comprehensive financial plans aligned with their goals through all stages of life. Maintaining strong relationships with clients and their families is a key focus in his work. Tyler has professional experience as a Financial Consultant at E*TRADE from Morgan Stanley between 2019 and 2022 and served as a Financial Advisor at Merrill Lynch from 2017 to 2019. His career has been dedicated to providing financial advice and consulting services. Outside of his professional life, Tyler enjoys activities such as spending time at the beach, family activities, exploring food, outdoor adventures, running, and traveling.

Ryan Pergola is a CFP® professional affiliated with Raymond James Financial, with 11 years of industry experience. Prior to joining Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. in 2025, he spent a decade at M HOLDINGS SECURITIES, Inc. He also works as an ice hockey official in New Jersey. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports a large network of advisors with innovative program offerings and municipal advisory services.

Siarra Siebel is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to her current role, she held various positions including private tutoring and a role with the Morris County Sheriff's Office Crime Scene Investigation unit. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages a broad range of client assets and delivers services that include estate planning and institutional offerings.

Nicholas Moretti is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he has engaged in purchasing and leasing a residential condominium. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning approach is based on structured discovery and firm-approved tools, supporting clients with various investment and estate planning strategies.

Robert Shapiro is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. He has been with LPL Financial since 2011 and previously worked at IC Advisory Services, Inc. from 2006 to 2010. Outside of his advisory work, he operates Diversified Financial Consultants LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and portfolio management services with access to both proprietary and third-party investment strategies.

Luis Ponce is a financial advisor at LPL Financial with 41 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Edward Jones and The Prudential Insurance Company of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports client portfolios through a combination of model strategies and customized approaches.

Marc Sukoneck is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he serves on the Board of Directors for The Arc of Union County and acts as Treasurer for the Randolph Baseball Diamond Club. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to support client decisions.

Evan Gates is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His work history includes roles at John Wiley & Sons Inc., OneAmerica Securities, American United Life, Honeywell International Inc., and Axa Advisors, Llc. He is also involved in life settlements through a joint venture with Ashar Group. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a variety of advisory models and third-party managers, providing services that include mutual funds, ETFs, separately managed accounts, alternative investments, and ERISA fiduciary services.

Alex Musat is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also works with JPMorgan Chase Bank, N.A. since 2011. Outside of his advisory role, he owns a business focused on buying, renovating, and selling real estate. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Julian Cho is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017 and previously held positions at JPMorgan Securities, LLC and JPMorgan Chase Bank from 2014 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include model-based outcome projections and estate planning strategies.

Carmel Mcpartland is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 16 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that incorporates structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through various advisory arrangements and affiliated entities.

Steven Tirpak is a Series 66-licensed financial advisor with Equitable Advisors in Morristown, NJ, where he has worked since 2002. He has 24 years of industry experience and previously worked with Axa Advisors, LLC. Outside of his advisory role, he is involved in an outside insurance business with The Hartford. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Jayashree Balasubramanian is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2023. Prior to her current roles, she held positions at Carecentrix and 24/7 Real Media. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Stephanie Maione is a financial advisor at Fidelity with Series 63 and Series 66 licenses and eight years of industry experience. Her work history includes roles at Prudential Insurance Company of America, Pruco Securities, and Fidelity Investments. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Patricia Muha is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding a Series 66 designation and bringing 16 years of industry experience. She has worked at Wells Fargo Advisors since 2018 and previously spent 12 years with Ameriprise Financial Services, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm’s services include a broad range of planning options tailored to clients meeting certain net-worth thresholds, supported by proprietary research and planning tools.

Dennis Profaca is a financial advisor with LPL Financial, holding a Series 63 designation and 28 years of industry experience. He has worked at Morristown Financial Group since 2007 and Linsco Private Ledger since 2006, with prior roles at Securian Financial Services and WS Griffith Securities. In addition to his advisory work, he serves as a health insurance broker for small businesses in New Jersey. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party subadvisors.

Mary Guza is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, as well as Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and investment modeling techniques.