Jesse Flinton is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Citizens Securities, and JP Morgan before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options. The firm is notable for its scale, integrated operational structure, and multi-asset model portfolios supported by the Schwab Center for Financial Research.

Donna Burnett is a financial advisor at Merrill with 12 years at the firm and a total of 10 years of industry experience. She holds Series 63 and Series 66 designations and is based in Albany, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Daniel Galvin is a financial advisor at Merrill with 31 years of industry experience. He has worked at Merrill since 2009 and holds the Series 63 and Series 65 designations. Outside of his advisory role, he owns rental property in Sioux Falls, SD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Megan Merriam is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2008, including her current role since 2020. Outside of her advisory work, she is involved with Fourstardave, LLC, where she provides financial planning and investment advice. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily through a centralized consulting team.

James Meisner Jr. is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has been affiliated with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a prior role at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Sasa Mirkovic is a Series 66-licensed financial advisor with Ameriprise, based in Schenectady, NY, and has 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mirkovic is involved in business ownership and consulting activities, including coaching and managing operations for Inspire Network LLC, and serves as Development Chair on the Board of Directors for Junior Achievement of NENY. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized guidance, with a focus on assets held in Ameriprise-managed accounts.

Michael Deperto is a financial advisor at LPL Financial with 33 years of industry experience and holds the ChFC® and Series 63 designations. His prior roles include positions at Kovack Advisors, Kovack Securities, Ic Advisory Services, The Investment Center, and Voya Financial Advisors. Outside of his advisory work, he is involved with an insurance brokerage business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Kevin Wendoloski is a financial advisor with Merrill and holds a Series 66 designation. He has 11 years of experience with Merrill and 2 years at Bank of America, N.A. Outside of his advisory role, he performs music occasionally at a local restaurant in Saratoga Springs, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Sullivan is a financial advisor with Merrill based in Latham, NY, holding a Series 66 designation and 20 years of industry experience. He has worked at Merrill since 2009 and concurrently at Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a committee member for the Leukemia Lymphoma Society, focusing on supporting fundraising efforts for awareness and research. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutional investors. The firm employs model-based and discretionary investment strategies developed by internal and third-party managers, offering tax-aware options and tailored investment restrictions.

Gerard Colistra is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Cadaret, Grant & Co., Inc. for nine years. He also operates multiple property and casualty insurance businesses under the Omni Insurance name. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jayson Chichelli is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has prior experience working at Paychex and Siena College. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services supported by research and multiple investment strategies.

Jeffrey Simays is a financial advisor with Merrill based in Clifton Park, NY, holding a Series 66 designation and five years of industry experience. He has been with Merrill and Bank of America since 2019. Prior to his current role, he worked in various automotive sales positions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Lanuto is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His prior roles include positions at PFS Investments Inc. and Primerica Financial Services, as well as work with the New York State Department of Health. Outside of advising, he serves on the Greene County Chamber of Commerce Board of Directors, co-founded the International Professional Wrestling Hall of Fame, acts in film productions, participates on the Catskill Career and Technical Education Advisory Board, and is a Greene County Legislator. Ameriprise Financial Services is a diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice. The firm combines internal research and third-party data to support asset allocation and withdrawal strategies within a structured investment framework.

Scott Calhoun serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been employed since 2006. With a career in financial services beginning in 1996, he offers clients expertise in areas such as portfolio management services, retirement planning, family wealth management strategies, legacy planning, education planning, and employee benefits planning. Scott is a qualified Portfolio Manager and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a bachelor's degree in mathematics from Siena College and holds a master's degree from the College of Saint Rose. Residing in Burnt Hills with his wife Melissa and their four boys, Scott is active in his community, participating in volunteer activities such as delivering meals for Equinox at Thanksgiving and volunteering with his sons at their church. His personal interests include golfing, billiards, ice skating, music, racquetball, skiing, tennis, traveling, and spending time with his family.

Robert Dolfi is a financial advisor at Merrill with Series 63 and Series 65 credentials and 40 years of industry experience. He has worked at Merrill since 1985 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies designed by internal and third-party investment teams.

Megan Burdick is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, she held various roles including financial institution duties at Broadview Federal Credit Union and operational positions in the hospitality industry. She is also involved with The Brook Tavern outside her advisory work. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of financial planning and investment advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Carillo is Vice President and Financial Consultant at Fidelity Investments. He partners with his clients to create simple and effective financial plans, focusing on their individual needs. His experience at Fidelity Investments includes roles as Financial Consultant since 2023, Investment Consultant from 2022 to 2023, and Workplace Planning Consultant from 2021 to 2022. These roles have provided him with practical knowledge in various aspects of financial consulting and planning. Outside of his professional work, Michael's personal interests include baseball, boating, family activities, military service, music, and parenthood.

Scott Ferguson is a financial advisor at LPL Financial with 31 years of industry experience. He holds a Series 63 credential and has worked previously at Cadaret, Grant & Co., Inc. from 2018 to 2025, as well as earlier at LPL Financial from 2013 to 2017. Outside of his advisory role, he is involved with Champlain Capital Planning, Ltd. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced portfolio strategies.

Mark Edwards Sr. is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. Outside of his advisory work, Edwards is involved in non-investment ventures including an outdoor adventure business, Rolling Bones Outfitters, LLC, and coordinates operations for JKR Windows, a window installation and replacement company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Daria Schumacher is a CFP® and ChFC® credentialed financial advisor with 21 years of industry experience. She is currently with LPL Financial and has previously worked at Cetera Investment Services and Foresters Financial. In addition to her advisory role, she serves as a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.