Samuel Zimmerman is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he manages his high school reunion account for Gloversville High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm‑approved tools and strategies.

Michael Triolo is a financial advisor with Morgan Stanley in Latham, NY, holding a Series 66 designation and bringing 12 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following a nine-year tenure at Archview Investment Group LP. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Rachel Minor is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 designation and 10 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. for nine years and has been associated with Pombo Wealth Management for over a decade. Minor is also involved in non-variable insurance activities related to investment services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

David Rogers is a financial advisor with RBC Capital Markets in Albany, NY, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked at RBC Capital Markets since 2008 and at City National Bank since 2018. Outside of his advisory work, he serves as treasurer on the board of directors for The Shore Condo Association Inc. in Longboat Key, Florida. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Nicole Mann is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at Citizens Securities, Inc. and Broadview Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, research, and various management approaches.

William Barry is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at LPL Financial. His background includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Outside of his advisory role, he has been involved with Clarkstown Recreation and Parks for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diversified financial planning and advisory programs supported by research, model portfolios, and various investment strategies.

Lori Haertel is a financial advisor at Morgan Stanley with 19 years of industry experience. She has held her current role since 2009 at Morgan Stanley Smith Barney and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that integrate planning methodologies such as Monte Carlo simulations and Secular Return Estimates.

Jennifer Nolan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She provides financial advisory services, leveraging her expertise in wealth management to support her clients' investment goals. Jennifer holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Villanova University.

Gretchen Meyer Thornton is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and 12 years of industry experience. Prior to joining LPL Financial in 2018, she worked at INVEST Financial Corporation from 2014 to 2018. She is a member of the Entrepreneur Organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Rohail Sarwar is a financial advisor with Ameriprise in Albany, NY, holding Series 66 and Series 63 licenses and having three years of industry experience. His prior work includes roles at Cetera Investment Services, Etico Partners, Prudential Insurance, New York Life, and other financial and management positions. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Jesse Flinton is a financial advisor with Charles Schwab, holding a Series 66 designation and 11 years of industry experience. His career includes roles at JP Morgan Chase Bank, JP Morgan Securities, Citizens Securities, and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options. The firm combines large-scale client coverage with integrated custody and advisory services.

Daniel Galvin is a financial advisor with Merrill in Albany, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies through its Select Portfolio Solutions program. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations.

James Meisner Jr. is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has been affiliated with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a prior role at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Sasa Mirkovic is a Series 66-licensed financial advisor with Ameriprise, based in Schenectady, NY, and has 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mirkovic is involved in business ownership and consulting activities, including coaching and managing operations for Inspire Network LLC, and serves as Development Chair on the Board of Directors for Junior Achievement of NENY. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized guidance, with a focus on assets held in Ameriprise-managed accounts.

Michael Deperto is a financial advisor at LPL Financial with 33 years of industry experience and holds the ChFC® and Series 63 designations. His prior roles include positions at Kovack Advisors, Kovack Securities, Ic Advisory Services, The Investment Center, and Voya Financial Advisors. Outside of his advisory work, he is involved with an insurance brokerage business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Kevin Wendoloski is a Series 66-licensed advisor with Merrill in Saratoga Springs, NY, and has two years of industry experience. He has worked at Merrill since 2015 and with Bank of America, N.A. since 2024. Outside of his advisory role, he occasionally performs music at a local restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Sullivan is a financial advisor with Merrill, holding a Series 66 designation and 20 years of industry experience. He has been associated with Merrill since 2009 and Bank of America since 2011. Outside of his advisory work, he serves as a committee member for the Leukemia Lymphoma Society in Albany, assisting with fundraising and awareness efforts. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Gerard Colistra is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Cadaret, Grant & Co., Inc. for nine years. He also operates multiple property and casualty insurance businesses under the Omni Insurance name. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jayson Chichelli is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has worked at LPL Financial since 2024 and has prior experience at firms including Paychex and Siena College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources.

Jeffrey Simays is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His professional background includes roles at Bank of America and several automotive dealerships. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base, including individuals, high-net-worth clients, and institutional fiduciaries. The firm’s platform integrates with Bank of America’s broader corporate services and access to a wide range of investment products.