Jeffrey Simays is a financial advisor with Merrill based in Clifton Park, NY, holding a Series 66 designation and five years of industry experience. He has been with Merrill and Bank of America since 2019. Prior to his current role, he worked in various automotive sales positions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Lanuto is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His prior roles include positions at PFS Investments Inc. and Primerica Financial Services, as well as work with the New York State Department of Health. Outside of advising, he serves on the Greene County Chamber of Commerce Board of Directors, co-founded the International Professional Wrestling Hall of Fame, acts in film productions, participates on the Catskill Career and Technical Education Advisory Board, and is a Greene County Legislator. Ameriprise Financial Services is a diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice. The firm combines internal research and third-party data to support asset allocation and withdrawal strategies within a structured investment framework.

Scott Calhoun serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been employed since 2006. With a career in financial services beginning in 1996, he offers clients expertise in areas such as portfolio management services, retirement planning, family wealth management strategies, legacy planning, education planning, and employee benefits planning. Scott is a qualified Portfolio Manager and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a bachelor's degree in mathematics from Siena College and holds a master's degree from the College of Saint Rose. Residing in Burnt Hills with his wife Melissa and their four boys, Scott is active in his community, participating in volunteer activities such as delivering meals for Equinox at Thanksgiving and volunteering with his sons at their church. His personal interests include golfing, billiards, ice skating, music, racquetball, skiing, tennis, traveling, and spending time with his family.

Robert Dolfi is a financial advisor at Merrill with Series 63 and Series 65 credentials and 40 years of industry experience. He has worked at Merrill since 1985 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies designed by internal and third-party investment teams.

Megan Burdick is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 designation with one year of industry experience. Prior to joining LPL Financial in 2025, she held various roles including positions at Broadview Federal Credit Union and The Brook Tavern, where she continues to be involved outside of her advisory work. She also serves as a notary and performs financial institution duties at Broadview Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of advisors. The firm offers a range of financial planning and asset management services, utilizing model portfolios, third-party subadvisors, and customized strategies across multiple asset classes.

Michael Carillo is Vice President and Financial Consultant at Fidelity Investments. He partners with his clients to create simple and effective financial plans, focusing on their individual needs. His experience at Fidelity Investments includes roles as Financial Consultant since 2023, Investment Consultant from 2022 to 2023, and Workplace Planning Consultant from 2021 to 2022. These roles have provided him with practical knowledge in various aspects of financial consulting and planning. Outside of his professional work, Michael's personal interests include baseball, boating, family activities, military service, music, and parenthood.

Scott Ferguson is a financial advisor with LPL Financial, holding a Series 63 designation and over 32 years of industry experience. His career includes prior roles at Cadaret, Grant & Co., Inc., Raymond James Financial, and Raymond James Financial Services, Inc. He is also involved with Shipp Financial, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management options, supported by extensive operational tools and a broad network of more than 22,800 advisors.

Mark Edwards Sr. is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. Outside of his advisory work, Edwards is involved in non-investment ventures including an outdoor adventure business, Rolling Bones Outfitters, LLC, and coordinates operations for JKR Windows, a window installation and replacement company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Daria Schumacher is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 22 years of industry experience. Her prior roles include positions at Cetera Investment Services and Foresters Financial. She is also commissioned as a Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Matthew Stephenson is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 1989 to 2024. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Belinda Kucharski is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. She has worked at Cetera Investment Advisers and Cetera Financial Specialists since 2016 and is the owner of BCK Asset Management. Outside of her advisory work, she volunteers with Captain Community Human Services, where she teaches classes and facilitates connections for local business owners, and hosts a networking group called Connections. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, planning, and retirement services with access to both affiliated and third-party managers across multiple program structures.

Samuel Maltbie is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Garrett Sherman is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and 11 years of industry experience. His prior experience includes roles at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Noah Clement is a financial advisor at Edward Jones in Albany, NY, holding Series 63 and Series 66 licenses with four years of industry experience. His prior roles include positions at Mutual of America Securities LLC and The Federal Savings Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices.

Shane Mahieu serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 1995, he has focused on providing personalized financial strategies by developing a thorough understanding of each client’s unique goals and circumstances. Shane’s approach involves a disciplined and dynamic process that adapts to changing conditions, aiming to help clients achieve long-term financial goals including college education planning, executive compensation, family wealth management, philanthropic planning, and retirement income strategies. Shane holds a Bachelor's degree from Clarkson University and has earned the Accredited Asset Management Specialist™ (AAMS) and Personal Investment Advisor (PIA) designations. He maintains various FINRA registrations and insurance licenses to support his advisory role comprehensively. Drawing on over 27 years of experience and the resources of Merrill Lynch and Bank of America, Shane collaborates with clients and their other trusted advisors to coordinate all assets efficiently and build multi-generational relationships. Beyond his professional work, Shane has been an active volunteer firefighter for more than 27 years, holding past leadership roles including Lieutenant, Treasurer, and Board Member. He also has served on the boards of the Brown School in Schenectady and the Mayor’s Business Development Council in Glens Falls, as well as involvement with the Glens Falls Kiwanis Club. Shane resides in Niskayuna, NY with his son Blake and enjoys a variety of outdoor activities such as boating, fishing, motorcycling, and racing.

Edward Dominguez is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 29 years of industry experience. He has worked at LPL Financial since 2011 and previously spent nine years at SEFCU. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Carrie Swiatek is a financial advisor at Cetera with 10 years of industry experience. She holds a Series 63 designation and has worked at Cetera since 2019, following three years at Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Jennifer Garver is a financial advisor with Wells Fargo Clearing in Troy, NY, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as co-trustee for her mother’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broader set of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Laura Brunetti is a financial advisor with Cetera, holding the CFP® designation and Series 63 license, and has 12 years of industry experience. She is affiliated with multiple entities, including Cetera Advisors LLC and CCR Wealth Management, and has a background that includes roles at Empire Asset Management Group of Western NY and Abelson and Company, LLC. Brunetti also works as an insurance agent providing fixed insurance products such as life, health, disability, annuities, and long-term care coverage. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary strategies, and provides access to third-party money managers.

Thomas Babcock is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 45 years of industry experience. He has operated Thomas Babcock Investment Advisors, LLC since 2006 and has been associated with LPL Financial since 1995. Outside of his advisory role, he is involved in an outside insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a broad non-advisory financial services network.