Stephen Swofford is a financial advisor at Fisher Investments with 10 years of industry experience and holds a Series 65 designation. He has been with Fisher Investments since 2012. Outside of his advisory role, he is the owner of a holding company that has no active business operations. Fisher Investments serves a diverse global clientele, including institutional and private clients such as pension plans and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized Investment Policy Committee that integrates quantitative and qualitative research, employing tax-aware and risk management strategies across multiple investment vehicles.

Maria Merced is a Series 66-licensed financial advisor with Ameriprise in Wilmington, Delaware, and has 18 years of industry experience. She has been with Ameriprise and its affiliated entity since 2011. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis in a structured program delivered through a centralized consulting team alongside client advisors.

Jason Betz is a financial advisor with Ameriprise in Aston, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 1998. Outside of his advisory work, he is involved in live music performance through a separate company, JEB Productions. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered in partnership with the advisor. The firm serves a broad institutional client base and offers a wide range of advisory, brokerage, and insurance solutions.

Peter Mayer is a Financial Consultant currently working at Fidelity Investments, where he has been employed since 2019. In this role, he collaborates with clients and their families to define financial goals and assist in creating sustainable financial plans. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2019 to 2023. Before joining Fidelity, Peter worked as a Financial Analyst at Independence Square Advisors from 2016 to 2019. His professional experience spans financial analysis, planning, and consulting, enabling him to support clients in achieving their financial objectives. Outside of his professional work, Peter has interests in cooking and baking, fitness, golf, hiking, outdoor adventures, and reading.

Katherine Orth is a Series 66-licensed financial advisor with Ameriprise in Wilmington, DE, and has nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she is co-owner of Family First Legacy LLC and is involved with KMO LLC as a franchise advisor. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports tailored to clients’ income planning needs.

Julia Williams is a financial advisor with Fidelity Investments in Greenville, DE, holding Series 66 and Series 63 licenses and having three years of industry experience. Prior to joining Fidelity in 2025, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A., as well as The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including multi-manager and fund-of-funds structures. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and supports delegated management by sub-advisers.

Nehanda Spencer is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her prior roles include positions at Bank of America, N.A., BNY Mellon, Vanguard, and TD Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Robert Billings is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 10 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank. He serves as a local board member for the Selective Service Administration. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Timothy Fox is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera in 2026, he worked at PayPal for two years and spent over a decade with the Delaware Claims Processing Facility. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes both affiliated and third-party investment options.

Sean Harding is a financial advisor with LPL Financial, holding a Series 63 designation and over 27 years of industry experience. His work history includes multiple roles at LPL Financial and Avantax, as well as operating his own Harding Capital Management for 16 years. Outside of financial services, he is the owner of GLK Sports Training LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology tools.

Arash Ahmadpour is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and was previously employed at the University of Delaware from 2014 to 2018. Outside of his advisory role, he holds power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles, and it acts as an ERISA fiduciary when providing investment advice.

Nicole Brown is a Series 66-licensed financial advisor at Ameriprise in Wilmington, Delaware, with seven years of industry experience. She previously worked at the State of Delaware Department of Justice before joining Ameriprise in 2018. Outside of her advisory role, she volunteers with the Fund for Women, a Delaware-based organization focused on supporting women and girls. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Jason Coleman is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors who has seven years of industry experience. Prior to joining Cambridge, he worked for Talen Susquehanna Nuclear LLC for 15 years. Outside of his advisory role, he is also involved as an independent insurance agent through Frank Leonards and Frank, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, providing a range of investment strategies and platform options tailored to client objectives.

Matthew Mc Menamy is a financial advisor with Ameriprise in Garnet Valley, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jennifer Hoey is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. She follows a holistic approach to wealth management, working closely with a diverse client base that includes corporate executives, farmers, teachers, business owners, and multi-generational families. Jennifer focuses on outlining both short- and long-term financial goals, developing tailored plans that address risk tolerance, cash flow needs, and comprehensive financial topics such as college and retirement savings, estate and legacy planning, insurance, charitable giving, and job transitions. Raised in a family of financial advisors, Jennifer has been with Merrill since 1991 and has cultivated a deep network within the firm to effectively address her clients' varied needs. She holds the CERTIFIED FINANCIAL PLANNER4 (CFP) certification, the Certified Private Wealth Advisor4 (CPWA) certification, and the Personal Investment Advisor (PIA) designation. Jennifer earned her bachelor's degree from Rosemont College with concentrations in English Literature, Philosophy, and French. Outside of her professional life, Jennifer is a lifelong equestrian competing in the mid-Atlantic region and wintering in Aiken, South Carolina. She is also an avid gardener dedicated to restoring native plants and trees on her property. Jennifer contributes to the community by mentoring local college juniors and seniors interested in financial careers. She has been recognized by Forbes on the "Top Women Wealth Advisors Best-in-State" list for 2024.

Charles Stalter is a financial advisor at Cetera with 22 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Diamond State Financial Group and Securian Financial Services. Outside of his advisory role, he serves as the leadership chair for the Leukemia & Lymphoma Society of Delaware and is a board member of the nonprofit DSFG Cares. Cetera Investment Advisers LLC is a large nationwide registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management and financial planning services.

Timothy Friedrich is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 11 years of industry experience. His career includes positions at Ameriprise Financial Services, Inc. and Commonwealth Financial Network. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Samir Ahmad is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at HSBC Securities and J.P. Morgan Securities. He is based in Wilmington, Delaware. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market scenario models as part of its financial planning process.

Nicholas Hernjak is a CFP® and Series 66-registered financial advisor with Edward Jones in Wilmington, DE, bringing three years of industry experience. Prior to joining Edward Jones, he spent six years at the University of Delaware and ten years at DuPont. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard and notable for its extensive advisor network and affiliated financial services.

Emily Woodson is a CFP®-certified financial advisor with 16 years of industry experience. She is currently with LPL Financial, where she has worked since 2022, and previously spent 12 years at Lincoln Financial Securities. Outside of her advisory work, she is involved in managing Financial House Advisors, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches supported by model portfolios and research from multiple sources.