James Rice is a Series 66 licensed financial advisor with over 10 years of industry experience. He has been with J.P. Morgan Securities since 2020 and previously worked at firms including RMR Wealth Builders, Calton & Associates, NewBridge Securities, and AXA Advisors. Outside of his advisory role, he is co-founder of Blue Star Cigars.org, a charity that collects and ships donated cigars to deployed service members. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations, with implementation support from affiliated investment-management entities.

Mitchell Merber is a ChFC® credentialed financial advisor with over 43 years of industry experience. He currently works at Cetera and has prior experience with Allied Wealth Partners, Securian Financial Services, and Minnesota Life Insurance Company. In addition to his advisory role, he owns Merber Planning Services, which focuses on health insurance and fixed annuity business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers.

Gabriel Grossman is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the CFP® and Series 66 designations. His prior work includes roles at Bank of America and Merrill Lynch. Outside of his advisory role, he is connected to a retail and online store business operated by his spouse. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Robert Desanto is a financial advisor with OSAIC based in Melville, NY, holding a Series 63 designation and over 52 years of industry experience. He previously worked at Signator Investors, Inc. for 34 years before joining Royal Alliance Associates, Inc. in 2018. Outside of his advisory role, he operates a sole proprietorship as an insurance broker specializing in fixed insurance products and serves as an Investment Advisor Representative at Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with options for discretionary management, third-party managers, and proprietary strategies, supported by a complex affiliate network and multiple custodial arrangements.

Qasim Ellis is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2025 and previously spent nine years at Equitable Advisors and four years at Axa Advisors, LLC. Ellis is co-owner of Five Stride Skate Shop BK LLC, a retail business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services and manages over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Jordan Foster is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has previously worked at Bethpage Federal Credit Union, LPL Financial, and the City of New York. Outside of finance, he is involved in a small catering business focused on making and delivering cakes. Fidelity’s Strategic Advisers LLC, where Foster is based, offers investment management and advisory services to a diverse range of clients, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.

Aanal Shah is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Bank and Bank of America Corporation. Shah is also owner of AS Realty, a business unrelated to investment advisory activities. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Nicholas Vafeas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Pat Mallozzi is a financial advisor with Cetera Wealth Services, LLC, holding a Series 63 designation and possessing 27 years of industry experience. He has a long career including roles at Avantax and Shelterpoint Life Insurance Company, and he is also president of Mallozzi & Dwyer CPAs P.C., an accounting firm established in 1984. Outside of advising, he serves as a trustee for family trusts and is involved in real estate ventures and tax preparation. Cetera Investment Advisers LLC is a nationwide multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and financial planning services, with access to both affiliated and third-party managers and various program structures.

Gurpreet Kaur Singh is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 32 years of industry experience. She has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of her advisory role, she is president of Singh & Associates Inc., an investment-related entity affiliated with Primerica. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven investment strategies supported by third-party managers and custodial services.

Robert Cappello Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and bringing 30 years of industry experience. He previously spent 10 years at Janney Montgomery Scott before joining Raymond James in 2019. Outside of his advisory role, Cappello serves as a board member on the Cherry Valley Club, advising on long-range planning and club projects. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports various advisory programs, with a notable affiliation for municipal and public finance work.

Valentina Petrova is a Series 66 licensed financial advisor at J.P. Morgan Securities with seven years of industry experience. She has been with J.P. Morgan Securities since 2019 and also holds a position with JPMorgan Chase Bank, N.A., where she can offer a range of banking products and services. Prior to joining JPMorgan, she worked at Forum Consulting Services and was involved with Figaro Cafe & Bistro LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a blending of quantitative and qualitative research.

Robert Pecoraro is a financial advisor with LPL Financial holding Series 63 and Series 65 credentials and 50 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Morgan Stanley, as well as a 12-year tenure at UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Steven Eckna is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, including 16 years trading equities on Wall Street and 10 years advising high net worth individuals, businesses, and foundations in private banking with Wells Fargo and Bank of New York. Steven works with senior-level financial industry executives, business owners, retirees, and non-profit organizations, focusing on wealth management through a consultative approach that addresses each client's unique situation and provides transparent strategies to preserve and grow wealth. He holds a Bachelor's Degree from Rollins College and the Personal Investment Advisor (PIA) designation. Steven also maintains several FINRA registrations, including Series 7, 24, 55, 63, and 66. He is the president and founder of the Paul R. Eckna Foundation, a youth-based organization supporting community projects, and the Friends of Garden City Football, a booster organization aimed at supporting athletic and academic excellence in the Garden City High School community. Outside of his professional work, Steven enjoys cooking, golf, skiing, and spending time with his family. He is committed to community involvement and follows Merrill's tradition of volunteering with local organizations.

Andy Gomez is a financial advisor at Fidelity with Series 65 and Series 63 licenses and one year of industry experience. His prior work includes roles at WealthSpire Advisors, Blue Ocean Wealth Solutions, and Amerivents. Outside of finance, he has experience working in the food service and retail sectors, including Mario's Pizzeria and ShopRite. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, including fund advisory and model portfolios, with a focus on systematic methodologies and long-term asset allocation.

Sergio Rosa is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, and Merrill. Outside of his advisory role, he is involved with Swiftlane, Inc. in a referral capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with a focus on both strategic and tactical investment approaches supported by advanced operational tools.

Gregory Rooney is a CFA® charterholder with 26 years of industry experience, currently affiliated with Morgan Stanley. He has held roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2020, and previously worked at Instinet, LLC. Outside of his advisory work, he serves as an adjunct professor teaching a graduate class and is an investor in a sports data company. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery conversations and planning tools as part of its financial planning process and offers a broad range of retail and institutional investment services.

Nicholas Crocco is a financial advisor at Morgan Stanley with four years of industry experience. His background includes roles at RSM US LLP, the New York City Department of Finance, and several other organizations. He holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and model-based outcome simulations in its financial planning process.

Kwai Yun Chan is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Schwab in 2021, Chan worked at TD Ameritrade and Scottrade for over a decade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Susan Galati is a financial advisor with Equitable Advisors in Baldwin, NY, holding Series 63 and Series 65 licenses with 41 years of industry experience. She has been with Equitable Advisors since 1999, including its predecessor Axa Advisors. Outside of advising, she has engaged in tax preparation and college financial aid form submission for Oxford Health. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm uses both proprietary and third-party advisory models and provides ERISA fiduciary services, with a focus on matching clients to program models based on risk tolerance and personal information.