Robert Cohen is a financial advisor with LPL Financial, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 53 years of industry experience, including roles at Kestra Financial Services and Kestra Investment Services prior to joining LPL Financial in 2019. He is also a business owner in Bolton, Massachusetts, with activities outside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advisors access to a wide range of discretionary and non-discretionary investment strategies.

Rob Patton is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position he has held since 2013. He serves as a primary advocate for his clients, facilitating interactions with Fidelity and supporting the development and customization of family wealth plans tailored to individual needs. Rob's career at Fidelity began in 2006, with roles including Investment Consultant and Private Client Relationship Manager, providing him with extensive experience in wealth management and client relations. Prior to joining Fidelity, he worked as a Registered Representative and Agent at First Command Financial Planning from 2002 to 2006. Outside of his professional work, Rob enjoys outdoor adventures, sailing, and traveling.

Steve Thurston is a Series 66-licensed financial advisor with Edward Jones, based in Leominster, MA. He has seven years of industry experience, including eight years at Edward Jones. Prior to joining Edward Jones, he worked at Toys "R" Us for two years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of advisors and offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Adam Murphy is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at TIAA for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Cellucci is a financial advisor with Morgan Stanley in Worcester, MA, holding Series 63 and Series 65 certifications and bringing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, following 11 years at UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm emphasizes a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Richard Testa Jr. is a CFP® professional with 27 years of industry experience. He currently works at Cambridge Investment Research Advisors, where he has been since 2021. Prior to this, he spent 11 years at Prosperafinancial Services, Inc. He also operates Testa Associates LLC, a registered investment advisory firm. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party investment strategies across multiple platform arrangements.

David Borden is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 29 years of industry experience. He has worked with Cetera and Cetera Advisors LLC since 2013 and has been involved with CCR Wealth Management since 2000. Outside of his advisory work, he serves as treasurer for the Larry S. Rosen Memorial Foundation, a charitable organization. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a nationwide network of independent advisors, serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers across a variety of program structures and investment strategies.

Catherine Harrington is a financial advisor at Edward Jones in Worcester, MA, holding a Series 66 designation with three years of industry experience. She has been with Edward Jones since 2017, with a one-year career break prior to joining the firm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Greg Abusheery is currently the Vice President and Branch Leader at Fidelity Investments. In this role, he oversees branch operations and leads a team to deliver financial advisory services. Prior to this, he served as a Regional Coaching Consultant at Fidelity Investments from 2022 to 2025. Greg emphasizes leadership and planning rooted in understanding clients' goals, values, and concerns. He focuses on crafting personalized financial plans and building relationships based on empathy and integrity. Outside of his professional work, Greg enjoys activities such as comedy, family outings, fitness, movies, visiting museums, and traveling.

Poonam Walia is a financial advisor with Equitable Advisors, holding a Series 66 designation and 14 years of industry experience. She has worked at Equitable Advisors since 2011 and was previously with AXA Advisors, LLC for nine years. Outside of her advisory role, she is also a tax preparer providing IRS and state audit representation. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both firm-offered and third-party advisory models.

Matthew Poindexter is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Keenan Financial, California Cryobank LLC, and Exelon Corporation. He is also a licensed insurance agent who occasionally offers commissionable insurance products to clients outside of his advisory role. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Vance Williams is a financial advisor with Edward Jones in Framingham, MA, holding the ChFC® and Series 63 designations and bringing 24 years of industry experience. Prior to joining Edward Jones in 2017, he worked at Massachusetts Mutual Life Insurance Company and Mml Distributors LLC. Outside of finance, he works as a swim instructor at Life Time Fitness. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies, overlay and tax-efficient services, and affiliated financial products.

Dylan Presnal is a financial advisor with Ameriprise in Ludlow, MA, holding a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2020 and previously held positions at AlphaView Wealth Advisors, PeoplesBank, and Polish National Credit Union. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports delivered through a centralized consulting team in partnership with client advisors.

Myky Tran is a Series 66 licensed financial advisor with six years of industry experience, currently with J.P. Morgan Securities in Watertown, MA. His prior experience includes roles at Bank of America/Merrill Lynch and Charles Schwab Bank. Outside of his advisory work, he is a co-owner of a real estate LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates on a non-discretionary basis, combining large institutional advisory capabilities with brokerage and investment management functions.

Adam Locke is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior work includes roles at Commonwealth Financial Network and Citizens Securities, Inc. He is currently based in Dover, MA. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a range of portfolio management styles supported by affiliated research and sub-advisers.

Timothy Furbush is a CFA® charterholder with Series 66 and Series 63 licenses, currently serving as a financial advisor at Edward Jones in Worcester, MA. He has four years of industry experience, including 14 years at State Street Corp prior to joining Edward Jones. Furbush has reported coaching income related to activities with NextJump Corp. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Tori Messina is a Branch Leader at Fidelity Investments, a role she has held since 2024. In this position, she partners with and coaches Wealth Management teams to assist clients in creating, implementing, and maintaining financial plans aligned with their retirement goals. Her experience at Fidelity Investments spans several roles, including Planning Consultant from 2021 to 2024, Relationship Manager from 2020 to 2021, and Financial Representative from 2019 to 2020. This progression reflects her continued commitment to supporting clients in their financial planning needs. Outside of her professional responsibilities, Tori enjoys activities such as spending time at the beach, engaging in family activities, fitness, exploring food, and social events with friends.

Zachary Robins is a Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals dedicated to enhancing clients' financial well-being. He emphasizes delivering an exceptional client experience by prioritizing financial planning before making recommendations, aiming to optimize clients' time and outcomes. Zachary has held various roles at Fidelity Investments since 2013, progressing through positions such as Defined Benefit Representative II, Workplace Guidance I, Workplace Planning & Guidance Consultant II, Investment Consultant, Financial Consultant, Vice President, Financial Consultant, and Vice President, Regional Planning Consultant. This extensive experience has contributed to his expertise in financial consulting and regional planning within the firm. Outside of his professional responsibilities, Zachary enjoys cooking and baking, engaging in family activities, fitness, exploring food cultures, parenthood, and traveling.

Samantha Welsh is a financial advisor with LPL Financial and holds Series 65 and Series 63 credentials. She has two years of industry experience, including roles at New York Life Insurance Company and Eagle Strategies. Prior to her financial career, she worked in veterinary services and healthcare institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kristine Koczajowski is a CFP®-designated financial advisor with LPL Financial, where she has worked since 2001, totaling 25 years of industry experience. She is also a licensed notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a network of more than 22,000 advisors. The firm offers a broad range of financial planning and advisory services, including access to model portfolios, third-party asset management, and institutional platforms.