Anthony Spangler is a Series 66-licensed financial advisor with 24 years of experience at Thrivent Investment Management and Thrivent Financial for Lutherans, both since 2002. He is also an ordained minister with the Universal Life Church, authorized to officiate religious ceremonies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers comprehensive, goal-based planning across a variety of topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Anthony Stencler is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations. He has 28 years of industry experience, including prior roles at Raymond James Financial Services and Wealth Advisory Services. Outside of his advisory work, he is involved with XTREME XPERIANCE, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients through a large network of investment adviser representatives. The firm offers a range of financial planning, portfolio management, and retirement services supported by proprietary research and a variety of strategic investment options.

Cheryl Tobin is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 credential and has worked at Merrill since 2016, including four years with Bank of America, N.A. She serves as a Power of Attorney for an entity outside her advisory work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

John Richards is a financial advisor at LPL Financial with 29 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Lincoln Financial Securities and Securian Financial Services. Outside of advisory services, he is the owner and principal of an insurance agency, Strategic Planning and Insurance Advisors, based in North Wales, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and portfolio management options, utilizing multiple investment strategies and advanced operational tools.

Frank Orlando is a financial advisor with LPL Financial in Furlong, PA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously worked at Merrill and Signator Investors, Inc. He is also the principal of Orlando Wealth Management Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment programs and utilizes various advisory strategies supported by operational and research tools.

Andreas Wiersbitzky is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His previous roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC, as well as self-employment periods. He is also associated with Stratum Holdings LLC for tax and investment purposes. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm employs model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs, along with affiliated trust and insurance services.

Thomas McBride III is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including VOYA Financial Advisors and North Penn School District. Outside of his advisory role, he is also a musician involved in local theatrical productions. Cetera Investment Advisers LLC is a nationwide independent advisor network serving individuals, retirement plans, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services.

Salvatore Mannino is a financial advisor with Edward Jones in Lahaska, PA, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with Edward D. Jones & CO., L.P. since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mary Jo Webb is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 designations and bringing 11 years of industry experience. She has worked at Primerica Advisors since 2022 and previously operated Mary Jo Webb CPA for 13 years. In addition to her advisory role, she owns Quakertown Tax Services, offering tax and bookkeeping services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model recommendations created by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Danielle Tersaga is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management, financial planning, and investment strategies for high net worth individuals and families. Since 2013, she has been dedicated to helping clients achieve success across all aspects of their financial lives by providing comprehensive and personalized financial services. Danielle approaches each client relationship through a detailed planning process that begins with understanding their unique situation, values, and long-term vision. She designs and implements customized plans utilizing cash flow analysis, simulation testing, and risk management to determine optimal asset allocation. Her approach ensures adaptability as her clients' circumstances evolve, enabling them to face challenges with confidence. She holds a B.S. in Business and Economics with a focus in finance from Ursinus College and has earned the Accredited Wealth Management Advisor™ and Chartered Retirement Planning Counselor™ designations through the College for Financial Planning Institutes Corp. Danielle is also licensed for FINRA Series 7 and 66 securities registrations, as well as life, health, and long-term care insurance. Outside of her professional responsibilities, she enjoys boating, bowling, interior decorating, photography, and spending time with her family.

Harriet Litz is a financial advisor at Cetera with 15 years of industry experience and a Series 66 designation. She has worked at Cetera since 2021 and previously at Voya Financial Advisors. In addition to her advisory role, Harriet is a licensed attorney specializing in estate planning, administration, and related legal services, and she occasionally serves as executor or trustee for client estates. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Jeanne Helmar is a CFP® with 19 years of experience in financial advising, currently with Cetera Wealth Services, LLC and Harmony Wealth Management. She has a background that includes over a decade at Avantax Advisory Services and has worked in related accounting and tax preparation roles. Outside of her advisory practice, she serves as a committee member on the Perkiomen Township Parks & Recreation Committee and participates in the Rockstar Roller Derby league. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with diverse program options and custodian relationships.

Shawna Steward is a financial advisor with Edward Jones in Lansdale, PA, holding a Series 66 designation. She has seven years of industry experience, including two years at DeSales University prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of advisors and branch offices.

Troy Scozzafava is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and has one year of industry experience. His prior roles include positions at GVA Wealth Management and 1847 Financial, as well as experience outside finance with Nature Valley Landscaping. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs firm-approved software and structured planning engagements to deliver written recommendations, generally without investment discretion.

Tracy Zimmerer is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Her prior roles include positions at BlackRock Investments and Merrill, among others. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party managers.

Edward Cleary is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he spent 22 years at Cencora Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment solutions supported by a large national network of financial advisors and branch offices.

William Mckinley is a financial advisor with Raymond James & Associates, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Raymond James in 2024, he operated W Mckinley & Associates LLC and worked at Mutual Securities, Inc. for over a decade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Dennis Cooney is a CFP® professional with 34 years of industry experience, currently affiliated with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing for seven years. Outside of his advisory role, he operates Dennis Cooney Consulting, LLC in Doylestown, PA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm utilizes proprietary research and planning tools to develop customized recommendations, with clients able to implement these through brokerage or advisory programs as they choose.

Barbara Rowens is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and over 21 years of industry experience. Her career includes 17 years at Ic Advisory Services, Inc., and longstanding roles with The Investment Center, Inc. and the School District of Philadelphia. She also operates Barbara Rowens Financial, which involves activities related to non-variable insurance commission trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes various platforms and third-party subadvisors.

Brett Osborn is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has worked previously at National Comfort Products, State Farm, Giant Fitness, and Kutztown University. Outside of advising, he is involved in tax preparation and administrative work with Penn Wealth Accounting Group. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.