Shannon Biehl is a financial advisor at Charles Schwab based in Richfield, OH, holding a Series 66 credential with 19 years of industry experience. Biehl has been with Charles Schwab since 2006 and has also worked at Charles Schwab Trust Bank and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Andrae Hampton is a financial advisor at Fidelity with 18 years of industry experience and holds a Series 66 designation. His prior roles include positions with PNC Funds Distributor LLC and PNC Capital Advisors, LLC. Outside of his advisory work, he is involved with Dreams Academy, a mentorship program for young men, and serves as a wedding officiant. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including registered investment companies and model portfolios.

Antonio Belmonte is a CFA® charterholder with 11 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2017, following previous roles at Fairport Asset Management and Fidelity. Belmonte is also associated with HFS Wealth Advisors in Richfield, OH. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using multiple portfolio management and advisory platforms.

James Anderson is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2011, including eight years at Schwab Retirement Plan Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by the Schwab Center for Financial Research.

Ryan Greenhill is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 credential and has prior experience with The Huntington Investment Company, PNC Investments, and Equitable Advisors. Outside of his advisory role, he is involved in local real estate investments through partnerships focusing on hospitality and short-term rental properties in Ohio and other states. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice tailored to dependable income and tax-aware withdrawal strategies.

Myles Williams is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining J.P. Morgan, he worked at Northwestern Mutual in various roles from 2019 to 2025 and has been involved with 7 Pillars of Life Home Care LLC since 2026. Outside of finance, he was affiliated with the Akron Rubberducks minor league baseball team from 2013 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Trevor Koenig is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Mutual Of America Securities Corporation and Auris Payroll Solutions, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors.

Ronald Baldari is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. His prior work experience includes positions at Morgan Stanley, JP Morgan Securities, Ameriprise Financial Services, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by technology and a broad network of more than 22,800 advisors.

Bryce Ramer is a financial advisor at Raymond James & Associates with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Raymond James, he worked at Ohio University for five years and Beaver Area School District for thirteen years. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutions, charitable organizations, and governmental entities, offering financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Richard Lucas is a CFP® professional with 30 years of industry experience, currently serving at J.P. Morgan Securities since 2012. He has been associated with JPMorgan Chase Bank, N.A. since 2006. Previously, he was involved with Space Dog Properties, LLC for 13 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling and centralized due diligence to support non-discretionary investment decisions.

Michael Gromofsky is a financial advisor at Charles Schwab with 28 years of industry experience. He has been with Charles Schwab since 1996. He holds a Series 63 designation. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, relying on multi-asset model portfolios, alternative investment due diligence, and an integrated operational structure.

Christian Hammer Huber is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is the owner and founder of Double H Services, LLC, a consulting business, and also participates in ridesharing activities as an Uber/Lyft driver. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and annual advice, utilizing investment research and analytical tools.

Courtney Wolf is a Planning Consultant at Fidelity Investments, a position held since 2021. In this role, she focuses on helping clients understand how their financial planning affects their future and legacy, providing them with the knowledge to make informed financial decisions in everyday life. Prior to this, she worked as a Private Client Investment Associate at JP Morgan Chase from 2013 to 2021. Her professional experience encompasses client-focused financial planning and investment advisory services. Courtney's commitment lies in delivering value by enhancing clients' understanding of their financial situations and decision-making processes. Outside of her professional work, Courtney enjoys cooking and baking, participating in social events with friends, listening to music, scuba diving, and volunteering.

Sarah Lance Welch is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds the Series 66 designation and has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Clint Nethero is a Financial Consultant at Fidelity Investments, where he has been working since 2017. He collaborates with individuals and families to develop financial plans that are flexible and straightforward, taking into account multiple outcomes. Clint emphasizes building strong relationships with his clients to serve as a dedicated financial professional throughout various life events. Clint's professional experience at Fidelity Investments spans several roles, including Investment Consultant (2015-2016), Relationship Manager (2014-2015), and Financial Representative (2012-2013). He holds a California Insurance License, which supports his work in financial consulting and planning. Outside of his professional responsibilities, Clint enjoys spending time at the beach, engaging in family activities, reading, running, playing soccer, and traveling.

Lewis Wentz is a financial advisor with Raymond James Financial Services Advisors, Inc. in Hudson, Ohio, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Raymond James since 2015 and is also the owner of Hummer Entertainment, a holding company for a car collection. He founded Fear the Roo Collective LLC, a nonprofit supporting Akron University basketball, and serves as a director of the Wentz Family Foundation, involved in charitable donation decisions. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to assist clients in achieving their goals and supports municipal and public finance work through unique affiliations.

Kenneth Frost Jr. is a financial advisor with Edward Jones in Tallmadge, OH, holding a Series 63 designation and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Keith Smith is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 20 years of industry experience. He has been with Morgan Stanley since 2012 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, Smith is the sole proprietor of AMK Hudson Realty, LLC. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and a wide range of investment services. The firm employs a structured financial planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Michele Cicciari is a CFP® professional with 24 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Her prior roles include positions at Wells Fargo Advisors LLC and A.G. Edwards & Sons, Inc. She serves as a board member for the Turnberry Homeowners Association in Medina, OH. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to a broad range of individual, corporate, and institutional clients.

Jeroen Heijnen is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Cantella & Co., Inc., J.P. Morgan Securities, Chase Investment Services Corp., and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.