Ryan Kane is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 16 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co since 2013. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that utilize firm-approved analytical tools.

Jay Sackett is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads The Sackett Team. He began his career as an investment banker in New York City with a major Wall Street firm, focusing on mergers and acquisitions within the private equity community. Jay joined Merrill Lynch in 2006 with the goal of helping individuals and families manage and steward their multi-generational wealth. Jay graduated summa cum laude from Cornell University in 2003 with a B.S. degree in applied economics and management. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation awarded by the Certified Financial Planner Board of Standards and serves as a qualified Portfolio Manager in the firm's Investment Advisory Program. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. Jay resides in Clarence Center with his wife and three daughters. He is actively involved in his church and local community, where he enjoys serving and encouraging others. His personal interests include camping, cooking, fishing, football, hiking, running, spending time with his family, and traveling.

Paul Eberz is a financial advisor at OSAIC with 43 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors and Investacorp Advisory Services. In addition to advisory services, he is a licensed insurance agent in New York, offering long-term care insurance, life products, term insurance, and annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services with financial planning, retirement consulting, and managed account solutions, utilizing firm-provided tools and third-party platforms to construct diversified portfolios.

Anthony Scalise is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ic Advisory Services Inc, The Investment Center Inc, and Invest Financial Corporation. Scalise is also engaged in advisory and insurance-related roles outside of his primary employment. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through independent Financial Professionals, combining proprietary models and third-party strategies across various custody platforms.

Elizabeth Moser is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has previously worked at Alden State Bank and Tractor Supply Co. Prior to her finance career, she was involved in preschool education and homeschooling. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Tyler Powell Kelly is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 and Series 63 licenses. His prior work includes positions at KeyBank, Tops Friendly Markets, and Citizens Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Gendron is a CFP® professional with 39 years of experience in the financial services industry. He is currently with Raymond James & Associates, where he has worked since 2021. Prior to that, he held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and asset-allocation analyses, with a focus that includes public finance and municipal work alongside its retail advisory services.

David Burgio Jr. is a financial advisor at Raymond James Financial with three years of industry experience. He holds the Series 66 designation and previously worked at Commonwealth Financial Network. Outside of his advisory role, he is also licensed as an insurance agent, assessing clients' insurance needs. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutions. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing firm research and asset-allocation analysis to tailor recommendations.

Kevin Mahoney is a CFP® professional with 47 years of industry experience, currently affiliated with LPL Financial. He has worked with Cadaret, Grant & Co., Inc. for over 16 years and leads Mahoney Financial Group, Inc. Additionally, he is involved in investment research through SC Parker LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations, offering a variety of advisory programs and financial planning services supported by in-house and third-party research.

Kevin Kopec is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior work includes roles at CUSO Financial Services, LP and Northwest Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research from LPL Research and third-party providers.

Sally Venditti is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley Smith Barney, Wells Fargo Clearing, and Wells Fargo Advisors Financial Network. Outside of her advisory career, she is an independent stylist with Color Street LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides clients with proprietary research and a range of capital markets products.

Cynthia Firey is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. for 18 years and has been associated with Myers R. Firey & Co., Inc. since 1976. Outside of advising, she is involved with Myles R Firey & Co., Inc., a third-party administrator based in Buffalo, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and technology tools.

Michael Hardy is a CFP® with 25 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2021. His prior experience includes 12 years with FSC Securities Corporation and he has been involved with Mollot & Hardy Inc. since 2008. Hardy has ownership interests in Ocean Wealth Group LLC and a family-owned real estate entity. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base with financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of portfolio management solutions across multiple platforms and incorporates proprietary and third-party strategies tailored to client objectives.

Monica Cuan is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 credential and has prior work experience at Pearson and Canisius University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers both fiduciary financial planning and institutional trading capabilities.

William Lunney Jr. is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

James Madan is a financial advisor with LPL Financial in Buffalo, NY, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. He has worked at Northwest Bank since 2016, where he continues to maintain responsibilities alongside his role at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Christopher Chiles is a financial advisor at OSAIC with three years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Pruco Securities LLC and Five Star Bank. In addition to his advisory role, he works part-time as a tax preparer with Jackson Hewitt. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Michael Borowiak Jr. is a Series 66-registered financial advisor with Cambridge Investment Research Advisors and has two years of industry experience. His prior experience includes roles at Guardian Life Insurance Company and several other financial services and corporate firms. Outside of his advisory work, he is involved in coaching and refereeing hockey. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm provides multiple investment implementation strategies and maintains both proprietary and third-party model portfolios.

Cody Blasko is a CFP® professional with three years of industry experience, currently serving at OSAIC. Prior to joining OSAIC, he worked at Securities America Advisors and Securities America, Inc., and spent six years with Brothers of Mercy. He holds a life insurance license in New York and is employed part-time by L&M Group Ltd. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing tools such as asset-allocation models and automated rebalancing to manage a range of investment portfolios.

John Hornung is a financial advisor with Ameriprise in Buffalo, NY, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory work, he serves as president of the Hertel North Park Youth Little League and holds board positions in local community organizations. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.