Charlene Reese is a Financial Consultant at Fidelity Investments, where she has been serving since 2022. In her role, she focuses on simplifying wealth planning and helping clients make informed financial decisions by leveraging Fidelity's resources and strategic insights. Prior to this, she held various financial and lending positions, including Vice President Lending Officer at C2 Financial Corporation, Executive Mortgage Banker at William Raveis Mortgage LLC, and Vice President in Wealth Management Loan Officer at Merrill Lynch. Charlene's extensive experience spans over two decades in financial consulting, lending, and wealth management. She has held key roles at C2 Financial Corporation from 2000 to 2022, progressing from Senior Lending Officer to Branch Manager and eventually Vice President Lending Officer. Her background encompasses expertise in lending and financial advising. She holds a California Insurance License. Outside of her professional career, Charlene has interests in art, gardening, traveling, and volunteering.

Donald Mc Donough III is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Hogan Jr. is a Series 66-credentialed financial advisor at Edward Jones with three years of industry experience. Before joining Edward Jones in 2023, he worked at ENE Systems Inc. from 2015 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Frank Moy Jr. is a financial advisor with Primerica Advisors in Walpole, MA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of advisory work, he serves as a trustee for multiple family trusts. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-based strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Jeffrey Atwood is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Merrill, Bank of America, First Republic Investment Management, and currently J.P. Morgan. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, offering a comprehensive range of advisory and brokerage services.

Andrew Semjen is a financial advisor with Raymond James Financial, holding Series 63, 65, and 66 licenses and bringing 39 years of industry experience. He has been associated with Raymond James financial services since 2003 and has led The Semjen Group as an independent contractor since 2010. Outside of advisory work, he owns The Semjen Group, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses comprehensive analytical tools to tailor recommendations and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Dante Amatucci is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Morgan Stanley since 2018, following prior roles at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is employed in the bakery department at Whole Foods. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Boragine is a financial advisor with Ameriprise in Attleboro, MA, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Ameriprise since 2015 and is also employed as a financial advisor at Eight Feet Wealth Advisors Inc. Outside of Ameriprise, he manages an advisory business in North Attleborough, MA. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, combining research and modeling to provide tailored, tax-efficient income strategies. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Leo Tang is a financial advisor at Merrill with 10 years of experience at the firm and five years in the industry. He holds a Series 66 designation and is based in Hingham, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jim Capra is Vice President and Wealth Planner at Fidelity Investments, where he has been serving since 2017. In this role, he partners with families to provide holistic financial planning aimed at creating personalized wealth plans that offer clients a vision for their wealth and peace of mind. Jim has over 30 years of experience in the financial services industry, having progressed through various roles at Fidelity Investments since 1993. His career includes positions as Vice President - Financial Consultant, Financial Representative, Associate Financial Representative, and Customer Service Representative, which have contributed to his expertise in financial planning and client service. Outside of his professional work, Jim engages in activities such as golf, hiking, traveling, and volunteering.

Nancy Madonna is a financial advisor with Ameriprise in Mansfield, MA, holding a Series 66 designation and 16 years of industry experience. She has been with Ameriprise since 2009, including her current role at the firm since 2020. Outside of her advisory work, she is employed by Certainty of Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise offers a retirement-income planning service aimed at individuals with significant investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement-income recommendations.

Joseph Donovan is a financial advisor with LPL Financial in Westwood, MA, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with LPL Financial since 2012 and also provides financial planning and consulting services through Bay Financial Advisors, a separate independent investment advisory firm he has been involved with since 2015. Outside of his advisory roles, Donovan is a notary and serves as a for-profit board member at Partners Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through its extensive network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources to support diverse investment strategies.

Kathleen Griffin is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Morgan Stanley. She has held prior roles at Facet Wealth, Bank of America, and Merrill Lynch. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

James Bonaccorsi is a financial advisor with LPL Financial in Dedham, MA, holding a Series 63 license and bringing 46 years of industry experience. He worked for Cadaret, Grant & Co., Inc. for 36 years before joining LPL Financial in 2024. Outside of his advisory role, he owns Next Era Tax LLC and provides tax preparation and review services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and nonprofit organizations. The firm offers various financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Kerrigan is a financial advisor at Edward Jones with 14 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory work, he serves as a board member for the Hemisphere Gardens Condo Association in Stoughton, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Michael Mcconnell is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Avantax Investment Services, Inc., Avantax Advisory Services, and 1st Global Advisors. In addition to his advisory role, Mcconnell is president of Mcconnell & Co., a financial services firm and a CPA firm, and he manages a mortgage company. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supported by a nationwide network of over 10,000 advisors.

Andrea Hottleman is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 63 and Series 65 designations. Hottleman has a background in accounting and tax preparation, including roles at Melissa Gilroy CPA and Pavento Ratcliffe Renzi Co LLC, and owns a sole proprietorship that prepares tax returns and provides bookkeeping services. She also operates Hottleman and Associates, offering financial advisory and wealth management services for individuals and families. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm's advisers utilize various tools and analytics to construct diversified portfolios tailored to client risk tolerance and investment preferences.

Kareen Blake is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 26 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. from 2015 to 2017. MassMutual's subsidiary, MML Investors Services, LLC, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars. The firm structures financial planning as annual collaborative relationships, using firm-approved software to analyze client goals and deliver written recommendations.

John Mc Bride is a financial advisor at Merrill with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Merrill and Bank of America, he gained experience at Morgan Stanley and Claro Advisors. Outside of finance, he has worked in the hospitality sector with Cityside Tavern and Mile 22 Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Laura Maxwell is a Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2013. In her role, she collaborates with clients and their families to develop holistic wealth plans tailored to their priorities and goals. She provides ongoing assistance to clients as they navigate different phases of their financial situations, aiming to offer clarity on investment strategies and financial progress. Prior to joining Fidelity Investments, Laura gained experience in banking and financial services through roles at Wells Fargo, where she served as a Regional Private Banker and Assistant Vice President from 2008 to 2013, and at JP Morgan Chase as a Licensed Personal Banker in 2007. Laura lives on the south shore with her husband and two children. Outside of work, she spends time with her family, explores new recipes, and enjoys running.