Scott Ventura is a Financial Consultant currently working at Fidelity Investments since 2024. He has held several roles at Fidelity, including Investment Consultant from 2022 to 2024 and High Net Worth Associate from 2021 to 2022. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2020 to 2021. In his role, Scott focuses on understanding clients' financial situations and goals. He develops strategies and connects clients with appropriate resources to assist them in achieving their financial objectives.

Kristen Sarver is a financial advisor at Robert Baird & Co. with seven years of industry experience. She holds the Series 66 designation and previously worked at Hefren Tillotson for six years before joining Robert Baird in 2022. Sarver was a co-owner of MayFlower Cards, an arts and crafts business that is no longer active. Robert Baird & Co.’s Private Wealth Management department, including the DDK Group where Sarver works, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning, portfolio management, and advisory services, supported by internal research and strategic partnerships.

Richard Guernsey is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 credentials. He has 23 years of industry experience, including 15 years at Allegheny Investments and prior roles at Hefren Tillotson. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm provides access to multiple platforms and custodians, supports both discretionary and non-discretionary management, and offers proprietary model strategies through its Founders Gate Capital brand.

Brian Tarquinio is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at UBS Financial Services from 2006 to 2020 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2020. Outside of his advisory role, he serves as a board member for South Hills Catholic Academy and is a partner at a technology firm, Thomas Joseph LLC. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment services through its extensive financial advisor network.

Peter Loncar is a CFP® professional with 39 years of industry experience, currently affiliated with Raymond James Financial. He is the owner and president of Rivertowne Advisors LLC and has held roles at various Raymond James entities since 2015. Outside of his advisory work, Loncar owns an agricultural business involved in timber harvesting, landscaping, and honey production, as well as a private foundation he founded in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using various analytical tools and supports specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Debora Kuzmanko is a financial advisor at LPL Enterprise with 39 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 13 years and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities, using primarily model-driven investment implementation and offering access to third-party asset managers and other financial products.

Ryan Krist is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked previously at Bank of New York Mellon and Citizens Securities, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Its advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG frameworks where applicable.

Brent Ulreich is a CFP® and Series 66–licensed financial advisor with 10 years of industry experience. He is currently with Robert Baird & Co., where he has worked since 2022, following five years at Hefren-Tillotson. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and separately managed account programs, supported by internal research and manager monitoring.

Corey Utz is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Robert Baird & Co. since 2022. Prior to joining Baird, he worked at Hefren Tillotson, Inc. for eight years. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management through separately managed accounts, and custody and brokerage services, supported by internal research and manager monitoring.

Barbara Neal is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. She has been involved with LPL Financial since 2000 and is also the owner and president of a family business, Slater Electric & Sons Inc., where she serves on the board. Additionally, she serves as a Notary Public for the Commonwealth of Pennsylvania. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and portfolio management options supported by various institutional platforms.

Brian Koble is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2026. He previously worked at Robert Baird & Co. and Hefren-Tillotson, Inc. Outside of his advisory role, Koble serves on multiple boards including Sacred Heart Parish finance committee, Aquinas Academy, Pittsburgh CLO, and Parents for Excellence in Catholic Education, with involvement in finance and investment committees. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

John Nelson Jr. is a financial advisor at Cetera with 48 years of industry experience. He holds the ChFC® designation and Series 63 license. Nelson has held roles at several firms including Securian Financial Services Inc. and Greater Allegheny Financial Group, where he serves as president. He is also involved as an agent/broker with Greater Allegheny Insurance Agency. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 800,000 clients nationwide.

William Mancino is a financial advisor at Robert Baird & Co. with 18 years of industry experience. He holds a Series 66 designation and previously worked at Hefren Tillotson, Inc. for 14 years before joining Robert Baird & Co. in 2022. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing manager-traded and model-traded SMA strategies alongside tax management and direct-indexing capabilities.

David Kirkham is a financial advisor with Cetera who holds a Series 63 designation and has 37 years of industry experience. His career includes roles at Cetera Wealth Services, LLC, Wells Fargo Clearing, and his own firm, David Kirkham, LLC. Outside of advising, he is an insurance agent selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Daniel Goss is a financial advisor with Robert Baird & Co., holding Series 63, 65, and 66 designations and bringing 26 years of industry experience. His prior roles include positions at Hefren Tillotson, PNC, Citizens Securities, Inc., and Federated Investment Counseling. He is part of The DDK Group within Robert Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and advisory services, supported by ongoing manager selection, internal research, and advanced tools including artificial intelligence.

James Spangler is a financial advisor at OSAIC with 34 years of industry experience. He holds the Series 63 designation and has worked at OSAIC since 2024, following 15 years at Securities America Inc. and Securities America Advisors, Inc., and two years at MSI Financial Services, Inc. In addition to his advisory role, he is involved with Spectrum Financial Planning Group, focusing on fixed life insurance, disability insurance, long-term care insurance, and fixed annuity sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm delivers brokerage and advisory services through various programs, leveraging model-based asset allocation and portfolio optimization supported by technology and third-party manager options.

Jonathan Kratsas is a financial advisor with Cetera and holds a Series 66 designation, bringing 20 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, he is a managing partner at Mercadante & Company, P.C., a CPA firm, and serves as a trustee for fiduciary appointments. Cetera Investment Advisers LLC is an SEC-registered firm with a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets.

Michael Tapolci is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior experience working at RakeTrades, LLC and Trendsetters Trading, LLC. He is also involved with TradezOnTap, LLC, a business entity unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports investment strategies through various subadvisors and proprietary tools.

David Johnson is a financial advisor with J.P. Morgan Securities in Pittsburgh, PA, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and previously at Chase Investment Services Corp. and Banc One Securities Corporation. J.P. Morgan Securities provides institutional consulting services to a range of clients including plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a mix of quantitative and qualitative research.

Christopher Guandolo is a CFP® with 26 years of industry experience and is currently an advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Janney Montgomery Scott for 18 years. Outside of his advisory role, he owns a small used-car dealership through an S-Corp he manages with his brother. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and incorporates analytical modeling and risk profiling in its advisory approach.