Richard Sgroi is a financial advisor at LPL Enterprise with 27 years of industry experience. His prior roles include long-term positions at Prudential Insurance Company of America and Pruco Securities, LLC. He holds Series 63, Series 65, and Series 66 licenses. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by internal and third-party strategists, and offers additional services such as financial planning, third-party asset manager access, and affiliated insurance and trust services.

Scott Breault is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Miramontes Capital, Balanced Security Planning, and Elite Consulting Partners. Outside of advising, he has been involved with SEB Entertainment since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and participant-level retirement advice, supported by extensive platforms and technology tools.

Damon Deluties is a CFP® with 27 years of industry experience, currently serving at Wells Fargo Clearing since 2020. Prior to this, he worked at Morgan Stanley Private Bank, National Association from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Connor Curran is a financial advisor at LPL Enterprise with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he is involved in selling fixed annuities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a primarily model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Samantha Hildebrandt is an Investment Consultant at Fidelity Investments, where she works with clients and their families to develop comprehensive financial planning and wealth enhancement strategies. Her approach involves understanding each client's unique goals and preferences to help them pursue their financial objectives and personal passions. She has been with Fidelity Investments since 2020, progressing through roles from Financial Representative to Relationship Manager before assuming her current position as Investment Consultant in 2022. This experience has provided her with a solid foundation in client relationship management and investment consulting. Details regarding her education, credentials, personal interests, or community involvement have not been provided.

Peter Petrella Sr. is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has a long-standing background in accounting and tax services through his ownership of McCracken Cooper & Petrella PC since 1992. Petrella is also involved with The Professional Alliance as a shareholder and board member. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services. The firm offers a range of investment strategies through a network of independent Financial Professionals, with access to proprietary models, third-party managers, and various custody platforms.

Gino Molettieri is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 24 years of industry experience. Prior to joining Raymond James in 2025, he spent 11 years with Commonwealth Financial Network. Molettieri is also president of Lumen Wealth Management, a business focused on investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and is noted for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Lisa Wolf is a financial advisor with Ameriprise in Sharon, MA, holding a Series 66 credential and 19 years of industry experience. She has worked at Ameriprise since 2019, and previously spent nine years at UBS Financial Services Inc. Outside of her advisory role, she is involved in managing Watermelon Bay, LLC. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Daniel Naumann is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has worked at Cetera since 2021, following a seven-year tenure at Voya Financial Advisors. Outside of his advisory role, he serves as a scorekeeper for high school hockey in Everett, Massachusetts. Cetera Investment Advisers LLC is an SEC-registered firm that delivers advisory services through a large network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning solutions, utilizing both affiliated and third-party managers across various investment program structures.

Christopher Curley is a Certified Financial Planner (CFP®) with over 33 years of industry experience. He is currently affiliated with Morgan Stanley and has previously worked at UBS Financial Services from 2008 to 2021. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Jonathan Sears is a financial advisor with Ameriprise Financial Services, LLC and holds a Series 66 designation. He has one year of industry experience, previously working at Citizens Securities, Inc. and Aciron Consulting Inc. Outside of finance, Sears has experience in the restaurant industry and education sectors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Natasha Harkins Dube is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Charles Schwab, TD Bank, and Citizens Bank. Prior to her financial services career, she was involved in the restaurant industry. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Jack Hollenbeck is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop holistic financial plans tailored to their specific goals, preferences, and needs. He focuses on building long-term relationships with families to help them navigate the complexities of financial planning and provide a trusted resource for various financial challenges and life events. Jack has held multiple roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This experience has contributed to his understanding of diverse aspects of financial services and client management.

Darrell Smith is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Ameriprise in Medford, MA. He has worked at Ameriprise since 2003 with a long tenure at Citizens Securities, Inc. from 2008 to 2026. Outside of advising, he is a commissioned Notary Public. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering specialized retirement-income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Eric Lewis is a financial advisor with LPL Financial in Salem, MA, holding a Series 66 designation and four years of industry experience. He has also been associated with Salem Five Bank since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services through a large network of representatives to individuals, institutions, and retirement plan participants. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Craig Delgiacco is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2018. He partners with local families to develop and implement customized investment strategies supported by comprehensive documented financial plans. Craig holds the Certified Financial Planner (CFP®) designation. Craig has been with Fidelity Investments since 2005, progressing through various positions including Vice President, Financial Consultant; Account Executive; Investment Consultant; Client Service Specialist; and Customer Service roles. Prior to joining Fidelity, he served as Assistant Branch Manager at American International Group and worked as a Fund Accountant at Forum Financial Group. Outside of his professional work, Craig's personal interests include family activities, fitness, motorcycles, parenthood, and pets.

Michael Brown is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019. His prior experience includes positions at Bank of America and Merrill, as well as a long tenure at Medpace, Inc. from 1999 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, offering tailored financial plans without individual security recommendations as part of standalone programs.

Susan Potter is a financial advisor with Morgan Stanley in Middleton, MA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Outside of her advisory role, she serves on investment and financial advisory committees for the Society of St. John the Evangelist and holds board positions with the Cornell Rowing Association and the Head of the Charles Regatta. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Edward Moffitt is a CFP® and holds a Series 66 license with 28 years of industry experience. He is currently affiliated with Morgan Stanley, having joined in 2025, following nine years at Wells Fargo Clearing and three years at Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Mark Balfour is a financial advisor with Ameriprise in Middleton, MA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.