Kenneth Wohlberg is a financial advisor with LPL Enterprise, holding the CFP® and ChFC® designations and over 45 years of industry experience. His career includes 44 years at Principal Securities Inc. and 15 years at Principal Life Insurance Company. Outside of advising, he manages a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to individual and institutional clients, including high-net-worth investors and retirement plans. The firm employs a model-driven approach to investment implementation and offers access to third-party asset managers, insurance products, and affiliated trust custody and lending services.

Carin Frederick is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds the Series 63 and Series 65 credentials and has been with Raymond James since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional investors, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated research.

Jennifer Lopez is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She previously worked at Merrill for six years and at Conversion Monster LLC for three years. Lopez is currently based in Orchard Park, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Jason Berghold is a financial advisor with Cetera, holding a Series 63 designation and 15 years of industry experience. He has worked at several Cetera entities since 2019 and previously held roles at Foresters Financial Services, Evans Bank, and Key Investment Services. Outside of his advisory work, he volunteers as a high school football coach at Depew High School. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment program options, including discretionary and non-discretionary portfolio management, and oversees over $256 billion in assets across more than 10,000 advisors.

Katie Schichtel is a financial advisor at Merrill with a Series 66 designation and 12 years of industry experience. Prior to her current role, she worked at Springville Country Club Inc. for three years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to a range of clients including individuals and institutional investors.

David Piscitello is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 33 years of industry experience. He has worked with MML Investor Service Inc and MassMutual since 2005. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative engagements using firm-approved software to analyze client goals and deliver written recommendations.

Daniel Ghirsig is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been associated with Cetera and its related entities since 2020 and is a partner at Johnson and Ghirsig Financial Group, where he provides wealth advisory services. He is also an insurance agent selling life and annuities. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options, including discretionary and non-discretionary services, and manages more than $256 billion in assets.

Gavin Faulkner is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and previously worked at Prudential/Pruco for two years. Outside of his advisory role, he serves on the parish council of St. Peter and Paul's OCA and has experience in the hospitality industry. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, manager searches, and customized performance reporting through a quantitative and ESG-focused approach.

Colin Lucey is a financial advisor at Equitable Advisors with four years of industry experience. He holds the Series 66 designation and previously worked in the automotive sales sector at Riverfront Auto Sales and Buffalo Auto Group. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of advisory models and third-party managers, covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Louis Nuchereno is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside of his advisory work, he serves on the boards of the Greater Buffalo Sports Hall of Fame, Amherst Police Foundation, and Signal 30 Benefit Fund, all nonprofit organizations focused on community and charitable activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory programs and third-party asset managers to deliver customized investment solutions.

Sally McMahon is a Series 66 licensed financial advisor with 27 years of industry experience. She has been with Merrill for 25 years and concurrently with Bank of America since 2014, working in Buffalo, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Alleca is a financial advisor with Edward Jones in Hamburg, NY, holding a CFP® designation and Series 63 and 65 licenses. He has 27 years of industry experience, including one year at Key Investment Services LLC before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Kyle Lucey is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with Equitable Advisors since 2013, including the firm’s prior affiliation as AxA Advisors. Outside of his advisory role, Lucey serves as a parish trustee at St. Gregory the Great Roman Catholic Parish. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm emphasizes matching clients to program models or discretionary managers, often utilizing third-party advisory platforms and offering a broad range of investment options.

Terrence Sprow is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 39 years of industry experience. He has worked at New England Securities since 1990 and was employed at MetLife Securities Inc. from 2015 to 2017 before joining Mass Mutual Investors Services in 2017. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing structured, annual planning engagements using firm-approved analytical tools.

Taylor Jordan is Vice President and Financial Consultant at Fidelity Investments, where they have held several roles since 2015. In their current position since 2025, Taylor works with clients to develop holistic and comprehensive financial plans, aiming to understand client goals, identify needs, and help make sound decisions for family wealth. Taylor's experience at Fidelity Investments includes positions as Financial Consultant, Investment Consultant, Relationship Manager, Central Relationship Manager, Investment Solutions Representative, and Financial Representative. They hold a CA Insurance License. Outside of their professional work, Taylor's personal interests include baseball, fitness, football, golf, music, and pets.

Alexander Bencini is a Series 66-registered financial advisor with LPL Financial, based in Williamsville, NY, and has 10 years of industry experience. He previously worked at Wells Fargo Advisors Financial Advisors, LLC from 2016 to 2020. His activities include operating under the DBA names Russell Private Wealth Management and Russell Wealth Management, Inc., both associated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a range of investment strategies implemented by its network of advisors.

Ryan Geary is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Equitable Advisors since 2017 and was previously employed by Axa Advisors, LLC from 2017 to 2020. Prior to his financial services career, he was involved in landscaping services for three years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Michael Bergum is currently Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity since 2020, initially serving as a Financial Consultant. Prior to joining Fidelity, Michael held positions as a Wealth Management Advisor at TIAA from 2015 to 2020 and as a Financial Advisor at Key Investment Services from 2012 to 2015. He began his financial advisory career at HSBC Securities from 2007 to 2012 and previously worked as a Premier Client Manager at Bank of America between 2002 and 2007. Michael's professional focus is on helping clients in Western New York develop sound financial plans through a flexible planning process. He aims to build long-lasting, multi-generational relationships with clients, assisting them in navigating significant life events and challenges with confidence.

Boyd Wible is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1993 and currently operates with a team of eight individuals based in Buffalo, New York. Boyd applies an active investment philosophy, developing customized stock and bond portfolios aligned with clients’ risk tolerance. He specializes in areas including family wealth management strategies, legacy and philanthropic planning, retirement income, tax minimization, and socially responsible investing, among others. Boyd holds the CERTIFIED FINANCIAL PLANNER™ designation and the Personal Investment Advisor credential. He earned a bachelor's degree in engineering and management from Clarkson University. Boyd resides in Springville, New York. Outside of his professional work, he has interests in camping, ice hockey, music, skiing, and traveling. He is also affiliated with The Children's League.

Laura Hall is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.