Shane Skuhrovec is a financial professional at Cetera with three years of industry experience. His prior work includes four years at PricewaterhouseCoopers and roles at Cetera Wealth Services and Cetera Investment Advisers. He is a Series 66 credential holder. Outside of advisory work, he is involved in rental property management. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across multiple program structures.

Jason Pence is a CFP® professional with 24 years of industry experience, currently serving at Charles Schwab in Westlake, OH. He has been with Charles Schwab Bank SSB since 2005 and Charles Schwab & Co., Inc. since 2004. Outside of his advisory role, he volunteers as a board member and on the finance committee for Youth Challenge. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and supervisory arrangements.

Anthony Goldyn is a financial advisor with UBS Financial Services in Rocky River, OH, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at UBS since 2007 and has been associated with Mcdonald Investments Inc. since 2000. In addition to his advisory role, he serves as a notary public. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management, and provides research-driven, tailored financial planning and portfolio management.

Jack Spencer is a CFP®-certified financial advisor with 57 years of industry experience, currently with Cambridge Investment Research Advisors since 2018. He previously worked at Securities Service Network, Inc. for nine years. Outside of advisory work, he is president of MillerLite Firewood, a non-investment-related business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management platforms and strategies.

Richard Milligan is a financial advisor with UBS Financial Services in Rocky River, OH, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with UBS since 2007 and has prior experience at Mcdonald Investments Inc. and Liberty Securities Corporation. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Andrew Crock is a Financial Consultant at Fidelity Investments, a role he has held since 2013. He has been with Fidelity Investments since 2007, having served as a Financial Representative from 2007 to 2011 and as an Investments Representative from 2011 to 2013. With nearly 20 years of industry experience, Andrew focuses on working with individuals, families, and businesses to identify needs and address concerns through personalized financial strategies. Andrew's approach emphasizes listening and partnering with clients to develop customized strategies that align with their unique financial objectives. He aims to support clients in navigating various market conditions and adjusting their financial plans as their goals evolve over time.

Timothy Eyerman is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior firms include KeyBanc Capital Markets Inc. and various divisions of Raymond James since 2006. He is also owner of CKE Financial Services, LLC, a non-investment related support business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling, while supporting municipal and public-finance work through a unique municipal advisor affiliation.

Carmen Monaco is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Outside of her advisor role, she has significant ownership interests in two investment-related businesses based in Brunswick, Ohio. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options that include cash-flow, retirement, education, and niche services tailored to clients meeting certain net-worth thresholds.

Mark Stevenhagen is a financial advisor with Charles Schwab in Westlake, OH, holding a Series 66 designation and eight years of industry experience. He has worked with Charles Schwab since 2017, including roles at Charles Schwab Bank, SSB since 2020. Prior to his financial services career, he was employed at the Indian River Juvenile Correctional Facility from 2012 to 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios and a formal alternative-investment process.

Claudia Donnelly is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing, Baird, Ally Invest Advisors, Morgan Stanley, and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Anthony Mcdavid is a financial advisor with OSAIC in Westlake, Ohio, holding a Series 63 designation and 19 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for nine years before joining OSAIC in 2025. Outside of advising, he offers health and life insurance products in a sales capacity. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with a range of portfolio management tools and access to third-party money managers and wrap programs.

Mark Driscoll is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior work includes roles at Next Financial Group Inc, Householder Group, Estate & Retirement Specialists, and Quick & Reilly, Inc. Outside of his advisory role, he is involved with Driscoll Advisor Services Inc., a tax and investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Cynthia Mchugh is a financial advisor at RBC Capital Markets with 35 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 66 licenses. Her career includes roles at City National Bank, Wells Fargo Clearing, and KeyBanc Capital Markets Inc. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors and institutional clients, offering tailored portfolio management, financial planning, and brokerage services through multiple advisory programs.

Susan Patchen is a financial advisor at UBS Financial Services with 35 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at several firms including Raymond James Financial Services and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings. The firm integrates proprietary capital market research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances, combining institutional trading capabilities with wealth management services.

Diane Dawson is a financial advisor with Stifel in Westlake, OH, holding Series 63 and Series 66 credentials and 29 years of industry experience. Her prior roles include positions at Baird, Lineweaver Wealth Advisors, and Triad Advisors. Stifel serves a broad range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary analysis and probabilistic modeling to support asset allocation and financial planning decisions.

Andrew Eyerman is a financial advisor at UBS Financial Services in Westlake, OH, holding a Series 66 designation and with seven years of industry experience. Prior to joining UBS in 2019, he worked at Sherwin Williams for six years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Matthew Duffy is a financial advisor at RBC Capital Markets with five years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Clearing and Wells Fargo Advisors. Outside of finance, he has experience with College Truckers LLC and has been involved in education through roles at Miami University and local schools. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and combines in-house and third-party investment management to tailor portfolios based on clients’ risk profiles.

George Gerges is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2015, he has focused on providing comprehensive wealth management services by taking a holistic approach to clients' financial situations. George and his team work closely with clients on a range of areas including college education planning, employee benefits planning, family wealth management strategies, legacy planning, LGBT wealth planning, liquidity management, personal retirement planning, portfolio management services, women and wealth, and retirement income. George earned a Bachelor's Degree in Chemical Engineering from The Ohio State University before starting his career at Merrill. He holds the Professional Investment Advisor (PIA) designation and utilizes the extensive resources and products available through one of the world's largest wealth managers to deliver consistent and objective financial advice. Residing in Rocky River, he is active in civic and charitable organizations. Outside of work, George enjoys playing golf, traveling, and spending time with his family.

David Wolfe is a financial advisor with Cetera and holds the Series 63 designation. He has 29 years of industry experience and has worked at Cetera and its affiliated entities since 2013. Outside of advising, Wolfe serves as the financial administrator for Rocky River Presbyterian Church, managing accounting functions including financial statement preparation and payroll services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large national network of independent advisors and serves individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform including portfolio management, financial planning, and access to third-party money managers.

Coleman O'Leary is a financial advisor at Cambridge Investment Research Advisors with 17 years of industry experience. He holds a Series 63 designation and has worked at Cambridge Investment Research Advisors since 2015. O'Leary is also involved with Alpha Retirement Solutions, which he has been associated with since 2012. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals using a variety of portfolio management strategies and platform arrangements.