Michael Makula is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2014. Outside of his advisory role, he is involved in a separate business, 6622 Main St., LLC, in Williamsville, NY. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, notable for its Premier Retirement Income service which provides tailored retirement planning and ongoing advice focused on income reliability and tax-efficient withdrawal strategies.

Kevin Klein is a CFP®-certified financial advisor with 20 years of industry experience. He currently works with Raymond James & Associates and previously held roles at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Joseph Shaw III is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Morgan Stanley, M&T Securities, and Private Advisor Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools to support advisory delivery.

Nicholas Ludwa is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 22 years of industry experience. He has worked at Equitable Advisors since 2004 and was affiliated with Axa Advisors, LLC from 2004 to 2020. Outside of his advisory role, he is involved in insurance-related activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models and third-party asset managers to deliver customized investment solutions.

Matthew Briggs is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 16 years of industry experience. He has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and utilizes both in-house and third-party investment managers.

Adam Brunner is a financial advisor with Equitable Advisors, holding a Series 66 designation and 22 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 2004. Outside of his advisory work, he serves on the boards of the Ilio DiPaolo Scholarship Fund, which awards scholarships to high school athletes, and the SonShine Charitable Fund. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a combination of proprietary and third-party investment programs and provides ERISA fiduciary services to qualified plans.

William Oliver is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 12 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2013 to 2020. Outside of his advisory role, Oliver is involved in structured settlement consulting and insurance brokerage activities related to health, life, disability, and annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to provide tailored recommendations without investment discretion.

Richard Fichter III is a Series 66-licensed financial advisor with 22 years of industry experience. He is currently with LPL Financial and has previously worked at OSAIC and Securities America Advisors Inc. Fichter also operates Fichter Wealth Management, Inc., where he provides financial planning and investment advice. He is named to serve as a future co-trustee on a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice provided by investment adviser representatives who use a variety of strategic and tactical investment approaches.

Jill Carter is a financial advisor with Wells Fargo Advisors in Williamsville, NY, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has been with Wells Fargo Advisors since 2025 and previously worked at Wells Fargo Clearing for nine years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis.

Julie Murphy is a CFP® with 22 years of industry experience, currently serving at Osaic Wealth since 2024. She previously worked at Securities America Advisors, Inc. and Securities America, Inc. for 17 years. Outside of her advisory role, Murphy is the organizer of the Gerry Gentner Memorial Fund, which raises funds for cancer research through an annual golf tournament, and she serves as a head coach for high school and youth league softball and field hockey. Osaic Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization.

Joseph Bufalino is a financial advisor with LPL Financial in Niagara Falls, NY, holding a Series 63 designation and 13 years of industry experience. His prior experience includes roles at Cadaret, Grant & Co., Inc., MML Investors Services, and MassMutual. Bufalino is also involved with the Capital Management Group of Niagara, an entity related to his advisory business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Nicholas Cecere is a financial advisor with Thrivent Investment Management in Amherst, NY, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Wealth Management Services LLC, Principal Financial Group, and Saybrus Partners. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Anthony Ferlito is a financial advisor with LPL Financial in Niagara Falls, NY, holding Series 63 and Series 65 licenses. He has eight years of industry experience, with prior roles at firms including MML Investors Services, MassMutual Life Insurance, Securities America, Bank of America, Merrill, and Citizens Securities. Outside of advising, he serves as a notary public and participates in AI-related training activities involving language bots. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Jack Buncy is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. His prior work history includes roles at Landesign and SUNY Brockport. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models implemented through third-party managers and provides services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Taerica Blanding is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 66 credentials and has 23 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Laliberty is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm uses a model-driven approach for investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Michael Monin is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and advanced modeling tools.

Nathaniel Zawadzki is a financial advisor at LPL Financial with a Series 66 designation and approximately two years of industry experience, including his current role since 2025. His prior experience spans several firms, including Hafner Financial Group and EFPR Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisers and utilizes various model portfolios, third-party subadvisors, and technology tools in its service delivery.

Lisa Ciezki is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she is a notary public in the state of New York. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jeffrey Baker is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Bank of America, and Raymond James during his career. Prior to his financial services career, he has experience in private residential real estate, the Buffalo Sabres organization, and in the restaurant industry. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research resources.